2026 Tax Year · Single Filer · Delaware

$31 an Hour in Delaware — After-Tax Take-Home (2026)

At $31/hour (2,080 hours/year), your gross annual income is $64,480. After federal income tax, Social Security, Medicare, and Delaware state income tax, your take-home pay is $24.50/hr. In Delaware's medium cost-of-living environment, this is a comfortable living wage in Delaware.

Gross Annual
$64,480
Net Annual
$50,965
Net Monthly
$4,247
Net Hourly
$24.50

Pay Period Breakdown

Period Gross Tax Net
Hourly $31.00 $6.50 $24.50
Daily (8 hrs) $248.00 $51.98 $196.02
Weekly (40 hrs) $1,240.00 $259.90 $980.10
Biweekly $2,480.00 $519.81 $1,960.19
Monthly $5,373.33 $1,126.25 $4,247.08
Annual $64,480 $13,515 $50,965

Full Tax Breakdown — Delaware, Single Filer

Item Rate / Notes Amount
Gross Annual Income $31/hr × 2,080 hrs $64,480
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $48,380
Federal Income Tax 8.6% −$5,557.60
Social Security (6.2%) up to $168,600 −$3,997.76
Medicare (1.45%) −$934.96
Delaware Standard Deduction Single 2026 −$3,250
Delaware State Income Tax 4.7% −$3,024.68
Total Tax 21.0% effective −$13,515.00
Net Take-Home $50,965

How Does Delaware Compare?

See how $31/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $2,202.48 $4,316/mo $51,787 Florida None $4,499/mo $53,990 New York $2,873.93 $4,260/mo $51,116 Texas None $4,499/mo $53,990 Washington None $4,499/mo $53,990
Open Full Calculator for Delaware — $31/hr →

Equivalent Annual Salary Pages

$31/hr = $64,480/year gross. See the full state-by-state salary breakdown:

$64,480 salary in Delaware — full breakdown $64,480 after tax in Delaware $64,480 salary to hourly Delaware paycheck calculator

Adjacent Rates in Delaware

$28/hr in Delaware$29/hr in Delaware$30/hr in Delaware$32/hr in Delaware$33/hr in Delaware$34/hr in Delaware

Same Rate, Other States

$31/hr in Alabama$31/hr in Alaska$31/hr in Arizona$31/hr in Arkansas$31/hr in California$31/hr in Colorado

Cost of Living in Delaware

✓ Comfortable — $31/hr covers costs in Delaware
  • Avg 1BR rent in Wilmington: $1,250/mo — within budget (23% of gross monthly)
  • Minimum comfortable income in Delaware: $42,000/yr
  • Your net annual: $50,965 ($8,965 above comfortable threshold)
  • Purchasing power equivalent in Texas: ~$31/hr

Working at $31/hr in Delaware

At this level in Delaware, the no-sales-tax advantage compounds with a moderate income tax to create strong purchasing power. Finance and pharmaceutical workers at this wage rate enjoy a favorable tax environment relative to nearby New York and Maryland.

At ${rate}/hr, you work roughly 52 hours each month to cover a typical 1BR in Wilmington (${rent.toLocaleString()}/mo) -- that's within the 30% gross income guideline. This wage is 2.1x Delaware's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Delaware is 21.0% -- federal income tax accounts for 8.6%, FICA 7.6%, and Delaware state tax 4.7%.

Delaware punches above its weight economically due to its business-friendly incorporation laws — most Fortune 500 companies are incorporated here. Finance, legal services, and pharmaceuticals (AstraZeneca HQ) are the main employers.

Delaware has no sales tax, which is a meaningful benefit for consumer spending. State income tax runs 2.2%–6.6%. No local income taxes.

Delaware's minimum wage is $15.00/hr (2026).

Monthly Budget on $31/hr in Delaware

Based on $4,247/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Delaware's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,250 $15,000 29.4%
Food (groceries + dining) $510 $6,120 12.0%
Transportation $425 $5,100 10.0%
Utilities $255 $3,060 6.0%
Healthcare $212 $2,544 5.0%
Entertainment $212 $2,544 5.0%
Savings (10% target) $425 $5,100 10.0%
Remaining / Surplus $958 $11,496 22.6%

Overtime Pay — $31/hr in Delaware

At time-and-a-half ($46.50/hr), here's what overtime adds to your annual net income in Delaware. Your marginal tax rate at this income level is ~20.1%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $233 $186 $9,300
10 hrs/week $465 $372 $18,600
20 hrs/week $930 $744 $37,200

Hours to Afford Common Purchases at $31/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $24.50 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 1.7 hrs 2.1 hrs
Week of groceries $120 3.9 hrs 4.9 hrs
iPhone 16 (base) $799 25.8 hrs 32.7 hrs
1 month rent (Wilmington) $1,250 40.4 hrs 51.1 hrs
Used car ($10k) $10,000 322.6 hrs 408.2 hrs
Median new car ($48k) $48,000 1548.4 hrs 1959 hrs

Frequently Asked Questions

31 an hour -- is it a good wage in Delaware?

31/hr in Delaware gives you $50,965/year after taxes -- a comfortable living wage in Delaware. Avg 1BR rent in Wilmington: $1,250/month (within the 30% rule).

What is 31 an hour after taxes in Delaware?

31/hr in Delaware = $50,965/year or $4,247/month net. Effective rate: 21.0%.

How does 31/hr go further -- Delaware or Texas?

31/hr in Delaware has similar purchasing power to ~31/hr in Texas.

What does 31/hr look like as a monthly budget in Delaware?

On $4,247/month in Delaware: rent $1,250, food $510, transport $425, savings $425, surplus ~$958.

How much does overtime add at 31/hr in Delaware?

At 1.5x (46.50/hr OT), 5 extra hrs/week adds ~$9,300/year net; 10 hrs/week adds ~$18,600/year.