2026 Tax Year · Single Filer · Georgia

$31 an Hour in Georgia — After-Tax Take-Home (2026)

At $31/hour (2,080 hours/year), your gross annual income is $64,480. After federal income tax, Social Security, Medicare, and Georgia state income tax, your take-home pay is $24.57/hr. In Georgia's medium cost-of-living environment, this is a comfortable living wage in Georgia.

Gross Annual
$64,480
Net Annual
$51,109
Net Monthly
$4,259
Net Hourly
$24.57

Pay Period Breakdown

Period Gross Tax Net
Hourly $31.00 $6.43 $24.57
Daily (8 hrs) $248.00 $51.43 $196.57
Weekly (40 hrs) $1,240.00 $257.14 $982.86
Biweekly $2,480.00 $514.29 $1,965.71
Monthly $5,373.33 $1,114.29 $4,259.04
Annual $64,480 $13,371 $51,109

Full Tax Breakdown — Georgia, Single Filer

Item Rate / Notes Amount
Gross Annual Income $31/hr × 2,080 hrs $64,480
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $48,380
Federal Income Tax 8.6% −$5,557.60
Social Security (6.2%) up to $168,600 −$3,997.76
Medicare (1.45%) −$934.96
Georgia Standard Deduction Single 2026 −$12,000
Georgia State Income Tax 4.5% −$2,881.15
Total Tax 20.7% effective −$13,371.47
Net Take-Home $51,109

How Does Georgia Compare?

See how $31/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $2,202.48 $4,316/mo $51,787 Florida None $4,499/mo $53,990 New York $2,873.93 $4,260/mo $51,116 Texas None $4,499/mo $53,990 Washington None $4,499/mo $53,990
Open Full Calculator for Georgia — $31/hr →

Equivalent Annual Salary Pages

$31/hr = $64,480/year gross. See the full state-by-state salary breakdown:

$64,480 salary in Georgia — full breakdown $64,480 after tax in Georgia $64,480 salary to hourly Georgia paycheck calculator

Adjacent Rates in Georgia

$28/hr in Georgia$29/hr in Georgia$30/hr in Georgia$32/hr in Georgia$33/hr in Georgia$34/hr in Georgia

Same Rate, Other States

$31/hr in Alabama$31/hr in Alaska$31/hr in Arizona$31/hr in Arkansas$31/hr in California$31/hr in Colorado

Cost of Living in Georgia

✓ Comfortable — $31/hr covers costs in Georgia
  • Avg 1BR rent in Atlanta: $1,300/mo — within budget (24% of gross monthly)
  • Minimum comfortable income in Georgia: $42,000/yr
  • Your net annual: $51,109 ($9,109 above comfortable threshold)
  • Purchasing power equivalent in Texas: ~$31/hr

Working at $31/hr in Georgia

At this level in Georgia you're solidly upper-middle-class by state standards. Atlanta competes directly with Charlotte and Nashville for tech talent at this wage tier, and its cost of living remains lower than comparable Northern metros.

At ${rate}/hr, you work roughly 53 hours each month to cover a typical 1BR in Atlanta (${rent.toLocaleString()}/mo) -- that's within the 30% gross income guideline. This wage is 4.3x Georgia's federal minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Georgia is 20.7% -- federal income tax accounts for 8.6%, FICA 7.6%, and Georgia state tax 4.5%.

Atlanta is a major logistics, finance, technology, and film production hub. Delta Air Lines, Home Depot, UPS, and Coca-Cola are headquartered here. Georgia's film tax credits have made it the second-largest film production state. The broader state economy includes significant manufacturing and agriculture.

Georgia has a flat 5.49% income tax rate (2026), reduced from a graduated system. The rate continues to phase down toward 4.99% in coming years. Georgia has a relatively generous standard deduction of $12,000 for single filers.

Georgia follows the federal minimum wage of $7.25/hr — no state increase.

Monthly Budget on $31/hr in Georgia

Based on $4,259/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Georgia's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,300 $15,600 30.5%
Food (groceries + dining) $511 $6,132 12.0%
Transportation $426 $5,112 10.0%
Utilities $256 $3,072 6.0%
Healthcare $213 $2,556 5.0%
Entertainment $213 $2,556 5.0%
Savings (10% target) $426 $5,112 10.0%
Remaining / Surplus $914 $10,968 21.5%

Overtime Pay — $31/hr in Georgia

At time-and-a-half ($46.50/hr), here's what overtime adds to your annual net income in Georgia. Your marginal tax rate at this income level is ~18.9%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $233 $188 $9,400
10 hrs/week $465 $377 $18,850
20 hrs/week $930 $754 $37,700

Hours to Afford Common Purchases at $31/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $24.57 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 1.7 hrs 2.1 hrs
Week of groceries $120 3.9 hrs 4.9 hrs
iPhone 16 (base) $799 25.8 hrs 32.6 hrs
1 month rent (Atlanta) $1,300 42 hrs 53 hrs
Used car ($10k) $10,000 322.6 hrs 407 hrs
Median new car ($48k) $48,000 1548.4 hrs 1953.5 hrs

Frequently Asked Questions

31 an hour -- is it a good wage in Georgia?

31/hr in Georgia gives you $51,109/year after taxes -- a comfortable living wage in Georgia. Avg 1BR rent in Atlanta: $1,300/month (within the 30% rule).

What is 31 an hour after taxes in Georgia?

31/hr in Georgia = $51,109/year or $4,259/month net. Effective rate: 20.7%.

How does 31/hr go further -- Georgia or Texas?

31/hr in Georgia has similar purchasing power to ~31/hr in Texas.

What does 31/hr look like as a monthly budget in Georgia?

On $4,259/month in Georgia: rent $1,300, food $511, transport $426, savings $426, surplus ~$914.

How much does overtime add at 31/hr in Georgia?

At 1.5x (46.50/hr OT), 5 extra hrs/week adds ~$9,400/year net; 10 hrs/week adds ~$18,850/year.