2026 Tax Year · Single Filer · Minnesota

$31 an Hour in Minnesota — After-Tax Take-Home (2026)

At $31/hour (2,080 hours/year), your gross annual income is $64,480. After federal income tax, Social Security, Medicare, and Minnesota state income tax, your take-home pay is $24.60/hr. In Minnesota's medium cost-of-living environment, this is a comfortable living wage in Minnesota.

Gross Annual
$64,480
Net Annual
$51,159
Net Monthly
$4,263
Net Hourly
$24.60

Pay Period Breakdown

Period Gross Tax Net
Hourly $31.00 $6.40 $24.60
Daily (8 hrs) $248.00 $51.23 $196.77
Weekly (40 hrs) $1,240.00 $256.17 $983.83
Biweekly $2,480.00 $512.33 $1,967.67
Monthly $5,373.33 $1,110.05 $4,263.28
Annual $64,480 $13,321 $51,159

Full Tax Breakdown — Minnesota, Single Filer

Item Rate / Notes Amount
Gross Annual Income $31/hr × 2,080 hrs $64,480
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $48,380
Federal Income Tax 8.6% −$5,557.60
Social Security (6.2%) up to $168,600 −$3,997.76
Medicare (1.45%) −$934.96
Minnesota Standard Deduction Single 2026 −$16,100
Minnesota State Income Tax 4.4% −$2,830.34
Total Tax 20.7% effective −$13,320.65
Net Take-Home $51,159

How Does Minnesota Compare?

See how $31/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $2,202.48 $4,316/mo $51,787 Florida None $4,499/mo $53,990 New York $2,873.93 $4,260/mo $51,116 Texas None $4,499/mo $53,990 Washington None $4,499/mo $53,990
Open Full Calculator for Minnesota — $31/hr →

Equivalent Annual Salary Pages

$31/hr = $64,480/year gross. See the full state-by-state salary breakdown:

$64,480 salary in Minnesota — full breakdown $64,480 after tax in Minnesota $64,480 salary to hourly Minnesota paycheck calculator

Adjacent Rates in Minnesota

$28/hr in Minnesota$29/hr in Minnesota$30/hr in Minnesota$32/hr in Minnesota$33/hr in Minnesota$34/hr in Minnesota

Same Rate, Other States

$31/hr in Alabama$31/hr in Alaska$31/hr in Arizona$31/hr in Arkansas$31/hr in California$31/hr in Colorado

Cost of Living in Minnesota

✓ Comfortable — $31/hr covers costs in Minnesota
  • Avg 1BR rent in Minneapolis: $1,250/mo — within budget (23% of gross monthly)
  • Minimum comfortable income in Minnesota: $42,000/yr
  • Your net annual: $51,159 ($9,159 above comfortable threshold)
  • Purchasing power equivalent in Texas: ~$31/hr

Working at $31/hr in Minnesota

At this level in Minnesota the progressive tax structure takes a significant bite — effective state rates often reach 7–8%. The strong corporate presence (Fortune 500 companies per capita is among the highest in the US) means high-skill workers are well compensated to offset the higher taxes.

At ${rate}/hr, you work roughly 51 hours each month to cover a typical 1BR in Minneapolis (${rent.toLocaleString()}/mo) -- that's within the 30% gross income guideline. This wage is 2.8x Minnesota's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Minnesota is 20.7% -- federal income tax accounts for 8.6%, FICA 7.6%, and Minnesota state tax 4.4%.

Minnesota has a highly educated workforce and strong corporate base — Target, UnitedHealth Group, 3M, General Mills, and Best Buy are all headquartered here. The Twin Cities metro has a diverse, resilient economy. Healthcare, finance, retail, and manufacturing are major sectors.

Minnesota has a progressive income tax with a top rate of 9.85% — one of the highest in the Midwest. The brackets are steep: the 6.8% rate applies above ~$29k for single filers. This creates a noticeably higher state tax burden at mid and upper incomes relative to neighboring Wisconsin or Iowa.

Minnesota's minimum wage is $11.13/hr for large employers (2026).

Monthly Budget on $31/hr in Minnesota

Based on $4,263/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Minnesota's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,250 $15,000 29.3%
Food (groceries + dining) $512 $6,144 12.0%
Transportation $426 $5,112 10.0%
Utilities $256 $3,072 6.0%
Healthcare $213 $2,556 5.0%
Entertainment $213 $2,556 5.0%
Savings (10% target) $426 $5,112 10.0%
Remaining / Surplus $967 $11,604 22.7%

Overtime Pay — $31/hr in Minnesota

At time-and-a-half ($46.50/hr), here's what overtime adds to your annual net income in Minnesota. Your marginal tax rate at this income level is ~20.3%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $233 $185 $9,250
10 hrs/week $465 $371 $18,550
20 hrs/week $930 $742 $37,100

Hours to Afford Common Purchases at $31/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $24.60 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 1.7 hrs 2.1 hrs
Week of groceries $120 3.9 hrs 4.9 hrs
iPhone 16 (base) $799 25.8 hrs 32.5 hrs
1 month rent (Minneapolis) $1,250 40.4 hrs 50.9 hrs
Used car ($10k) $10,000 322.6 hrs 406.6 hrs
Median new car ($48k) $48,000 1548.4 hrs 1951.6 hrs

Frequently Asked Questions

31 an hour -- is it a good wage in Minnesota?

31/hr in Minnesota gives you $51,159/year after taxes -- a comfortable living wage in Minnesota. Avg 1BR rent in Minneapolis: $1,250/month (within the 30% rule).

What is 31 an hour after taxes in Minnesota?

31/hr in Minnesota = $51,159/year or $4,263/month net. Effective rate: 20.7%.

How does 31/hr go further -- Minnesota or Texas?

31/hr in Minnesota has similar purchasing power to ~31/hr in Texas.

What does 31/hr look like as a monthly budget in Minnesota?

On $4,263/month in Minnesota: rent $1,250, food $512, transport $426, savings $426, surplus ~$967.

How much does overtime add at 31/hr in Minnesota?

At 1.5x (46.50/hr OT), 5 extra hrs/week adds ~$9,250/year net; 10 hrs/week adds ~$18,550/year.