$31 an Hour in Nebraska — After-Tax Take-Home (2026)

At $31/hour (2,080 hours/year), your gross annual income is $64,480. After federal income tax, Social Security, Medicare, and Nebraska state income tax, your take-home pay is $24.82/hr. In Nebraska's low cost-of-living environment, this is a comfortable living wage in Nebraska.

Gross Annual
$64,480
Net Annual
$51,628
Net Monthly
$4,302
Net Hourly
$24.82

Pay Period Breakdown

Period Gross Tax Net
Hourly $31.00 $6.18 $24.82
Daily (8 hrs) $248.00 $49.43 $198.57
Weekly (40 hrs) $1,240.00 $247.16 $992.84
Biweekly $2,480.00 $494.32 $1,985.68
Monthly $5,373.33 $1,071.03 $4,302.31
Annual $64,480 $12,852 $51,628

Full Tax Breakdown — Nebraska, Single Filer

Item Rate / Notes Amount
Gross Annual Income $31/hr × 2,080 hrs $64,480
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $48,380
Federal Income Tax 8.6% −$5,557.60
Social Security (6.2%) up to $168,600 −$3,997.76
Medicare (1.45%) −$934.96
Nebraska Standard Deduction Single 2026 −$7,900
Nebraska State Income Tax 3.7% −$2,362.01
Total Tax 19.9% effective −$12,852.33
Net Take-Home $51,628

How Does Nebraska Compare?

See how $31/hr take-home differs in other states at the same wage:

Equivalent Annual Salary Pages

$31/hr = $64,480/year gross. See the full state-by-state salary breakdown:

Adjacent Rates in Nebraska

Same Rate, Other States

Cost of Living in Nebraska

✓ Comfortable — $31/hr covers costs in Nebraska
  • Avg 1BR rent in Omaha: $950/mo — within budget (18% of gross monthly)
  • Minimum comfortable income in Nebraska: $34,000/yr
  • Your net annual: $51,628 ($17,628 above comfortable threshold)
  • Purchasing power equivalent in Texas: ~$38.3/hr

Working at $31/hr in Nebraska

At this level in Nebraska you're firmly upper-middle-class. Berkshire Hathaway and the broader insurance/finance cluster create real demand for skilled workers at this rate. Omaha's housing market remains very affordable relative to comparable metros.

At ${rate}/hr, you work roughly 39 hours each month to cover a typical 1BR in Omaha (${rent.toLocaleString()}/mo) -- that's within the 30% gross income guideline. This wage is 2.3x Nebraska's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Nebraska is 19.9% -- federal income tax accounts for 8.6%, FICA 7.6%, and Nebraska state tax 3.7%.

Nebraska's economy is built on agriculture, food processing (Tyson, ConAgra), insurance (Berkshire Hathaway, Mutual of Omaha), and finance. Omaha's 'insurance capital' status creates a stable professional sector. The state has very low unemployment historically.

Nebraska has a graduated income tax with rates from 2.46% to 3.99% (recently simplified and reduced). The state mirrors the federal standard deduction.

Nebraska's minimum wage is $13.50/hr (2026), rising to $15 by 2026.

Monthly Budget on $31/hr in Nebraska

Based on $4,302/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Nebraska's cost of living.

Category Monthly Annual % of Net
Rent / Housing $950 $11,400 22.1%
Food (groceries + dining) $516 $6,192 12.0%
Transportation $430 $5,160 10.0%
Utilities $258 $3,096 6.0%
Healthcare $215 $2,580 5.0%
Entertainment $215 $2,580 5.0%
Savings (10% target) $430 $5,160 10.0%
Remaining / Surplus $1,288 $15,456 29.9%

Overtime Pay — $31/hr in Nebraska

At time-and-a-half ($46.50/hr), here's what overtime adds to your annual net income in Nebraska. Your marginal tax rate at this income level is ~18.0%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $233 $191 $9,550
10 hrs/week $465 $381 $19,050
20 hrs/week $930 $763 $38,150

Hours to Afford Common Purchases at $31/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $24.82 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 1.7 hrs 2.1 hrs
Week of groceries $120 3.9 hrs 4.9 hrs
iPhone 16 (base) $799 25.8 hrs 32.2 hrs
1 month rent (Omaha) $950 30.7 hrs 38.3 hrs
Used car ($10k) $10,000 322.6 hrs 402.9 hrs
Median new car ($48k) $48,000 1548.4 hrs 1933.9 hrs

Frequently Asked Questions

31 an hour -- is it a good wage in Nebraska?

31/hr in Nebraska gives you $51,628/year after taxes -- a comfortable living wage in Nebraska. Avg 1BR rent in Omaha: $950/month (within the 30% rule).

What is 31 an hour after taxes in Nebraska?

31/hr in Nebraska = $51,628/year or $4,302/month net. Effective rate: 19.9%.

How does 31/hr go further -- Nebraska or Texas?

31/hr in Nebraska has similar purchasing power to ~38.3/hr in Texas.

What does 31/hr look like as a monthly budget in Nebraska?

On $4,302/month in Nebraska: rent $950, food $516, transport $430, savings $430, surplus ~$1,288.

How much does overtime add at 31/hr in Nebraska?

At 1.5x (46.50/hr OT), 5 extra hrs/week adds ~$9,550/year net; 10 hrs/week adds ~$19,050/year.