2026 Tax Year · Single Filer · Oregon

$31 an Hour in Oregon — After-Tax Take-Home (2026)

At $31/hour (2,080 hours/year), your gross annual income is $64,480. After federal income tax, Social Security, Medicare, and Oregon state income tax, your take-home pay is $23.50/hr. In Oregon's high cost-of-living environment, this is enough to get by in Oregon, though budget carefully.

Gross Annual
$64,480
Net Annual
$48,873
Net Monthly
$4,073
Net Hourly
$23.50

Pay Period Breakdown

Period Gross Tax Net
Hourly $31.00 $7.50 $23.50
Daily (8 hrs) $248.00 $60.03 $187.97
Weekly (40 hrs) $1,240.00 $300.14 $939.86
Biweekly $2,480.00 $600.27 $1,879.73
Monthly $5,373.33 $1,300.59 $4,072.74
Annual $64,480 $15,607 $48,873

Full Tax Breakdown — Oregon, Single Filer

Item Rate / Notes Amount
Gross Annual Income $31/hr × 2,080 hrs $64,480
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $48,380
Federal Income Tax 8.6% −$5,557.60
Social Security (6.2%) up to $168,600 −$3,997.76
Medicare (1.45%) −$934.96
Oregon Standard Deduction Single 2026 −$2,745
Oregon State Income Tax 7.9% −$5,116.81
Total Tax 24.2% effective −$15,607.13
Net Take-Home $48,873

How Does Oregon Compare?

See how $31/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $2,202.48 $4,316/mo $51,787 Florida None $4,499/mo $53,990 New York $2,873.93 $4,260/mo $51,116 Texas None $4,499/mo $53,990 Washington None $4,499/mo $53,990
Open Full Calculator for Oregon — $31/hr →

Equivalent Annual Salary Pages

$31/hr = $64,480/year gross. See the full state-by-state salary breakdown:

$64,480 salary in Oregon — full breakdown $64,480 after tax in Oregon $64,480 salary to hourly Oregon paycheck calculator

Adjacent Rates in Oregon

$28/hr in Oregon$29/hr in Oregon$30/hr in Oregon$32/hr in Oregon$33/hr in Oregon$34/hr in Oregon

Same Rate, Other States

$31/hr in Alabama$31/hr in Alaska$31/hr in Arizona$31/hr in Arkansas$31/hr in California$31/hr in Colorado

Cost of Living in Oregon

⚠ Tight — $31/hr is borderline in Oregon
  • Avg 1BR rent in Portland: $1,600/mo — within budget (30% of gross monthly)
  • Minimum comfortable income in Oregon: $52,000/yr
  • Your net annual: $48,873 ($3,127 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$25/hr

Working at $31/hr in Oregon

At this level in Oregon the 8.75–9.9% marginal rate creates a significant tax burden. Intel and Nike create strong demand for skilled workers at this level. The no-sales-tax advantage is meaningful for high earners making large purchases, but the income tax is the dominant factor at these wages.

At ${rate}/hr, you work roughly 69 hours each month to cover a typical 1BR in Portland (${rent.toLocaleString()}/mo) -- that's within the 30% gross income guideline. This wage is 2.1x Oregon's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Oregon is 24.2% -- federal income tax accounts for 8.6%, FICA 7.6%, and Oregon state tax 7.9%.

Oregon's economy is driven by tech (Intel's largest fab is in Hillsboro, Nike HQ in Beaverton, Adidas US HQ in Portland), timber, agriculture, and tourism. Portland has a significant creative and startup economy.

Oregon has a progressive income tax with a top rate of 9.9% — among the highest in the US. The 8.75% bracket applies above $125k, but the 8% bracket starts around $17.4k for single filers. Oregon has no sales tax. Portland also levies a metro tax and Arts Tax on residents.

Oregon's minimum wage is $14.70/hr statewide (2026). Portland metro: $15.95/hr.

Monthly Budget on $31/hr in Oregon

Based on $4,073/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Oregon's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,600 $19,200 39.3%
Food (groceries + dining) $489 $5,868 12.0%
Transportation $407 $4,884 10.0%
Utilities $244 $2,928 6.0%
Healthcare $204 $2,448 5.0%
Entertainment $204 $2,448 5.0%
Savings (10% target) $407 $4,884 10.0%
Remaining / Surplus $518 $6,216 12.7%

Overtime Pay — $31/hr in Oregon

At time-and-a-half ($46.50/hr), here's what overtime adds to your annual net income in Oregon. Your marginal tax rate at this income level is ~22.2%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $233 $181 $9,050
10 hrs/week $465 $362 $18,100
20 hrs/week $930 $724 $36,200

Hours to Afford Common Purchases at $31/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $23.50 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 1.7 hrs 2.2 hrs
Week of groceries $120 3.9 hrs 5.2 hrs
iPhone 16 (base) $799 25.8 hrs 34.1 hrs
1 month rent (Portland) $1,600 51.7 hrs 68.1 hrs
Used car ($10k) $10,000 322.6 hrs 425.6 hrs
Median new car ($48k) $48,000 1548.4 hrs 2042.9 hrs

Frequently Asked Questions

31 an hour -- is it a good wage in Oregon?

31/hr in Oregon gives you $48,873/year after taxes -- enough to get by in Oregon, though budget carefully. Avg 1BR rent in Portland: $1,600/month (within the 30% rule).

What is 31 an hour after taxes in Oregon?

31/hr in Oregon = $48,873/year or $4,073/month net. Effective rate: 24.2%.

How does 31/hr go further -- Oregon or Texas?

31/hr in Oregon has similar purchasing power to ~25/hr in Texas.

What does 31/hr look like as a monthly budget in Oregon?

On $4,073/month in Oregon: rent $1,600, food $489, transport $407, savings $407, surplus ~$518.

How much does overtime add at 31/hr in Oregon?

At 1.5x (46.50/hr OT), 5 extra hrs/week adds ~$9,050/year net; 10 hrs/week adds ~$18,100/year.