2026 Tax Year · Single Filer · Vermont

$31 an Hour in Vermont — After-Tax Take-Home (2026)

At $31/hour (2,080 hours/year), your gross annual income is $64,480. After federal income tax, Social Security, Medicare, and Vermont state income tax, your take-home pay is $24.83/hr. In Vermont's high cost-of-living environment, this is enough to get by in Vermont, though budget carefully.

Gross Annual
$64,480
Net Annual
$51,639
Net Monthly
$4,303
Net Hourly
$24.83

Pay Period Breakdown

Period Gross Tax Net
Hourly $31.00 $6.17 $24.83
Daily (8 hrs) $248.00 $49.39 $198.61
Weekly (40 hrs) $1,240.00 $246.95 $993.05
Biweekly $2,480.00 $493.90 $1,986.10
Monthly $5,373.33 $1,070.13 $4,303.21
Annual $64,480 $12,842 $51,639

Full Tax Breakdown — Vermont, Single Filer

Item Rate / Notes Amount
Gross Annual Income $31/hr × 2,080 hrs $64,480
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $48,380
Federal Income Tax 8.6% −$5,557.60
Social Security (6.2%) up to $168,600 −$3,997.76
Medicare (1.45%) −$934.96
Vermont Standard Deduction Single 2026 −$6,500
Vermont State Income Tax 3.6% −$2,351.18
Total Tax 19.9% effective −$12,841.50
Net Take-Home $51,639

How Does Vermont Compare?

See how $31/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $2,202.48 $4,316/mo $51,787 Florida None $4,499/mo $53,990 New York $2,873.93 $4,260/mo $51,116 Texas None $4,499/mo $53,990 Washington None $4,499/mo $53,990
Open Full Calculator for Vermont — $31/hr →

Equivalent Annual Salary Pages

$31/hr = $64,480/year gross. See the full state-by-state salary breakdown:

$64,480 salary in Vermont — full breakdown $64,480 after tax in Vermont $64,480 salary to hourly Vermont paycheck calculator

Adjacent Rates in Vermont

$28/hr in Vermont$29/hr in Vermont$30/hr in Vermont$32/hr in Vermont$33/hr in Vermont$34/hr in Vermont

Same Rate, Other States

$31/hr in Alabama$31/hr in Alaska$31/hr in Arizona$31/hr in Arkansas$31/hr in California$31/hr in Colorado

Cost of Living in Vermont

⚠ Tight — $31/hr is borderline in Vermont
  • Avg 1BR rent in Burlington: $1,400/mo — within budget (26% of gross monthly)
  • Minimum comfortable income in Vermont: $48,000/yr
  • Your net annual: $51,639 ($3,639 above comfortable threshold)
  • Purchasing power equivalent in Texas: ~$27.1/hr

Working at $31/hr in Vermont

At this level in Vermont the 8.75% top rate creates a significant burden. Healthcare and remote tech workers command these rates. Vermont's small size and tight labor market mean skilled workers have real negotiating leverage.

At ${rate}/hr, you work roughly 57 hours each month to cover a typical 1BR in Burlington (${rent.toLocaleString()}/mo) -- that's within the 30% gross income guideline. This wage is 2.2x Vermont's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Vermont is 19.9% -- federal income tax accounts for 8.6%, FICA 7.6%, and Vermont state tax 3.6%.

Vermont has a small, high-quality economy centered on healthcare, education, tourism (skiing, fall foliage), technology, and specialty food/agriculture (Ben & Jerry's). The labor market is very tight due to the small, aging population. Remote work has increased Vermont's attractiveness.

Vermont has a progressive income tax with rates from 3.35% to 8.75%. The top rate applies at $204k+, but the 6.6% bracket starts around $41k for single filers — creating a meaningful mid-income burden.

Vermont's minimum wage is $14.01/hr (2026), indexed to inflation.

Monthly Budget on $31/hr in Vermont

Based on $4,303/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Vermont's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,400 $16,800 32.5%
Food (groceries + dining) $516 $6,192 12.0%
Transportation $430 $5,160 10.0%
Utilities $258 $3,096 6.0%
Healthcare $215 $2,580 5.0%
Entertainment $215 $2,580 5.0%
Savings (10% target) $430 $5,160 10.0%
Remaining / Surplus $839 $10,068 19.5%

Overtime Pay — $31/hr in Vermont

At time-and-a-half ($46.50/hr), here's what overtime adds to your annual net income in Vermont. Your marginal tax rate at this income level is ~20.1%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $233 $186 $9,300
10 hrs/week $465 $372 $18,600
20 hrs/week $930 $744 $37,200

Hours to Afford Common Purchases at $31/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $24.83 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 1.7 hrs 2.1 hrs
Week of groceries $120 3.9 hrs 4.9 hrs
iPhone 16 (base) $799 25.8 hrs 32.2 hrs
1 month rent (Burlington) $1,400 45.2 hrs 56.4 hrs
Used car ($10k) $10,000 322.6 hrs 402.9 hrs
Median new car ($48k) $48,000 1548.4 hrs 1933.5 hrs

Frequently Asked Questions

31 an hour -- is it a good wage in Vermont?

31/hr in Vermont gives you $51,639/year after taxes -- enough to get by in Vermont, though budget carefully. Avg 1BR rent in Burlington: $1,400/month (within the 30% rule).

What is 31 an hour after taxes in Vermont?

31/hr in Vermont = $51,639/year or $4,303/month net. Effective rate: 19.9%.

How does 31/hr go further -- Vermont or Texas?

31/hr in Vermont has similar purchasing power to ~27.1/hr in Texas.

What does 31/hr look like as a monthly budget in Vermont?

On $4,303/month in Vermont: rent $1,400, food $516, transport $430, savings $430, surplus ~$839.

How much does overtime add at 31/hr in Vermont?

At 1.5x (46.50/hr OT), 5 extra hrs/week adds ~$9,300/year net; 10 hrs/week adds ~$18,600/year.