$33 an Hour in Minnesota — After-Tax Take-Home (2026)

At $33/hour (2,080 hours/year), your gross annual income is $68,640. After federal income tax, Social Security, Medicare, and Minnesota state income tax, your take-home pay is $25.96/hr. In Minnesota's medium cost-of-living environment, this is a comfortable living wage in Minnesota.

Gross Annual
$68,640
Net Annual
$54,005
Net Monthly
$4,500
Net Hourly
$25.96

Pay Period Breakdown

Period Gross Tax Net
Hourly $33.00 $7.04 $25.96
Daily (8 hrs) $264.00 $56.29 $207.71
Weekly (40 hrs) $1,320.00 $281.44 $1,038.56
Biweekly $2,640.00 $562.88 $2,077.12
Monthly $5,720.00 $1,219.58 $4,500.42
Annual $68,640 $14,635 $54,005

Full Tax Breakdown — Minnesota, Single Filer

Item Rate / Notes Amount
Gross Annual Income $33/hr × 2,080 hrs $68,640
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $52,540
Federal Income Tax 9.1% −$6,270.80
Social Security (6.2%) up to $168,600 −$4,255.68
Medicare (1.45%) −$995.28
Minnesota Standard Deduction Single 2026 −$16,100
Minnesota State Income Tax 4.5% −$3,113.22
Total Tax 21.3% effective −$14,634.98
Net Take-Home $54,005

How Does Minnesota Compare?

See how $33/hr take-home differs in other states at the same wage:

Equivalent Annual Salary Pages

$33/hr = $68,640/year gross. See the full state-by-state salary breakdown:

Adjacent Rates in Minnesota

Same Rate, Other States

Cost of Living in Minnesota

✓ Comfortable — $33/hr covers costs in Minnesota
  • Avg 1BR rent in Minneapolis: $1,250/mo — within budget (22% of gross monthly)
  • Minimum comfortable income in Minnesota: $42,000/yr
  • Your net annual: $54,005 ($12,005 above comfortable threshold)
  • Purchasing power equivalent in Texas: ~$33/hr

Working at $33/hr in Minnesota

At this level in Minnesota the progressive tax structure takes a significant bite — effective state rates often reach 7–8%. The strong corporate presence (Fortune 500 companies per capita is among the highest in the US) means high-skill workers are well compensated to offset the higher taxes.

At ${rate}/hr, you work roughly 49 hours each month to cover a typical 1BR in Minneapolis (${rent.toLocaleString()}/mo) -- that's within the 30% gross income guideline. This wage is 3.0x Minnesota's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Minnesota is 21.3% -- federal income tax accounts for 9.1%, FICA 7.6%, and Minnesota state tax 4.5%.

Minnesota has a highly educated workforce and strong corporate base — Target, UnitedHealth Group, 3M, General Mills, and Best Buy are all headquartered here. The Twin Cities metro has a diverse, resilient economy. Healthcare, finance, retail, and manufacturing are major sectors.

Minnesota has a progressive income tax with a top rate of 9.85% — one of the highest in the Midwest. The brackets are steep: the 6.8% rate applies above ~$29k for single filers. This creates a noticeably higher state tax burden at mid and upper incomes relative to neighboring Wisconsin or Iowa.

Minnesota's minimum wage is $11.13/hr for large employers (2026).

Monthly Budget on $33/hr in Minnesota

Based on $4,500/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Minnesota's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,250 $15,000 27.8%
Food (groceries + dining) $540 $6,480 12.0%
Transportation $450 $5,400 10.0%
Utilities $270 $3,240 6.0%
Healthcare $225 $2,700 5.0%
Entertainment $225 $2,700 5.0%
Savings (10% target) $450 $5,400 10.0%
Remaining / Surplus $1,090 $13,080 24.2%

Overtime Pay — $33/hr in Minnesota

At time-and-a-half ($49.50/hr), here's what overtime adds to your annual net income in Minnesota. Your marginal tax rate at this income level is ~30.3%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $248 $173 $8,650
10 hrs/week $495 $345 $17,250
20 hrs/week $990 $691 $34,550

Hours to Afford Common Purchases at $33/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $25.96 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 1.6 hrs 2 hrs
Week of groceries $120 3.7 hrs 4.7 hrs
iPhone 16 (base) $799 24.3 hrs 30.8 hrs
1 month rent (Minneapolis) $1,250 37.9 hrs 48.2 hrs
Used car ($10k) $10,000 303.1 hrs 385.2 hrs
Median new car ($48k) $48,000 1454.6 hrs 1848.8 hrs

Frequently Asked Questions

33 an hour -- is it a good wage in Minnesota?

33/hr in Minnesota gives you $54,005/year after taxes -- a comfortable living wage in Minnesota. Avg 1BR rent in Minneapolis: $1,250/month (within the 30% rule).

What is 33 an hour after taxes in Minnesota?

33/hr in Minnesota = $54,005/year or $4,500/month net. Effective rate: 21.3%.

How does 33/hr go further -- Minnesota or Texas?

33/hr in Minnesota has similar purchasing power to ~33/hr in Texas.

What does 33/hr look like as a monthly budget in Minnesota?

On $4,500/month in Minnesota: rent $1,250, food $540, transport $450, savings $450, surplus ~$1,090.

How much does overtime add at 33/hr in Minnesota?

At 1.5x (49.50/hr OT), 5 extra hrs/week adds ~$8,650/year net; 10 hrs/week adds ~$17,250/year.