2026 Tax Year · Single Filer · Minnesota

$82 an Hour in Minnesota — After-Tax Take-Home (2026)

At $82/hour (2,080 hours/year), your gross annual income is $170,560. After federal income tax, Social Security, Medicare, and Minnesota state income tax, your take-home pay is $56.38/hr. In Minnesota's medium cost-of-living environment, this is a comfortable living wage in Minnesota.

Gross Annual
$170,560
Net Annual
$117,271
Net Monthly
$9,773
Net Hourly
$56.38

Pay Period Breakdown

Period Gross Tax Net
Hourly $82.00 $25.62 $56.38
Daily (8 hrs) $656.00 $204.96 $451.04
Weekly (40 hrs) $3,280.00 $1,024.79 $2,255.21
Biweekly $6,560.00 $2,049.57 $4,510.43
Monthly $14,213.33 $4,440.74 $9,772.59
Annual $170,560 $53,289 $117,271

Full Tax Breakdown — Minnesota, Single Filer

Item Rate / Notes Amount
Gross Annual Income $82/hr × 2,080 hrs $170,560
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $154,460
Federal Income Tax 17.4% −$29,668.40
Social Security (6.2%) up to $168,600 −$10,574.72
Medicare (1.45%) −$2,473.12
Minnesota Standard Deduction Single 2026 −$16,100
Minnesota State Income Tax 6.2% −$10,572.66
Total Tax 31.2% effective −$53,288.90
Net Take-Home $117,271

How Does Minnesota Compare?

See how $82/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $11,920.66 $9,660/mo $115,923 Florida None $10,654/mo $127,844 New York $9,083.65 $9,897/mo $118,760 Texas None $10,654/mo $127,844 Washington None $10,654/mo $127,844
Open Full Calculator for Minnesota — $82/hr →

Equivalent Annual Salary Pages

$82/hr = $170,560/year gross. See the full state-by-state salary breakdown:

$170,560 salary in Minnesota — full breakdown $170,560 after tax in Minnesota $170,560 salary to hourly Minnesota paycheck calculator

Adjacent Rates in Minnesota

$79/hr in Minnesota$80/hr in Minnesota$81/hr in Minnesota$83/hr in Minnesota$84/hr in Minnesota$85/hr in Minnesota

Same Rate, Other States

$82/hr in Alabama$82/hr in Alaska$82/hr in Arizona$82/hr in Arkansas$82/hr in California$82/hr in Colorado

Cost of Living in Minnesota

✓ Comfortable — $82/hr covers costs in Minnesota
  • Avg 1BR rent in Minneapolis: $1,250/mo — within budget (9% of gross monthly)
  • Minimum comfortable income in Minnesota: $42,000/yr
  • Your net annual: $117,271 ($75,271 above comfortable threshold)
  • Purchasing power equivalent in Texas: ~$82/hr

Working at $82/hr in Minnesota

At this level in Minnesota the progressive tax structure takes a significant bite — effective state rates often reach 7–8%. The strong corporate presence (Fortune 500 companies per capita is among the highest in the US) means high-skill workers are well compensated to offset the higher taxes.

At ${rate}/hr, you work roughly 23 hours each month to cover a typical 1BR in Minneapolis (${rent.toLocaleString()}/mo) -- that's within the 30% gross income guideline. This wage is 7.4x Minnesota's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Minnesota is 31.2% -- federal income tax accounts for 17.4%, FICA 7.6%, and Minnesota state tax 6.2%.

Minnesota has a highly educated workforce and strong corporate base — Target, UnitedHealth Group, 3M, General Mills, and Best Buy are all headquartered here. The Twin Cities metro has a diverse, resilient economy. Healthcare, finance, retail, and manufacturing are major sectors.

Minnesota has a progressive income tax with a top rate of 9.85% — one of the highest in the Midwest. The brackets are steep: the 6.8% rate applies above ~$29k for single filers. This creates a noticeably higher state tax burden at mid and upper incomes relative to neighboring Wisconsin or Iowa.

Minnesota's minimum wage is $11.13/hr for large employers (2026).

Monthly Budget on $82/hr in Minnesota

Based on $9,773/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Minnesota's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,250 $15,000 12.8%
Food (groceries + dining) $1,173 $14,076 12.0%
Transportation $977 $11,724 10.0%
Utilities $586 $7,032 6.0%
Healthcare $489 $5,868 5.0%
Entertainment $489 $5,868 5.0%
Savings (10% target) $977 $11,724 10.0%
Remaining / Surplus $3,832 $45,984 39.2%

Overtime Pay — $82/hr in Minnesota

At time-and-a-half ($123.00/hr), here's what overtime adds to your annual net income in Minnesota. Your marginal tax rate at this income level is ~33.3%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $615 $410 $20,500
10 hrs/week $1,230 $820 $41,000
20 hrs/week $2,460 $1,641 $82,050

Hours to Afford Common Purchases at $82/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $56.38 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 0.7 hrs 0.9 hrs
Week of groceries $120 1.5 hrs 2.2 hrs
iPhone 16 (base) $799 9.8 hrs 14.2 hrs
1 month rent (Minneapolis) $1,250 15.3 hrs 22.2 hrs
Used car ($10k) $10,000 122 hrs 177.4 hrs
Median new car ($48k) $48,000 585.4 hrs 851.4 hrs

Frequently Asked Questions

82 an hour -- is it a good wage in Minnesota?

82/hr in Minnesota gives you $117,271/year after taxes -- a comfortable living wage in Minnesota. Avg 1BR rent in Minneapolis: $1,250/month (within the 30% rule).

What is 82 an hour after taxes in Minnesota?

82/hr in Minnesota = $117,271/year or $9,773/month net. Effective rate: 31.2%.

How does 82/hr go further -- Minnesota or Texas?

82/hr in Minnesota has similar purchasing power to ~82/hr in Texas.

What does 82/hr look like as a monthly budget in Minnesota?

On $9,773/month in Minnesota: rent $1,250, food $1,173, transport $977, savings $977, surplus ~$3,832.

How much does overtime add at 82/hr in Minnesota?

At 1.5x (123.00/hr OT), 5 extra hrs/week adds ~$20,500/year net; 10 hrs/week adds ~$41,000/year.