2026 · Single · Minnesota

Is $65k a Good Salary in Minnesota?

A $65k annual salary in Minnesota takes home $4,295/month after federal tax, FICA, and Minnesota state income tax. With average 1BR rent at $1,250/month, you're left with $3,045/month for everything else.

Verdict
Manageable

A $65,000 salary is workable in Minnesota but doesn't leave a lot of slack. You can cover essentials and save a little, but unexpected expenses or lifestyle upgrades will require careful budgeting.

Monthly Take-Home
$4,295
Avg 1BR Rent (Minneapolis)
$1,250
After Rent
$3,045
Rent % of Take-Home
29%

Try Any Salary — Live Calculator

Change the salary or filing status to see updated take-home, verdict, and budget for Minnesota.

Verdict —
—monthly take-home
—after rent ($1,250/mo)
—net hourly

Federal Income Tax—
FICA (SS + Medicare)—
Minnesota State Tax—
Net Annual—
See full after-tax breakdown for Minnesota →

$65k Salary After Tax in Minnesota

ItemAmount
Gross Annual$65,000
Federal Income Tax−$5,620
FICA (SS + Medicare)−$4,973
Minnesota State Income Tax−$2,866
Net Annual Take-Home$51,542
Net Monthly$4,295
Net Hourly$25/hr
Effective Tax Rate20.7%

Sample Monthly Budget — $65k in Minnesota

Here's how a $65k take-home of $4,295/month might realistically break down in Minnesota:

CategoryMonthly% of Take-Home
🏠 Rent (1BR) $1,250 29%
🛒 Food & Groceries $515 12%
🚗 Transport $430 10%
💡 Utilities $188 4%
🎯 Other / Discretionary $300 7%
💰 Savings (estimated) $1,612 38%

Note: Budget estimates are illustrative. Actual costs vary by city, lifestyle, and household size.

Cost of Living in Minnesota

Overall COL Medium
  • Average 1BR rent in Minneapolis: $1,250/month
  • Rent as % of your take-home: 29% (healthy)
  • Minimum comfortable annual net for Minnesota: $42,000
  • Your net annual take-home: $51,542
See the exact breakdown for your hours & filing status

Adjust for married filing, overtime, or part-time hours.

Open $65k + Minnesota Calculator →

Is $65k Good in Other States?

Alabama
$4,279/mo net
Rent ~$900/mo
$3,379/mo after rent
Low COL
Alaska
$4,534/mo net
Rent ~$1,300/mo
$3,234/mo after rent
High COL
Arizona
$4,432/mo net
Rent ~$1,350/mo
$3,082/mo after rent
Medium COL
Arkansas
$4,316/mo net
Rent ~$800/mo
$3,516/mo after rent
Low COL
California
$4,347/mo net
Rent ~$2,100/mo
$2,247/mo after rent
High COL
Colorado
$4,355/mo net
Rent ~$1,700/mo
$2,655/mo after rent
High COL

Other Salaries in Minnesota

Is $40k good in Minnesota?Is $45k good in Minnesota?Is $50k good in Minnesota?Is $55k good in Minnesota?Is $60k good in Minnesota?Is $70k good in Minnesota?Is $75k good in Minnesota?Is $80k good in Minnesota?Is $90k good in Minnesota?Is $100k good in Minnesota?Is $110k good in Minnesota?Is $120k good in Minnesota?Is $125k good in Minnesota?Is $150k good in Minnesota?

→ See $65k take-home ranked across all 50 states