2026 · Single · Tennessee

Is $80k a Good Salary in Tennessee?

A $80k annual salary in Tennessee takes home $5,426/month after federal tax, FICA (no state income tax). With average 1BR rent at $1,200/month, you're left with $4,226/month for everything else.

Verdict
Comfortable

A $80,000 salary gives you solid financial breathing room in Tennessee. After taxes and a typical 1BR rent, you have meaningful money left for savings, food, transport, and discretionary spending.

Monthly Take-Home
$5,426
Avg 1BR Rent (Nashville)
$1,200
After Rent
$4,226
Rent % of Take-Home
22%

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Verdict —
—monthly take-home
—after rent ($1,200/mo)
—net hourly

Federal Income Tax—
FICA (SS + Medicare)—
Tennessee State Tax—
Net Annual—
See full after-tax breakdown for Tennessee →

$80k Salary After Tax in Tennessee

ItemAmount
Gross Annual$80,000
Federal Income Tax−$8,770
FICA (SS + Medicare)−$6,120
Tennessee State Income Tax$0 — no state income tax
Net Annual Take-Home$65,110
Net Monthly$5,426
Net Hourly$31/hr
Effective Tax Rate18.6%

Sample Monthly Budget — $80k in Tennessee

Here's how a $80k take-home of $5,426/month might realistically break down in Tennessee:

CategoryMonthly% of Take-Home
🏠 Rent (1BR) $1,200 22%
🛒 Food & Groceries $651 12%
🚗 Transport $543 10%
💡 Utilities $180 3%
🎯 Other / Discretionary $300 6%
💰 Savings (estimated) $2,552 47%

Note: Budget estimates are illustrative. Actual costs vary by city, lifestyle, and household size.

Cost of Living in Tennessee

Overall COL Medium
  • Average 1BR rent in Nashville: $1,200/month
  • Rent as % of your take-home: 22% (healthy)
  • Minimum comfortable annual net for Tennessee: $40,000
  • Your net annual take-home: $65,110
See the exact breakdown for your hours & filing status

Adjust for married filing, overtime, or part-time hours.

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Is $80k Good in Other States?

Alabama
$5,108/mo net
Rent ~$900/mo
$4,208/mo after rent
Low COL
Alaska
$5,426/mo net
Rent ~$1,300/mo
$4,126/mo after rent
High COL
Arizona
$5,293/mo net
Rent ~$1,350/mo
$3,943/mo after rent
Medium COL
Arkansas
$5,153/mo net
Rent ~$800/mo
$4,353/mo after rent
Low COL
California
$5,134/mo net
Rent ~$2,100/mo
$3,034/mo after rent
High COL
Colorado
$5,192/mo net
Rent ~$1,700/mo
$3,492/mo after rent
High COL

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→ See $80k take-home ranked across all 50 states