$11 an Hour in Delaware — After-Tax Take-Home (2026)
At $11/hour (2,080 hours/year), your gross annual income is $22,880. After federal income tax, Social Security, Medicare, and Delaware state income tax, your take-home pay is $9.48/hr. In Delaware's medium cost-of-living environment, this is below what's needed for comfortable living in Delaware.
Pay Period Breakdown
Full Tax Breakdown — Delaware, Single Filer
How Does Delaware Compare?
See how $11/hr take-home differs in other states at the same wage:
Equivalent Annual Salary Pages
$11/hr = $22,880/year gross. See the full state-by-state salary breakdown:
Adjacent Rates in Delaware
Same Rate, Other States
Cost of Living in Delaware
- Avg 1BR rent in Wilmington: $1,250/mo — over the 30% rule (66% of gross monthly)
- Minimum comfortable income in Delaware: $42,000/yr
- Your net annual: $19,728 ($22,272 below comfortable threshold)
- Purchasing power equivalent in Texas: ~$11/hr
Working at $11/hr in Delaware
Delaware's no-sales-tax advantage provides real daily savings. At this wage level in Wilmington, housing is more affordable than neighboring Philadelphia or DC metro. The absence of sales tax makes everyday spending go further.
At ${rate}/hr, you work roughly 132 hours each month to cover a typical 1BR in Wilmington (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 0.7x Delaware's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Delaware is 13.8% -- federal income tax accounts for 3.0%, FICA 7.6%, and Delaware state tax 3.2%.
Delaware punches above its weight economically due to its business-friendly incorporation laws — most Fortune 500 companies are incorporated here. Finance, legal services, and pharmaceuticals (AstraZeneca HQ) are the main employers.
Delaware has no sales tax, which is a meaningful benefit for consumer spending. State income tax runs 2.2%–6.6%. No local income taxes.
Delaware's minimum wage is $15.00/hr (2026).
Monthly Budget on $11/hr in Delaware
Based on $1,644/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Delaware's cost of living.
⚠ This budget is underwater — rent alone exceeds the 30% guideline in Delaware at $11/hr. Consider roommates, lower-cost areas, or targeting a higher wage to reach balance.
Overtime Pay — $11/hr in Delaware
At time-and-a-half ($16.50/hr), here's what overtime adds to your annual net income in Delaware. Your marginal tax rate at this income level is ~16.3%.
Hours to Afford Common Purchases at $11/hr
How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $9.48 net hourly rate for the true cost in time.
Frequently Asked Questions
11 an hour -- is it a good wage in Delaware?
11/hr in Delaware gives you $19,728/year after taxes -- below what's needed for comfortable living in Delaware. Avg 1BR rent in Wilmington: $1,250/month (exceeds the 30% rule).
What is 11 an hour after taxes in Delaware?
11/hr in Delaware = $19,728/year or $1,644/month net. Effective rate: 13.8%.
How does 11/hr go further -- Delaware or Texas?
11/hr in Delaware has similar purchasing power to ~11/hr in Texas.
What does 11/hr look like as a monthly budget in Delaware?
On $1,644/month in Delaware: rent $1,250, food $197, transport $164, savings $164, surplus ~$0.
How much does overtime add at 11/hr in Delaware?
At 1.5x (16.50/hr OT), 5 extra hrs/week adds ~$3,450/year net; 10 hrs/week adds ~$6,900/year.