2026 Tax Year · Single Filer · Rhode Island

$11 an Hour in Rhode Island — After-Tax Take-Home (2026)

At $11/hour (2,080 hours/year), your gross annual income is $22,880. After federal income tax, Social Security, Medicare, and Rhode Island state income tax, your take-home pay is $9.61/hr. In Rhode Island's high cost-of-living environment, this is below what's needed for comfortable living in Rhode Island.

Gross Annual
$22,880
Net Annual
$19,989
Net Monthly
$1,666
Net Hourly
$9.61

Pay Period Breakdown

Period Gross Tax Net
Hourly $11.00 $1.39 $9.61
Daily (8 hrs) $88.00 $11.12 $76.88
Weekly (40 hrs) $440.00 $55.59 $384.41
Biweekly $880.00 $111.18 $768.82
Monthly $1,906.67 $240.89 $1,665.78
Annual $22,880 $2,891 $19,989

Full Tax Breakdown — Rhode Island, Single Filer

Item Rate / Notes Amount
Gross Annual Income $11/hr × 2,080 hrs $22,880
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $6,780
Federal Income Tax 3.0% −$678.00
Social Security (6.2%) up to $168,600 −$1,418.56
Medicare (1.45%) −$331.76
Rhode Island Standard Deduction Single 2026 −$10,550
Rhode Island State Income Tax 2.0% −$462.38
Total Tax 12.6% effective −$2,890.69
Net Take-Home $19,989

How Does Rhode Island Compare?

See how $11/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $246.00 $1,684/mo $20,206 Florida None $1,704/mo $20,452 New York $595.20 $1,655/mo $19,856 Texas None $1,704/mo $20,452 Washington None $1,704/mo $20,452
Open Full Calculator for Rhode Island — $11/hr →

Equivalent Annual Salary Pages

$11/hr = $22,880/year gross. See the full state-by-state salary breakdown:

$22,880 salary in Rhode Island — full breakdown $22,880 after tax in Rhode Island $22,880 salary to hourly Rhode Island paycheck calculator

Adjacent Rates in Rhode Island

$10/hr in Rhode Island$12/hr in Rhode Island$13/hr in Rhode Island$14/hr in Rhode Island

Same Rate, Other States

$11/hr in Alabama$11/hr in Alaska$11/hr in Arizona$11/hr in Arkansas$11/hr in California$11/hr in Colorado

Cost of Living in Rhode Island

✗ Difficult — $11/hr falls short in Rhode Island
  • Avg 1BR rent in Providence: $1,500/mo — over the 30% rule (79% of gross monthly)
  • Minimum comfortable income in Rhode Island: $50,000/yr
  • Your net annual: $19,989 ($30,011 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$9.2/hr

Working at $11/hr in Rhode Island

Rhode Island's standard deduction of $10,550 shields a meaningful portion of income at lower wages. Providence 1BR rents average $1,400/month. The state's small size and Boston proximity create a unique market — workers can access either economy.

At ${rate}/hr, you work roughly 157 hours each month to cover a typical 1BR in Providence (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 0.7x Rhode Island's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Rhode Island is 12.6% -- federal income tax accounts for 3.0%, FICA 7.6%, and Rhode Island state tax 2.0%.

Rhode Island has a small economy anchored by healthcare (Lifespan, Care New England), education (Brown University, RISD), tourism (Newport), and a modest manufacturing sector. Proximity to Boston is a major economic driver.

Rhode Island has a progressive income tax with rates from 3.75% to 5.99%. The state has a standard deduction of $10,550 for single filers.

Rhode Island's minimum wage is $15.00/hr (2026).

Monthly Budget on $11/hr in Rhode Island

Based on $1,666/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Rhode Island's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,500 $18,000 90.0%
Food (groceries + dining) $200 $2,400 12.0%
Transportation $167 $2,004 10.0%
Utilities $100 $1,200 6.0%
Healthcare $83 $996 5.0%
Entertainment $83 $996 5.0%
Savings (10% target) $167 $2,004 10.0%
Remaining / Surplus $-634 $-7,608 -38.1%

⚠ This budget is underwater — rent alone exceeds the 30% guideline in Rhode Island at $11/hr. Consider roommates, lower-cost areas, or targeting a higher wage to reach balance.

Overtime Pay — $11/hr in Rhode Island

At time-and-a-half ($16.50/hr), here's what overtime adds to your annual net income in Rhode Island. Your marginal tax rate at this income level is ~15.2%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $83 $70 $3,500
10 hrs/week $165 $140 $7,000
20 hrs/week $330 $280 $14,000

Hours to Afford Common Purchases at $11/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $9.61 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 4.6 hrs 5.3 hrs
Week of groceries $120 11 hrs 12.5 hrs
iPhone 16 (base) $799 72.7 hrs 83.2 hrs
1 month rent (Providence) $1,500 136.4 hrs 156.1 hrs
Used car ($10k) $10,000 909.1 hrs 1040.6 hrs
Median new car ($48k) $48,000 4363.7 hrs 4994.7 hrs

Frequently Asked Questions

11 an hour -- is it a good wage in Rhode Island?

11/hr in Rhode Island gives you $19,989/year after taxes -- below what's needed for comfortable living in Rhode Island. Avg 1BR rent in Providence: $1,500/month (exceeds the 30% rule).

What is 11 an hour after taxes in Rhode Island?

11/hr in Rhode Island = $19,989/year or $1,666/month net. Effective rate: 12.6%.

How does 11/hr go further -- Rhode Island or Texas?

11/hr in Rhode Island has similar purchasing power to ~9.2/hr in Texas.

What does 11/hr look like as a monthly budget in Rhode Island?

On $1,666/month in Rhode Island: rent $1,500, food $200, transport $167, savings $167, surplus ~$0.

How much does overtime add at 11/hr in Rhode Island?

At 1.5x (16.50/hr OT), 5 extra hrs/week adds ~$3,500/year net; 10 hrs/week adds ~$7,000/year.