$11 an Hour in Wisconsin — After-Tax Take-Home (2026)

At $11/hour (2,080 hours/year), your gross annual income is $22,880. After federal income tax, Social Security, Medicare, and Wisconsin state income tax, your take-home pay is $9.67/hr. In Wisconsin's low cost-of-living environment, this is below what's needed for comfortable living in Wisconsin.

Gross Annual
$22,880
Net Annual
$20,114
Net Monthly
$1,676
Net Hourly
$9.67

Pay Period Breakdown

Period Gross Tax Net
Hourly $11.00 $1.33 $9.67
Daily (8 hrs) $88.00 $10.64 $77.36
Weekly (40 hrs) $440.00 $53.19 $386.81
Biweekly $880.00 $106.39 $773.61
Monthly $1,906.67 $230.51 $1,676.16
Annual $22,880 $2,766 $20,114

Full Tax Breakdown — Wisconsin, Single Filer

Item Rate / Notes Amount
Gross Annual Income $11/hr × 2,080 hrs $22,880
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $6,780
Federal Income Tax 3.0% −$678.00
Social Security (6.2%) up to $168,600 −$1,418.56
Medicare (1.45%) −$331.76
Wisconsin Standard Deduction Single 2026 −$13,230
Wisconsin State Income Tax 1.5% −$337.75
Total Tax 12.1% effective −$2,766.07
Net Take-Home $20,114

How Does Wisconsin Compare?

See how $11/hr take-home differs in other states at the same wage:

Equivalent Annual Salary Pages

$11/hr = $22,880/year gross. See the full state-by-state salary breakdown:

Adjacent Rates in Wisconsin

Same Rate, Other States

Cost of Living in Wisconsin

✗ Difficult — $11/hr falls short in Wisconsin
  • Avg 1BR rent in Milwaukee: $1,000/mo — over the 30% rule (52% of gross monthly)
  • Minimum comfortable income in Wisconsin: $36,000/yr
  • Your net annual: $20,114 ($15,886 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$12.8/hr

Working at $11/hr in Wisconsin

Wisconsin's 3.5% entry rate is reasonable, but the 5.3% bracket starts early. Milwaukee 1BR rents average $1,000/month — affordable by national standards. Madison's rent is higher (~$1,300) due to the university and tech presence.

At ${rate}/hr, you work roughly 104 hours each month to cover a typical 1BR in Milwaukee (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 1.5x Wisconsin's federal minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Wisconsin is 12.1% -- federal income tax accounts for 3.0%, FICA 7.6%, and Wisconsin state tax 1.5%.

Wisconsin's economy is built on manufacturing (medical devices, paper, food processing), dairy agriculture, healthcare (Mayo Clinic Health System, Aurora), and education (University of Wisconsin system). Milwaukee and Madison are the economic centers. Madison has a growing tech scene driven by university spin-offs.

Wisconsin has a progressive income tax with rates from 3.5% to 7.65%. The 5.3% rate kicks in around $24k for single filers. Wisconsin's top rate of 7.65% is among the higher rates in the Midwest, applying above $263k.

Wisconsin follows the federal minimum wage of $7.25/hr.

Monthly Budget on $11/hr in Wisconsin

Based on $1,676/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Wisconsin's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,000 $12,000 59.7%
Food (groceries + dining) $201 $2,412 12.0%
Transportation $168 $2,016 10.0%
Utilities $101 $1,212 6.0%
Healthcare $84 $1,008 5.0%
Entertainment $84 $1,008 5.0%
Savings (10% target) $168 $2,016 10.0%
Remaining / Surplus $-130 $-1,560 -7.8%

⚠ This budget is underwater — rent alone exceeds the 30% guideline in Wisconsin at $11/hr. Consider roommates, lower-cost areas, or targeting a higher wage to reach balance.

Overtime Pay — $11/hr in Wisconsin

At time-and-a-half ($16.50/hr), here's what overtime adds to your annual net income in Wisconsin. Your marginal tax rate at this income level is ~15.0%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $83 $70 $3,500
10 hrs/week $165 $140 $7,000
20 hrs/week $330 $281 $14,050

Hours to Afford Common Purchases at $11/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $9.67 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 4.6 hrs 5.2 hrs
Week of groceries $120 11 hrs 12.5 hrs
iPhone 16 (base) $799 72.7 hrs 82.7 hrs
1 month rent (Milwaukee) $1,000 91 hrs 103.5 hrs
Used car ($10k) $10,000 909.1 hrs 1034.2 hrs
Median new car ($48k) $48,000 4363.7 hrs 4963.8 hrs

Frequently Asked Questions

11 an hour -- is it a good wage in Wisconsin?

11/hr in Wisconsin gives you $20,114/year after taxes -- below what's needed for comfortable living in Wisconsin. Avg 1BR rent in Milwaukee: $1,000/month (exceeds the 30% rule).

What is 11 an hour after taxes in Wisconsin?

11/hr in Wisconsin = $20,114/year or $1,676/month net. Effective rate: 12.1%.

How does 11/hr go further -- Wisconsin or Texas?

11/hr in Wisconsin has similar purchasing power to ~12.8/hr in Texas.

What does 11/hr look like as a monthly budget in Wisconsin?

On $1,676/month in Wisconsin: rent $1,000, food $201, transport $168, savings $168, surplus ~$0.

How much does overtime add at 11/hr in Wisconsin?

At 1.5x (16.50/hr OT), 5 extra hrs/week adds ~$3,500/year net; 10 hrs/week adds ~$7,000/year.