2026 Tax Year · Single Filer · Nebraska

$13 an Hour in Nebraska — After-Tax Take-Home (2026)

At $13/hour (2,080 hours/year), your gross annual income is $27,040. After federal income tax, Social Security, Medicare, and Nebraska state income tax, your take-home pay is $11.16/hr. In Nebraska's low cost-of-living environment, this is below what's needed for comfortable living in Nebraska.

Gross Annual
$27,040
Net Annual
$23,219
Net Monthly
$1,935
Net Hourly
$11.16

Pay Period Breakdown

Period Gross Tax Net
Hourly $13.00 $1.84 $11.16
Daily (8 hrs) $104.00 $14.70 $89.30
Weekly (40 hrs) $520.00 $73.48 $446.52
Biweekly $1,040.00 $146.96 $893.04
Monthly $2,253.33 $318.42 $1,934.91
Annual $27,040 $3,821 $23,219

Full Tax Breakdown — Nebraska, Single Filer

Item Rate / Notes Amount
Gross Annual Income $13/hr × 2,080 hrs $27,040
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $10,940
Federal Income Tax 4.0% −$1,094.00
Social Security (6.2%) up to $168,600 −$1,676.48
Medicare (1.45%) −$392.08
Nebraska Standard Deduction Single 2026 −$7,900
Nebraska State Income Tax 2.4% −$658.49
Total Tax 14.1% effective −$3,821.05
Net Take-Home $23,219

How Does Nebraska Compare?

See how $13/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $329.20 $1,962/mo $23,548 Florida None $1,990/mo $23,877 New York $771.05 $1,926/mo $23,106 Texas None $1,990/mo $23,877 Washington None $1,990/mo $23,877
Open Full Calculator for Nebraska — $13/hr →

Equivalent Annual Salary Pages

$13/hr = $27,040/year gross. See the full state-by-state salary breakdown:

$27,040 salary in Nebraska — full breakdown $27,040 after tax in Nebraska $27,040 salary to hourly Nebraska paycheck calculator

Adjacent Rates in Nebraska

$10/hr in Nebraska$11/hr in Nebraska$12/hr in Nebraska$14/hr in Nebraska$15/hr in Nebraska$16/hr in Nebraska

Same Rate, Other States

$13/hr in Alabama$13/hr in Alaska$13/hr in Arizona$13/hr in Arkansas$13/hr in California$13/hr in Colorado

Cost of Living in Nebraska

✗ Difficult — $13/hr falls short in Nebraska
  • Avg 1BR rent in Omaha: $950/mo — over the 30% rule (42% of gross monthly)
  • Minimum comfortable income in Nebraska: $34,000/yr
  • Your net annual: $23,219 ($10,781 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$16.1/hr

Working at $13/hr in Nebraska

Nebraska's low cost of living — Omaha 1BR averages $950/month — and recently reduced income tax rates make this wage workable. Omaha consistently ranks among the most affordable major metros in the US.

At ${rate}/hr, you work roughly 86 hours each month to cover a typical 1BR in Omaha (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 1.0x Nebraska's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Nebraska is 14.1% -- federal income tax accounts for 4.0%, FICA 7.6%, and Nebraska state tax 2.4%.

Nebraska's economy is built on agriculture, food processing (Tyson, ConAgra), insurance (Berkshire Hathaway, Mutual of Omaha), and finance. Omaha's 'insurance capital' status creates a stable professional sector. The state has very low unemployment historically.

Nebraska has a graduated income tax with rates from 2.46% to 3.99% (recently simplified and reduced). The state mirrors the federal standard deduction.

Nebraska's minimum wage is $13.50/hr (2026), rising to $15 by 2026.

Monthly Budget on $13/hr in Nebraska

Based on $1,935/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Nebraska's cost of living.

Category Monthly Annual % of Net
Rent / Housing $950 $11,400 49.1%
Food (groceries + dining) $232 $2,784 12.0%
Transportation $193 $2,316 10.0%
Utilities $116 $1,392 6.0%
Healthcare $97 $1,164 5.0%
Entertainment $97 $1,164 5.0%
Savings (10% target) $193 $2,316 10.0%
Remaining / Surplus $57 $684 2.9%

Overtime Pay — $13/hr in Nebraska

At time-and-a-half ($19.50/hr), here's what overtime adds to your annual net income in Nebraska. Your marginal tax rate at this income level is ~16.0%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $98 $82 $4,100
10 hrs/week $195 $164 $8,200
20 hrs/week $390 $328 $16,400

Hours to Afford Common Purchases at $13/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $11.16 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 3.9 hrs 4.5 hrs
Week of groceries $120 9.3 hrs 10.8 hrs
iPhone 16 (base) $799 61.5 hrs 71.6 hrs
1 month rent (Omaha) $950 73.1 hrs 85.2 hrs
Used car ($10k) $10,000 769.3 hrs 895.9 hrs
Median new car ($48k) $48,000 3692.4 hrs 4300 hrs

Frequently Asked Questions

13 an hour -- is it a good wage in Nebraska?

13/hr in Nebraska gives you $23,219/year after taxes -- below what's needed for comfortable living in Nebraska. Avg 1BR rent in Omaha: $950/month (exceeds the 30% rule).

What is 13 an hour after taxes in Nebraska?

13/hr in Nebraska = $23,219/year or $1,935/month net. Effective rate: 14.1%.

How does 13/hr go further -- Nebraska or Texas?

13/hr in Nebraska has similar purchasing power to ~16.1/hr in Texas.

What does 13/hr look like as a monthly budget in Nebraska?

On $1,935/month in Nebraska: rent $950, food $232, transport $193, savings $193, surplus ~$57.

How much does overtime add at 13/hr in Nebraska?

At 1.5x (19.50/hr OT), 5 extra hrs/week adds ~$4,100/year net; 10 hrs/week adds ~$8,200/year.