2026 Tax Year · Single Filer · Mississippi

$14 an Hour in Mississippi — After-Tax Take-Home (2026)

At $14/hour (2,080 hours/year), your gross annual income is $29,120. After federal income tax, Social Security, Medicare, and Mississippi state income tax, your take-home pay is $11.97/hr. In Mississippi's low cost-of-living environment, this is enough to get by in Mississippi, though budget carefully.

Gross Annual
$29,120
Net Annual
$24,905
Net Monthly
$2,075
Net Hourly
$11.97

Pay Period Breakdown

Period Gross Tax Net
Hourly $14.00 $2.03 $11.97
Daily (8 hrs) $112.00 $16.21 $95.79
Weekly (40 hrs) $560.00 $81.06 $478.94
Biweekly $1,120.00 $162.11 $957.89
Monthly $2,426.67 $351.24 $2,075.43
Annual $29,120 $4,215 $24,905

Full Tax Breakdown — Mississippi, Single Filer

Item Rate / Notes Amount
Gross Annual Income $14/hr × 2,080 hrs $29,120
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $13,020
Federal Income Tax 4.5% −$1,314.40
Social Security (6.2%) up to $168,600 −$1,805.44
Medicare (1.45%) −$422.24
Mississippi Standard Deduction Single 2026 −$2,300
Mississippi State Income Tax 2.3% −$672.80
Total Tax 14.5% effective −$4,214.88
Net Take-Home $24,905

How Does Mississippi Compare?

See how $14/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $370.80 $2,101/mo $25,207 Florida None $2,131/mo $25,578 New York $864.65 $2,059/mo $24,713 Texas None $2,131/mo $25,578 Washington None $2,131/mo $25,578
Open Full Calculator for Mississippi — $14/hr →

Equivalent Annual Salary Pages

$14/hr = $29,120/year gross. See the full state-by-state salary breakdown:

$29,120 salary in Mississippi — full breakdown $29,120 after tax in Mississippi $29,120 salary to hourly Mississippi paycheck calculator

Adjacent Rates in Mississippi

$11/hr in Mississippi$12/hr in Mississippi$13/hr in Mississippi$15/hr in Mississippi$16/hr in Mississippi$17/hr in Mississippi

Same Rate, Other States

$14/hr in Alabama$14/hr in Alaska$14/hr in Arizona$14/hr in Arkansas$14/hr in California$14/hr in Colorado

Cost of Living in Mississippi

⚠ Tight — $14/hr is borderline in Mississippi
  • Avg 1BR rent in Jackson: $800/mo — over the 30% rule (33% of gross monthly)
  • Minimum comfortable income in Mississippi: $29,000/yr
  • Your net annual: $24,905 ($4,095 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$20.3/hr

Working at $14/hr in Mississippi

Mississippi has the lowest cost of living of any US state. Jackson 1BR rents average $800/month. At this wage, the financial pressure is minimal by national standards — the same income that barely survives in a coastal city builds real savings here.

At ${rate}/hr, you work roughly 67 hours each month to cover a typical 1BR in Jackson (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 1.9x Mississippi's federal minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Mississippi is 14.5% -- federal income tax accounts for 4.5%, FICA 7.7%, and Mississippi state tax 2.3%.

Mississippi's economy centers on agriculture, manufacturing, casinos (Gulf Coast), military installations (Columbus AFB, Camp Shelby), and healthcare. The state has struggled with outmigration but has attracted some manufacturing investment in recent years.

Mississippi has a flat 4% income tax (reduced from a graduated system in 2022, continuing to phase down). The low flat rate and very low cost of living make Mississippi's effective financial picture better than headline poverty statistics suggest for workers who stay.

Mississippi follows the federal minimum wage of $7.25/hr.

Monthly Budget on $14/hr in Mississippi

Based on $2,075/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Mississippi's cost of living.

Category Monthly Annual % of Net
Rent / Housing $800 $9,600 38.5%
Food (groceries + dining) $249 $2,988 12.0%
Transportation $208 $2,496 10.0%
Utilities $125 $1,500 6.0%
Healthcare $104 $1,248 5.0%
Entertainment $104 $1,248 5.0%
Savings (10% target) $208 $2,496 10.0%
Remaining / Surplus $277 $3,324 13.3%

Overtime Pay — $14/hr in Mississippi

At time-and-a-half ($21.00/hr), here's what overtime adds to your annual net income in Mississippi. Your marginal tax rate at this income level is ~17.5%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $105 $87 $4,350
10 hrs/week $210 $173 $8,650
20 hrs/week $420 $347 $17,350

Hours to Afford Common Purchases at $14/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $11.97 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 3.6 hrs 4.2 hrs
Week of groceries $120 8.6 hrs 10.1 hrs
iPhone 16 (base) $799 57.1 hrs 66.8 hrs
1 month rent (Jackson) $800 57.2 hrs 66.9 hrs
Used car ($10k) $10,000 714.3 hrs 835.2 hrs
Median new car ($48k) $48,000 3428.6 hrs 4008.9 hrs

Frequently Asked Questions

14 an hour -- is it a good wage in Mississippi?

14/hr in Mississippi gives you $24,905/year after taxes -- enough to get by in Mississippi, though budget carefully. Avg 1BR rent in Jackson: $800/month (exceeds the 30% rule).

What is 14 an hour after taxes in Mississippi?

14/hr in Mississippi = $24,905/year or $2,075/month net. Effective rate: 14.5%.

How does 14/hr go further -- Mississippi or Texas?

14/hr in Mississippi has similar purchasing power to ~20.3/hr in Texas.

What does 14/hr look like as a monthly budget in Mississippi?

On $2,075/month in Mississippi: rent $800, food $249, transport $208, savings $208, surplus ~$277.

How much does overtime add at 14/hr in Mississippi?

At 1.5x (21.00/hr OT), 5 extra hrs/week adds ~$4,350/year net; 10 hrs/week adds ~$8,650/year.