2026 · BLS Data · After-Tax Estimates

Accountant Hourly Rate & Salary (2026)

Accountants prepare and examine financial records, ensure accuracy, and help individuals and organizations manage their finances. CPAs command significantly higher pay than non-certified accountants.

Median Hourly Rate $37/hr Range: $22–$70/hr
Median Annual Salary $77,250 40 hrs/week · 52 weeks
After-Tax (no state tax) $63,175 $5,265/month · $30.37/hr net

Accountant Pay — Key Facts (2026)

Education RequiredBachelor's degree in Accounting or Finance; CPA license strongly recommended
Job Growth Outlook+4% through 2032 (about as fast as average)
Highest-Paying StatesNew York, California, Texas
Federal Tax (median salary)$8,165
FICA (SS + Medicare)$5,910
Effective Tax Rate18.2% (federal only)

Accountant Salary Range (2026)

LevelHourly RateAnnual SalaryAfter-Tax (est.)
Entry Level$22/hr$45,760$38,900
Median$37/hr$77,250$63,175
Experienced$46/hr$95,680$76,100
Top Earners$70/hr$145,600$110,800

After-tax estimates are for single filers in states with no income tax (TX, FL, NV, WA). State income tax reduces these figures further.

Accountant Salary Range — Visual Breakdown

The chart below shows how Accountant pay is distributed across experience levels, from entry-level to top earners.

Entry Level (0-2 yrs)
$45,760/yr
Mid-Career (3-7 yrs)
$77,250/yr
Senior (8-15 yrs)
$95,680/yr
Top Earner (15+ yrs)
$145,600/yr

Source: U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS), 2024. National figures for all industries.

Monthly Budget on a Accountant Salary

At the median Accountant salary of $77,250/year, your monthly take-home is approximately $5,265 (single filer, no state income tax). Here is how that breaks down across common budget categories following the 50/30/20 guideline:

CategoryMonthlyAnnual% of Net
Housing (30% rule)$1,579$18,94830%
Food (groceries + dining)$632$7,58412%
Transportation$526$6,31210%
Utilities$316$3,7926%
Healthcare$263$3,1565%
Savings (10% target)$526$6,31210%
Discretionary / Other$1,421$17,05227%

Budget assumes no state income tax (TX, FL, NV, WA). State taxes reduce take-home. Use the after-tax calculator for your state.

Housing Affordability on a Accountant Salary

The 28% rule states your monthly housing cost should not exceed 28% of gross monthly income. At the median Accountant salary, here is what that means:

Max Monthly Housing (28% rule)
$1,474/mo
Based on $5,265/mo net income
Estimated Home Price (~6% rate, 30yr)
$265,000
With 10% down payment
Annual Savings Toward Down Payment
$6,312
5 years to 10% down

These figures use national averages with no state income tax. In high-cost states like California or New York, the same salary produces less after-tax income. In lower-cost states like Texas, Florida, or the Midwest, a Accountant salary typically goes significantly further.

Overtime Pay for Accountants

At time-and-a-half, Accountants earning the median $37/hr receive $56/hr for overtime hours. Here is what overtime adds to annual net income at your marginal federal rate:

ScenarioOT Gross RateAdded Gross/YearEst. Added Net/Year
5 hrs/week OT$56/hr$13,875$9,990
10 hrs/week OT$56/hr$27,750$19,980

Net estimated at ~28% effective marginal rate (22% federal + FICA). Actual net varies by total income and state.

Calculate Your Accountant Take-Home Pay

Use the links below to see your exact after-tax pay at common Accountant salary levels:

Frequently Asked Questions

How much does an accountant make per hour?

The median accountant earns about $37/hour ($77,250/year). Entry-level staff accountants start at $22–$28/hour. CPAs and senior accountants typically earn $45–$65/hour. Partners at large accounting firms can exceed $100/hour in total compensation.

How much is a $77,000 accountant salary after tax?

On a $77,250 salary, a single filer in Texas or Florida takes home roughly $57,000/year. In California or New York, after state income tax, take-home is closer to $52,000–$54,000/year.

Is getting a CPA worth it for salary?

Yes — CPAs typically earn 10–25% more than non-certified accountants. The CPA license is also required for certain roles (public audit sign-off, CFO at public companies). The exam is difficult but the salary premium over a career is substantial.

Do accountants earn more in public or private accounting?

Private accounting (industry) generally has better work-life balance; public accounting (Big 4, regional firms) pays more in early career and offers faster advancement. Big 4 seniors with 3–5 years experience often earn $70–$90k, while industry roles at the same level may pay $65–$80k with better hours.

Compare to Other Professions

Accountant Take-Home by State

See how the $77,250 median Accountant salary plays out after tax in major states:

Accountant Hourly Rate Pages

Explore after-tax take-home at different points in the Accountant pay range:

Tools

Data Sources & Methodology