2026 Data · Single Filer · Massachusetts

Software Engineer Salary in Massachusetts (2026)

Median Annual Salary $147,000
$71/hrhourly rate
$104,142after-tax (annual)
$8,678.46after-tax (monthly)

About Software Engineers in Massachusetts

Software Engineers design, develop, and maintain software systems. Roles range from front-end web development to systems programming, machine learning, and cloud infrastructure.

In Massachusetts, software engineers earn a median salary of $147,000/year — about 18% above the national median of $124,200. Salaries range from $86,000 for entry-level roles to $295,000 for experienced professionals.

Education: Bachelor's degree in Computer Science or related field (some roles hire bootcamp grads)

Job Growth Outlook: +25% through 2032 (much faster than average)

Pay Scale in Massachusetts

Experience LevelAnnual SalaryHourly Rate
Entry Level$86,000$41/hr
Median (Software Engineer)$147,000$71/hr
Experienced / Senior$191,000$92/hr
Top 10% / Specialist$295,000$142/hr

After-Tax Take-Home: $147,000 in Massachusetts

Tax ComponentAmountRate
Gross Annual Salary$147,000
Federal Income Tax−$24,26316.5%
Social Security (6.2%)−$9,1146.2%
Medicare (1.45%)−$2,1321.5%
Massachusetts State Income Tax −$7,350 5.0%
Total Tax−$42,85929.2%
Net Take-Home$104,14270.8% kept
Monthly$8,678.46
Biweekly$4,005.44
Hourly (net)$50.07

Frequently Asked Questions

How much does a software engineer make per hour?

The median software engineer earns around $60/hour ($124,200/year). Junior engineers typically start at $35–$50/hour. Senior engineers and staff/principal engineers can earn $80–$120+/hour, with total compensation (including stock) often much higher at large tech companies.

How much is a $124,000 software engineer salary after tax?

On $124,200 in a no-tax state like Washington or Texas, take-home is roughly $86,000–$88,000/year. In California, after state income tax (up to 13.3%), take-home drops to around $79,000/year — a difference of $7,000–$9,000.

Do software engineers make more as contractors?

Yes — W-2 software engineers earning $60/hr often need $80–$90/hr as a 1099 contractor to match total compensation, since contractors pay self-employment tax (15.3%) and don't get employer benefits. Use the contractor vs employee calculator to compare.

Which state pays software engineers the most?

California has the highest nominal software engineer salaries (median ~$75/hr), followed by Washington, New York, and Massachusetts. However, Texas and Washington have no state income tax, which narrows the real take-home gap considerably.

Explore More: Software Engineer in Other States

More Jobs in Massachusetts

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