2026 · BLS Data · After-Tax Estimates

Truck Driver Hourly Rate & Salary (2026)

Truck drivers transport goods across cities, states, and regions. Long-haul (OTR) drivers can earn significantly more than local delivery drivers. The profession faces a persistent shortage, driving wages up.

Median Hourly Rate $23/hr Range: $16–$40/hr
Median Annual Salary $47,130 40 hrs/week · 52 weeks
After-Tax (no state tax) $40,049 $3,337/month · $19.25/hr net

Truck Driver Pay — Key Facts (2026)

Education RequiredCommercial Driver's License (CDL) — training programs available at community colleges and company-sponsored schools
Job Growth Outlook+4% through 2032; driver shortage keeps demand strong
Highest-Paying StatesTexas, California, Florida
Federal Tax (median salary)$3,476
FICA (SS + Medicare)$3,605
Effective Tax Rate15.0% (federal only)

Truck Driver Salary Range (2026)

LevelHourly RateAnnual SalaryAfter-Tax (est.)
Entry Level$16/hr$33,280$28,900
Median$23/hr$47,130$40,049
Experienced$28/hr$58,240$49,000
Top Earners$40/hr$83,200$67,400

After-tax estimates are for single filers in states with no income tax (TX, FL, NV, WA). State income tax reduces these figures further.

Truck Driver Salary Range — Visual Breakdown

The chart below shows how Truck Driver pay is distributed across experience levels, from entry-level to top earners.

Entry Level (0-2 yrs)
$33,280/yr
Mid-Career (3-7 yrs)
$47,130/yr
Senior (8-15 yrs)
$58,240/yr
Top Earner (15+ yrs)
$83,200/yr

Source: U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS), 2024. National figures for all industries.

Monthly Budget on a Truck Driver Salary

At the median Truck Driver salary of $47,130/year, your monthly take-home is approximately $3,337 (single filer, no state income tax). Here is how that breaks down across common budget categories following the 50/30/20 guideline:

CategoryMonthlyAnnual% of Net
Housing (30% rule)$1,001$12,01230%
Food (groceries + dining)$400$4,80012%
Transportation$334$4,00810%
Utilities$200$2,4006%
Healthcare$167$2,0045%
Savings (10% target)$334$4,00810%
Discretionary / Other$901$10,81227%

Budget assumes no state income tax (TX, FL, NV, WA). State taxes reduce take-home. Use the after-tax calculator for your state.

Housing Affordability on a Truck Driver Salary

The 28% rule states your monthly housing cost should not exceed 28% of gross monthly income. At the median Truck Driver salary, here is what that means:

Max Monthly Housing (28% rule)
$934/mo
Based on $3,337/mo net income
Estimated Home Price (~6% rate, 30yr)
$168,000
With 10% down payment
Annual Savings Toward Down Payment
$4,008
5 years to 10% down

These figures use national averages with no state income tax. In high-cost states like California or New York, the same salary produces less after-tax income. In lower-cost states like Texas, Florida, or the Midwest, a Truck Driver salary typically goes significantly further.

Overtime Pay for Truck Drivers

At time-and-a-half, Truck Drivers earning the median $23/hr receive $35/hr for overtime hours. Here is what overtime adds to annual net income at your marginal federal rate:

ScenarioOT Gross RateAdded Gross/YearEst. Added Net/Year
5 hrs/week OT$35/hr$8,625$6,210
10 hrs/week OT$35/hr$17,250$12,420

Net estimated at ~28% effective marginal rate (22% federal + FICA). Actual net varies by total income and state.

Calculate Your Truck Driver Take-Home Pay

Use the links below to see your exact after-tax pay at common Truck Driver salary levels:

Frequently Asked Questions

How much does a truck driver make per hour?

Local truck drivers earn a median of $23/hour. Long-haul (OTR) drivers often earn $0.50–$0.70/mile, which translates to $25–$35/hour based on typical mileage. Company drivers with experience and hazmat endorsements can earn $30–$40/hour.

How much is a truck driver's salary after tax?

On a $47,130 median salary, a single filer in a no-tax state takes home roughly $36,500/year. OTR truck drivers who qualify for per diem deductions can significantly reduce their taxable income, increasing net pay.

How much do owner-operator truck drivers make?

Owner-operators gross $100,000–$200,000+/year but have significant expenses (truck payments, fuel, insurance, maintenance). Net income after expenses is often $50,000–$80,000. However, they also build equity in their truck and have more scheduling flexibility.

Is truck driving a good career in 2026?

Yes — there's a persistent nationwide driver shortage, wages are rising, and CDL training takes only a few months. Starting pay has improved significantly; many companies now offer $0.60–$0.65/mile plus bonuses. With experience, top earners reach $70,000–$90,000/year.

Compare to Other Professions

Truck Driver Take-Home by State

See how the $47,130 median Truck Driver salary plays out after tax in major states:

Truck Driver Hourly Rate Pages

Explore after-tax take-home at different points in the Truck Driver pay range:

Tools

Data Sources & Methodology