2026 Tax Year · Single Filer · Idaho

$10 an Hour in Idaho — After-Tax Take-Home (2026)

At $10/hour (2,080 hours/year), your gross annual income is $20,800. After federal income tax, Social Security, Medicare, and Idaho state income tax, your take-home pay is $8.88/hr. In Idaho's medium cost-of-living environment, this is below what's needed for comfortable living in Idaho.

Gross Annual
$20,800
Net Annual
$18,466
Net Monthly
$1,539
Net Hourly
$8.88

Pay Period Breakdown

Period Gross Tax Net
Hourly $10.00 $1.12 $8.88
Daily (8 hrs) $80.00 $8.98 $71.02
Weekly (40 hrs) $400.00 $44.88 $355.12
Biweekly $800.00 $89.76 $710.24
Monthly $1,733.33 $194.48 $1,538.85
Annual $20,800 $2,334 $18,466

Full Tax Breakdown — Idaho, Single Filer

Item Rate / Notes Amount
Gross Annual Income $10/hr × 2,080 hrs $20,800
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $4,700
Federal Income Tax 2.3% −$470.00
Social Security (6.2%) up to $168,600 −$1,289.60
Medicare (1.45%) −$301.60
Idaho Standard Deduction Single 2026 −$16,100
Idaho State Income Tax 1.3% −$272.60
Total Tax 11.2% effective −$2,333.80
Net Take-Home $18,466

How Does Idaho Compare?

See how $10/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $204.40 $1,545/mo $18,534 Florida None $1,562/mo $18,739 New York $512.00 $1,519/mo $18,227 Texas None $1,562/mo $18,739 Washington None $1,562/mo $18,739
Open Full Calculator for Idaho — $10/hr →

Equivalent Annual Salary Pages

$10/hr = $20,800/year gross. See the full state-by-state salary breakdown:

$20,800 salary in Idaho — full breakdown $20,800 after tax in Idaho $20,800 salary to hourly Idaho paycheck calculator

Adjacent Rates in Idaho

$11/hr in Idaho$12/hr in Idaho$13/hr in Idaho

Same Rate, Other States

$10/hr in Alabama$10/hr in Alaska$10/hr in Arizona$10/hr in Arkansas$10/hr in California$10/hr in Colorado

Cost of Living in Idaho

✗ Difficult — $10/hr falls short in Idaho
  • Avg 1BR rent in Boise: $1,200/mo — over the 30% rule (69% of gross monthly)
  • Minimum comfortable income in Idaho: $40,000/yr
  • Your net annual: $18,466 ($21,534 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$10.5/hr

Working at $10/hr in Idaho

Boise's rapid growth has pushed rents up significantly — once a budget destination, median 1BR now runs $1,200/month. Outside Boise, Idaho remains very affordable. At this wage, rural Idaho workers have real financial breathing room that Boise residents increasingly lack.

At ${rate}/hr, you work roughly 136 hours each month to cover a typical 1BR in Boise (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 1.4x Idaho's federal minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Idaho is 11.2% -- federal income tax accounts for 2.3%, FICA 7.6%, and Idaho state tax 1.3%.

Boise has emerged as a tech hub (Micron Technology is headquartered here) and has attracted significant in-migration from California. Agriculture, food processing, and manufacturing are the state's traditional economic base.

Idaho has a flat 5.8% income tax rate (2026). The state mirrors the federal standard deduction, keeping calculation simple.

Idaho follows the federal minimum wage of $7.25/hr.

Monthly Budget on $10/hr in Idaho

Based on $1,539/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Idaho's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,200 $14,400 78.0%
Food (groceries + dining) $185 $2,220 12.0%
Transportation $154 $1,848 10.0%
Utilities $92 $1,104 6.0%
Healthcare $77 $924 5.0%
Entertainment $77 $924 5.0%
Savings (10% target) $154 $1,848 10.0%
Remaining / Surplus $-400 $-4,800 -26.0%

⚠ This budget is underwater — rent alone exceeds the 30% guideline in Idaho at $10/hr. Consider roommates, lower-cost areas, or targeting a higher wage to reach balance.

Overtime Pay — $10/hr in Idaho

At time-and-a-half ($15.00/hr), here's what overtime adds to your annual net income in Idaho. Your marginal tax rate at this income level is ~17.3%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $75 $62 $3,100
10 hrs/week $150 $124 $6,200
20 hrs/week $300 $248 $12,400

Hours to Afford Common Purchases at $10/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $8.88 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 5 hrs 5.7 hrs
Week of groceries $120 12 hrs 13.6 hrs
iPhone 16 (base) $799 79.9 hrs 90 hrs
1 month rent (Boise) $1,200 120 hrs 135.2 hrs
Used car ($10k) $10,000 1000 hrs 1126.4 hrs
Median new car ($48k) $48,000 4800 hrs 5406.7 hrs

Frequently Asked Questions

10 an hour -- is it a good wage in Idaho?

10/hr in Idaho gives you $18,466/year after taxes -- below what's needed for comfortable living in Idaho. Avg 1BR rent in Boise: $1,200/month (exceeds the 30% rule).

What is 10 an hour after taxes in Idaho?

10/hr in Idaho = $18,466/year or $1,539/month net. Effective rate: 11.2%.

How does 10/hr go further -- Idaho or Texas?

10/hr in Idaho has similar purchasing power to ~10.5/hr in Texas.

What does 10/hr look like as a monthly budget in Idaho?

On $1,539/month in Idaho: rent $1,200, food $185, transport $154, savings $154, surplus ~$0.

How much does overtime add at 10/hr in Idaho?

At 1.5x (15.00/hr OT), 5 extra hrs/week adds ~$3,100/year net; 10 hrs/week adds ~$6,200/year.