2026 Tax Year · Single Filer · Idaho

$13 an Hour in Idaho — After-Tax Take-Home (2026)

At $13/hour (2,080 hours/year), your gross annual income is $27,040. After federal income tax, Social Security, Medicare, and Idaho state income tax, your take-home pay is $11.17/hr. In Idaho's medium cost-of-living environment, this is below what's needed for comfortable living in Idaho.

Gross Annual
$27,040
Net Annual
$23,243
Net Monthly
$1,937
Net Hourly
$11.17

Pay Period Breakdown

Period Gross Tax Net
Hourly $13.00 $1.83 $11.17
Daily (8 hrs) $104.00 $14.60 $89.40
Weekly (40 hrs) $520.00 $73.02 $446.98
Biweekly $1,040.00 $146.04 $893.96
Monthly $2,253.33 $316.42 $1,936.91
Annual $27,040 $3,797 $23,243

Full Tax Breakdown — Idaho, Single Filer

Item Rate / Notes Amount
Gross Annual Income $13/hr × 2,080 hrs $27,040
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $10,940
Federal Income Tax 4.0% −$1,094.00
Social Security (6.2%) up to $168,600 −$1,676.48
Medicare (1.45%) −$392.08
Idaho Standard Deduction Single 2026 −$16,100
Idaho State Income Tax 2.3% −$634.52
Total Tax 14.0% effective −$3,797.08
Net Take-Home $23,243

How Does Idaho Compare?

See how $13/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $329.20 $1,962/mo $23,548 Florida None $1,990/mo $23,877 New York $771.05 $1,926/mo $23,106 Texas None $1,990/mo $23,877 Washington None $1,990/mo $23,877
Open Full Calculator for Idaho — $13/hr →

Equivalent Annual Salary Pages

$13/hr = $27,040/year gross. See the full state-by-state salary breakdown:

$27,040 salary in Idaho — full breakdown $27,040 after tax in Idaho $27,040 salary to hourly Idaho paycheck calculator

Adjacent Rates in Idaho

$10/hr in Idaho$11/hr in Idaho$12/hr in Idaho$14/hr in Idaho$15/hr in Idaho$16/hr in Idaho

Same Rate, Other States

$13/hr in Alabama$13/hr in Alaska$13/hr in Arizona$13/hr in Arkansas$13/hr in California$13/hr in Colorado

Cost of Living in Idaho

✗ Difficult — $13/hr falls short in Idaho
  • Avg 1BR rent in Boise: $1,200/mo — over the 30% rule (53% of gross monthly)
  • Minimum comfortable income in Idaho: $40,000/yr
  • Your net annual: $23,243 ($16,757 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$13.7/hr

Working at $13/hr in Idaho

Boise's rapid growth has pushed rents up significantly — once a budget destination, median 1BR now runs $1,200/month. Outside Boise, Idaho remains very affordable. At this wage, rural Idaho workers have real financial breathing room that Boise residents increasingly lack.

At ${rate}/hr, you work roughly 108 hours each month to cover a typical 1BR in Boise (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 1.8x Idaho's federal minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Idaho is 14.0% -- federal income tax accounts for 4.0%, FICA 7.6%, and Idaho state tax 2.3%.

Boise has emerged as a tech hub (Micron Technology is headquartered here) and has attracted significant in-migration from California. Agriculture, food processing, and manufacturing are the state's traditional economic base.

Idaho has a flat 5.8% income tax rate (2026). The state mirrors the federal standard deduction, keeping calculation simple.

Idaho follows the federal minimum wage of $7.25/hr.

Monthly Budget on $13/hr in Idaho

Based on $1,937/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Idaho's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,200 $14,400 62.0%
Food (groceries + dining) $232 $2,784 12.0%
Transportation $194 $2,328 10.0%
Utilities $116 $1,392 6.0%
Healthcare $97 $1,164 5.0%
Entertainment $97 $1,164 5.0%
Savings (10% target) $194 $2,328 10.0%
Remaining / Surplus $-193 $-2,316 -10.0%

⚠ This budget is underwater — rent alone exceeds the 30% guideline in Idaho at $13/hr. Consider roommates, lower-cost areas, or targeting a higher wage to reach balance.

Overtime Pay — $13/hr in Idaho

At time-and-a-half ($19.50/hr), here's what overtime adds to your annual net income in Idaho. Your marginal tax rate at this income level is ~17.3%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $98 $81 $4,050
10 hrs/week $195 $161 $8,050
20 hrs/week $390 $323 $16,150

Hours to Afford Common Purchases at $13/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $11.17 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 3.9 hrs 4.5 hrs
Week of groceries $120 9.3 hrs 10.8 hrs
iPhone 16 (base) $799 61.5 hrs 71.6 hrs
1 month rent (Boise) $1,200 92.4 hrs 107.4 hrs
Used car ($10k) $10,000 769.3 hrs 894.9 hrs
Median new car ($48k) $48,000 3692.4 hrs 4295.6 hrs

Frequently Asked Questions

13 an hour -- is it a good wage in Idaho?

13/hr in Idaho gives you $23,243/year after taxes -- below what's needed for comfortable living in Idaho. Avg 1BR rent in Boise: $1,200/month (exceeds the 30% rule).

What is 13 an hour after taxes in Idaho?

13/hr in Idaho = $23,243/year or $1,937/month net. Effective rate: 14.0%.

How does 13/hr go further -- Idaho or Texas?

13/hr in Idaho has similar purchasing power to ~13.7/hr in Texas.

What does 13/hr look like as a monthly budget in Idaho?

On $1,937/month in Idaho: rent $1,200, food $232, transport $194, savings $194, surplus ~$0.

How much does overtime add at 13/hr in Idaho?

At 1.5x (19.50/hr OT), 5 extra hrs/week adds ~$4,050/year net; 10 hrs/week adds ~$8,050/year.