$11 an Hour in Minnesota — After-Tax Take-Home (2026)
At $11/hour (2,080 hours/year), your gross annual income is $22,880. After federal income tax, Social Security, Medicare, and Minnesota state income tax, your take-home pay is $9.66/hr. In Minnesota's medium cost-of-living environment, this is below what's needed for comfortable living in Minnesota.
Pay Period Breakdown
Full Tax Breakdown — Minnesota, Single Filer
How Does Minnesota Compare?
See how $11/hr take-home differs in other states at the same wage:
Equivalent Annual Salary Pages
$11/hr = $22,880/year gross. See the full state-by-state salary breakdown:
Adjacent Rates in Minnesota
Same Rate, Other States
Cost of Living in Minnesota
- Avg 1BR rent in Minneapolis: $1,250/mo — over the 30% rule (66% of gross monthly)
- Minimum comfortable income in Minnesota: $42,000/yr
- Your net annual: $20,089 ($21,911 below comfortable threshold)
- Purchasing power equivalent in Texas: ~$11/hr
Working at $11/hr in Minnesota
Minnesota's progressive income tax starts hitting meaningfully around $20k. At lower wages, the effective state rate is 4–5%. Minneapolis 1BR rents average $1,250/month. The city's strong labor movement and corporate presence create upward mobility.
At ${rate}/hr, you work roughly 130 hours each month to cover a typical 1BR in Minneapolis (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 1.0x Minnesota's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Minnesota is 12.2% -- federal income tax accounts for 3.0%, FICA 7.6%, and Minnesota state tax 1.6%.
Minnesota has a highly educated workforce and strong corporate base — Target, UnitedHealth Group, 3M, General Mills, and Best Buy are all headquartered here. The Twin Cities metro has a diverse, resilient economy. Healthcare, finance, retail, and manufacturing are major sectors.
Minnesota has a progressive income tax with a top rate of 9.85% — one of the highest in the Midwest. The brackets are steep: the 6.8% rate applies above ~$29k for single filers. This creates a noticeably higher state tax burden at mid and upper incomes relative to neighboring Wisconsin or Iowa.
Minnesota's minimum wage is $11.13/hr for large employers (2026).
Monthly Budget on $11/hr in Minnesota
Based on $1,674/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Minnesota's cost of living.
⚠ This budget is underwater — rent alone exceeds the 30% guideline in Minnesota at $11/hr. Consider roommates, lower-cost areas, or targeting a higher wage to reach balance.
Overtime Pay — $11/hr in Minnesota
At time-and-a-half ($16.50/hr), here's what overtime adds to your annual net income in Minnesota. Your marginal tax rate at this income level is ~16.8%.
Hours to Afford Common Purchases at $11/hr
How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $9.66 net hourly rate for the true cost in time.
Frequently Asked Questions
11 an hour -- is it a good wage in Minnesota?
11/hr in Minnesota gives you $20,089/year after taxes -- below what's needed for comfortable living in Minnesota. Avg 1BR rent in Minneapolis: $1,250/month (exceeds the 30% rule).
What is 11 an hour after taxes in Minnesota?
11/hr in Minnesota = $20,089/year or $1,674/month net. Effective rate: 12.2%.
How does 11/hr go further -- Minnesota or Texas?
11/hr in Minnesota has similar purchasing power to ~11/hr in Texas.
What does 11/hr look like as a monthly budget in Minnesota?
On $1,674/month in Minnesota: rent $1,250, food $201, transport $167, savings $167, surplus ~$0.
How much does overtime add at 11/hr in Minnesota?
At 1.5x (16.50/hr OT), 5 extra hrs/week adds ~$3,450/year net; 10 hrs/week adds ~$6,850/year.