2026 Tax Year · Single Filer · Minnesota

$14 an Hour in Minnesota — After-Tax Take-Home (2026)

At $14/hour (2,080 hours/year), your gross annual income is $29,120. After federal income tax, Social Security, Medicare, and Minnesota state income tax, your take-home pay is $11.96/hr. In Minnesota's medium cost-of-living environment, this is below what's needed for comfortable living in Minnesota.

Gross Annual
$29,120
Net Annual
$24,881
Net Monthly
$2,073
Net Hourly
$11.96

Pay Period Breakdown

Period Gross Tax Net
Hourly $14.00 $2.04 $11.96
Daily (8 hrs) $112.00 $16.30 $95.70
Weekly (40 hrs) $560.00 $81.51 $478.49
Biweekly $1,120.00 $163.03 $956.97
Monthly $2,426.67 $353.22 $2,073.45
Annual $29,120 $4,239 $24,881

Full Tax Breakdown — Minnesota, Single Filer

Item Rate / Notes Amount
Gross Annual Income $14/hr × 2,080 hrs $29,120
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $13,020
Federal Income Tax 4.5% −$1,314.40
Social Security (6.2%) up to $168,600 −$1,805.44
Medicare (1.45%) −$422.24
Minnesota Standard Deduction Single 2026 −$16,100
Minnesota State Income Tax 2.4% −$696.57
Total Tax 14.6% effective −$4,238.65
Net Take-Home $24,881

How Does Minnesota Compare?

See how $14/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $370.80 $2,101/mo $25,207 Florida None $2,131/mo $25,578 New York $864.65 $2,059/mo $24,713 Texas None $2,131/mo $25,578 Washington None $2,131/mo $25,578
Open Full Calculator for Minnesota — $14/hr →

Equivalent Annual Salary Pages

$14/hr = $29,120/year gross. See the full state-by-state salary breakdown:

$29,120 salary in Minnesota — full breakdown $29,120 after tax in Minnesota $29,120 salary to hourly Minnesota paycheck calculator

Adjacent Rates in Minnesota

$11/hr in Minnesota$12/hr in Minnesota$13/hr in Minnesota$15/hr in Minnesota$16/hr in Minnesota$17/hr in Minnesota

Same Rate, Other States

$14/hr in Alabama$14/hr in Alaska$14/hr in Arizona$14/hr in Arkansas$14/hr in California$14/hr in Colorado

Cost of Living in Minnesota

✗ Difficult — $14/hr falls short in Minnesota
  • Avg 1BR rent in Minneapolis: $1,250/mo — over the 30% rule (52% of gross monthly)
  • Minimum comfortable income in Minnesota: $42,000/yr
  • Your net annual: $24,881 ($17,119 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$14/hr

Working at $14/hr in Minnesota

Minnesota's progressive income tax starts hitting meaningfully around $20k. At lower wages, the effective state rate is 4–5%. Minneapolis 1BR rents average $1,250/month. The city's strong labor movement and corporate presence create upward mobility.

At ${rate}/hr, you work roughly 105 hours each month to cover a typical 1BR in Minneapolis (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 1.3x Minnesota's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Minnesota is 14.6% -- federal income tax accounts for 4.5%, FICA 7.7%, and Minnesota state tax 2.4%.

Minnesota has a highly educated workforce and strong corporate base — Target, UnitedHealth Group, 3M, General Mills, and Best Buy are all headquartered here. The Twin Cities metro has a diverse, resilient economy. Healthcare, finance, retail, and manufacturing are major sectors.

Minnesota has a progressive income tax with a top rate of 9.85% — one of the highest in the Midwest. The brackets are steep: the 6.8% rate applies above ~$29k for single filers. This creates a noticeably higher state tax burden at mid and upper incomes relative to neighboring Wisconsin or Iowa.

Minnesota's minimum wage is $11.13/hr for large employers (2026).

Monthly Budget on $14/hr in Minnesota

Based on $2,073/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Minnesota's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,250 $15,000 60.3%
Food (groceries + dining) $249 $2,988 12.0%
Transportation $207 $2,484 10.0%
Utilities $124 $1,488 6.0%
Healthcare $104 $1,248 5.0%
Entertainment $104 $1,248 5.0%
Savings (10% target) $207 $2,484 10.0%
Remaining / Surplus $-172 $-2,064 -8.3%

⚠ This budget is underwater — rent alone exceeds the 30% guideline in Minnesota at $14/hr. Consider roommates, lower-cost areas, or targeting a higher wage to reach balance.

Overtime Pay — $14/hr in Minnesota

At time-and-a-half ($21.00/hr), here's what overtime adds to your annual net income in Minnesota. Your marginal tax rate at this income level is ~18.8%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $105 $85 $4,250
10 hrs/week $210 $171 $8,550
20 hrs/week $420 $341 $17,050

Hours to Afford Common Purchases at $14/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $11.96 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 3.6 hrs 4.2 hrs
Week of groceries $120 8.6 hrs 10.1 hrs
iPhone 16 (base) $799 57.1 hrs 66.8 hrs
1 month rent (Minneapolis) $1,250 89.3 hrs 104.5 hrs
Used car ($10k) $10,000 714.3 hrs 836 hrs
Median new car ($48k) $48,000 3428.6 hrs 4012.7 hrs

Frequently Asked Questions

14 an hour -- is it a good wage in Minnesota?

14/hr in Minnesota gives you $24,881/year after taxes -- below what's needed for comfortable living in Minnesota. Avg 1BR rent in Minneapolis: $1,250/month (exceeds the 30% rule).

What is 14 an hour after taxes in Minnesota?

14/hr in Minnesota = $24,881/year or $2,073/month net. Effective rate: 14.6%.

How does 14/hr go further -- Minnesota or Texas?

14/hr in Minnesota has similar purchasing power to ~14/hr in Texas.

What does 14/hr look like as a monthly budget in Minnesota?

On $2,073/month in Minnesota: rent $1,250, food $249, transport $207, savings $207, surplus ~$0.

How much does overtime add at 14/hr in Minnesota?

At 1.5x (21.00/hr OT), 5 extra hrs/week adds ~$4,250/year net; 10 hrs/week adds ~$8,550/year.