2026 Tax Year · Single Filer · Vermont

$13 an Hour in Vermont — After-Tax Take-Home (2026)

At $13/hour (2,080 hours/year), your gross annual income is $27,040. After federal income tax, Social Security, Medicare, and Vermont state income tax, your take-home pay is $11.15/hr. In Vermont's high cost-of-living environment, this is below what's needed for comfortable living in Vermont.

Gross Annual
$27,040
Net Annual
$23,189
Net Monthly
$1,932
Net Hourly
$11.15

Pay Period Breakdown

Period Gross Tax Net
Hourly $13.00 $1.85 $11.15
Daily (8 hrs) $104.00 $14.81 $89.19
Weekly (40 hrs) $520.00 $74.05 $445.95
Biweekly $1,040.00 $148.10 $891.90
Monthly $2,253.33 $320.89 $1,932.45
Annual $27,040 $3,851 $23,189

Full Tax Breakdown — Vermont, Single Filer

Item Rate / Notes Amount
Gross Annual Income $13/hr × 2,080 hrs $27,040
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $10,940
Federal Income Tax 4.0% −$1,094.00
Social Security (6.2%) up to $168,600 −$1,676.48
Medicare (1.45%) −$392.08
Vermont Standard Deduction Single 2026 −$6,500
Vermont State Income Tax 2.5% −$688.09
Total Tax 14.2% effective −$3,850.65
Net Take-Home $23,189

How Does Vermont Compare?

See how $13/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $329.20 $1,962/mo $23,548 Florida None $1,990/mo $23,877 New York $771.05 $1,926/mo $23,106 Texas None $1,990/mo $23,877 Washington None $1,990/mo $23,877
Open Full Calculator for Vermont — $13/hr →

Equivalent Annual Salary Pages

$13/hr = $27,040/year gross. See the full state-by-state salary breakdown:

$27,040 salary in Vermont — full breakdown $27,040 after tax in Vermont $27,040 salary to hourly Vermont paycheck calculator

Adjacent Rates in Vermont

$10/hr in Vermont$11/hr in Vermont$12/hr in Vermont$14/hr in Vermont$15/hr in Vermont$16/hr in Vermont

Same Rate, Other States

$13/hr in Alabama$13/hr in Alaska$13/hr in Arizona$13/hr in Arkansas$13/hr in California$13/hr in Colorado

Cost of Living in Vermont

✗ Difficult — $13/hr falls short in Vermont
  • Avg 1BR rent in Burlington: $1,400/mo — over the 30% rule (62% of gross monthly)
  • Minimum comfortable income in Vermont: $48,000/yr
  • Your net annual: $23,189 ($24,811 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$11.4/hr

Working at $13/hr in Vermont

Vermont has a high minimum wage and tight labor market — workers at this level are in demand. Burlington 1BR rents average $1,500/month. The progressive income tax starts modestly at 3.35%, but escalates. Vermont's quality of life is exceptional but financially constraining at lower wages.

At ${rate}/hr, you work roughly 126 hours each month to cover a typical 1BR in Burlington (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 0.9x Vermont's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Vermont is 14.2% -- federal income tax accounts for 4.0%, FICA 7.6%, and Vermont state tax 2.5%.

Vermont has a small, high-quality economy centered on healthcare, education, tourism (skiing, fall foliage), technology, and specialty food/agriculture (Ben & Jerry's). The labor market is very tight due to the small, aging population. Remote work has increased Vermont's attractiveness.

Vermont has a progressive income tax with rates from 3.35% to 8.75%. The top rate applies at $204k+, but the 6.6% bracket starts around $41k for single filers — creating a meaningful mid-income burden.

Vermont's minimum wage is $14.01/hr (2026), indexed to inflation.

Monthly Budget on $13/hr in Vermont

Based on $1,932/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Vermont's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,400 $16,800 72.4%
Food (groceries + dining) $232 $2,784 12.0%
Transportation $193 $2,316 10.0%
Utilities $116 $1,392 6.0%
Healthcare $97 $1,164 5.0%
Entertainment $97 $1,164 5.0%
Savings (10% target) $193 $2,316 10.0%
Remaining / Surplus $-396 $-4,752 -20.5%

⚠ This budget is underwater — rent alone exceeds the 30% guideline in Vermont at $13/hr. Consider roommates, lower-cost areas, or targeting a higher wage to reach balance.

Overtime Pay — $13/hr in Vermont

At time-and-a-half ($19.50/hr), here's what overtime adds to your annual net income in Vermont. Your marginal tax rate at this income level is ~14.8%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $98 $83 $4,150
10 hrs/week $195 $166 $8,300
20 hrs/week $390 $332 $16,600

Hours to Afford Common Purchases at $13/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $11.15 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 3.9 hrs 4.5 hrs
Week of groceries $120 9.3 hrs 10.8 hrs
iPhone 16 (base) $799 61.5 hrs 71.7 hrs
1 month rent (Burlington) $1,400 107.7 hrs 125.6 hrs
Used car ($10k) $10,000 769.3 hrs 897 hrs
Median new car ($48k) $48,000 3692.4 hrs 4305.5 hrs

Frequently Asked Questions

13 an hour -- is it a good wage in Vermont?

13/hr in Vermont gives you $23,189/year after taxes -- below what's needed for comfortable living in Vermont. Avg 1BR rent in Burlington: $1,400/month (exceeds the 30% rule).

What is 13 an hour after taxes in Vermont?

13/hr in Vermont = $23,189/year or $1,932/month net. Effective rate: 14.2%.

How does 13/hr go further -- Vermont or Texas?

13/hr in Vermont has similar purchasing power to ~11.4/hr in Texas.

What does 13/hr look like as a monthly budget in Vermont?

On $1,932/month in Vermont: rent $1,400, food $232, transport $193, savings $193, surplus ~$0.

How much does overtime add at 13/hr in Vermont?

At 1.5x (19.50/hr OT), 5 extra hrs/week adds ~$4,150/year net; 10 hrs/week adds ~$8,300/year.