2026 Tax Year · Single Filer · Vermont

$14 an Hour in Vermont — After-Tax Take-Home (2026)

At $14/hour (2,080 hours/year), your gross annual income is $29,120. After federal income tax, Social Security, Medicare, and Vermont state income tax, your take-home pay is $11.93/hr. In Vermont's high cost-of-living environment, this is below what's needed for comfortable living in Vermont.

Gross Annual
$29,120
Net Annual
$24,820
Net Monthly
$2,068
Net Hourly
$11.93

Pay Period Breakdown

Period Gross Tax Net
Hourly $14.00 $2.07 $11.93
Daily (8 hrs) $112.00 $16.54 $95.46
Weekly (40 hrs) $560.00 $82.69 $477.31
Biweekly $1,120.00 $165.38 $954.62
Monthly $2,426.67 $358.32 $2,068.35
Annual $29,120 $4,300 $24,820

Full Tax Breakdown — Vermont, Single Filer

Item Rate / Notes Amount
Gross Annual Income $14/hr × 2,080 hrs $29,120
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $13,020
Federal Income Tax 4.5% −$1,314.40
Social Security (6.2%) up to $168,600 −$1,805.44
Medicare (1.45%) −$422.24
Vermont Standard Deduction Single 2026 −$6,500
Vermont State Income Tax 2.6% −$757.77
Total Tax 14.8% effective −$4,299.85
Net Take-Home $24,820

How Does Vermont Compare?

See how $14/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $370.80 $2,101/mo $25,207 Florida None $2,131/mo $25,578 New York $864.65 $2,059/mo $24,713 Texas None $2,131/mo $25,578 Washington None $2,131/mo $25,578
Open Full Calculator for Vermont — $14/hr →

Equivalent Annual Salary Pages

$14/hr = $29,120/year gross. See the full state-by-state salary breakdown:

$29,120 salary in Vermont — full breakdown $29,120 after tax in Vermont $29,120 salary to hourly Vermont paycheck calculator

Adjacent Rates in Vermont

$11/hr in Vermont$12/hr in Vermont$13/hr in Vermont$15/hr in Vermont$16/hr in Vermont$17/hr in Vermont

Same Rate, Other States

$14/hr in Alabama$14/hr in Alaska$14/hr in Arizona$14/hr in Arkansas$14/hr in California$14/hr in Colorado

Cost of Living in Vermont

✗ Difficult — $14/hr falls short in Vermont
  • Avg 1BR rent in Burlington: $1,400/mo — over the 30% rule (58% of gross monthly)
  • Minimum comfortable income in Vermont: $48,000/yr
  • Your net annual: $24,820 ($23,180 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$12.3/hr

Working at $14/hr in Vermont

Vermont has a high minimum wage and tight labor market — workers at this level are in demand. Burlington 1BR rents average $1,500/month. The progressive income tax starts modestly at 3.35%, but escalates. Vermont's quality of life is exceptional but financially constraining at lower wages.

At ${rate}/hr, you work roughly 118 hours each month to cover a typical 1BR in Burlington (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 1.0x Vermont's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Vermont is 14.8% -- federal income tax accounts for 4.5%, FICA 7.7%, and Vermont state tax 2.6%.

Vermont has a small, high-quality economy centered on healthcare, education, tourism (skiing, fall foliage), technology, and specialty food/agriculture (Ben & Jerry's). The labor market is very tight due to the small, aging population. Remote work has increased Vermont's attractiveness.

Vermont has a progressive income tax with rates from 3.35% to 8.75%. The top rate applies at $204k+, but the 6.6% bracket starts around $41k for single filers — creating a meaningful mid-income burden.

Vermont's minimum wage is $14.01/hr (2026), indexed to inflation.

Monthly Budget on $14/hr in Vermont

Based on $2,068/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Vermont's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,400 $16,800 67.7%
Food (groceries + dining) $248 $2,976 12.0%
Transportation $207 $2,484 10.0%
Utilities $124 $1,488 6.0%
Healthcare $103 $1,236 5.0%
Entertainment $103 $1,236 5.0%
Savings (10% target) $207 $2,484 10.0%
Remaining / Surplus $-324 $-3,888 -15.7%

⚠ This budget is underwater — rent alone exceeds the 30% guideline in Vermont at $14/hr. Consider roommates, lower-cost areas, or targeting a higher wage to reach balance.

Overtime Pay — $14/hr in Vermont

At time-and-a-half ($21.00/hr), here's what overtime adds to your annual net income in Vermont. Your marginal tax rate at this income level is ~16.8%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $105 $87 $4,350
10 hrs/week $210 $175 $8,750
20 hrs/week $420 $349 $17,450

Hours to Afford Common Purchases at $14/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $11.93 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 3.6 hrs 4.2 hrs
Week of groceries $120 8.6 hrs 10.1 hrs
iPhone 16 (base) $799 57.1 hrs 67 hrs
1 month rent (Burlington) $1,400 100 hrs 117.4 hrs
Used car ($10k) $10,000 714.3 hrs 838.1 hrs
Median new car ($48k) $48,000 3428.6 hrs 4022.6 hrs

Frequently Asked Questions

14 an hour -- is it a good wage in Vermont?

14/hr in Vermont gives you $24,820/year after taxes -- below what's needed for comfortable living in Vermont. Avg 1BR rent in Burlington: $1,400/month (exceeds the 30% rule).

What is 14 an hour after taxes in Vermont?

14/hr in Vermont = $24,820/year or $2,068/month net. Effective rate: 14.8%.

How does 14/hr go further -- Vermont or Texas?

14/hr in Vermont has similar purchasing power to ~12.3/hr in Texas.

What does 14/hr look like as a monthly budget in Vermont?

On $2,068/month in Vermont: rent $1,400, food $248, transport $207, savings $207, surplus ~$0.

How much does overtime add at 14/hr in Vermont?

At 1.5x (21.00/hr OT), 5 extra hrs/week adds ~$4,350/year net; 10 hrs/week adds ~$8,750/year.