$17 an Hour in Nebraska — After-Tax Take-Home (2026)

At $17/hour (2,080 hours/year), your gross annual income is $35,360. After federal income tax, Social Security, Medicare, and Nebraska state income tax, your take-home pay is $14.21/hr. In Nebraska's low cost-of-living environment, this is enough to get by in Nebraska, though budget carefully.

Gross Annual
$35,360
Net Annual
$29,555
Net Monthly
$2,463
Net Hourly
$14.21

Pay Period Breakdown

Period Gross Tax Net
Hourly $17.00 $2.79 $14.21
Daily (8 hrs) $136.00 $22.33 $113.67
Weekly (40 hrs) $680.00 $111.64 $568.36
Biweekly $1,360.00 $223.28 $1,136.72
Monthly $2,946.67 $483.77 $2,462.89
Annual $35,360 $5,805 $29,555

Full Tax Breakdown — Nebraska, Single Filer

Item Rate / Notes Amount
Gross Annual Income $17/hr × 2,080 hrs $35,360
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $19,260
Federal Income Tax 5.8% −$2,063.20
Social Security (6.2%) up to $184,500 −$2,192.32
Medicare (1.45%) −$512.72
Nebraska Standard Deduction Single 2026 −$7,900
Nebraska State Income Tax 2.9% −$1,037.05
Total Tax 16.4% effective −$5,805.29
Net Take-Home $29,555

How Does Nebraska Compare?

See how $17/hr take-home differs in other states at the same wage:

Equivalent Annual Salary Pages

$17/hr = $35,360/year gross. See the full state-by-state salary breakdown:

Adjacent Rates in Nebraska

Same Rate, Other States

Cost of Living in Nebraska

⚠ Tight — $17/hr is borderline in Nebraska
  • Avg 1BR rent in Omaha: $950/mo — over the 30% rule (32% of gross monthly)
  • Minimum comfortable income in Nebraska: $34,000/yr
  • Your net annual: $29,555 ($4,445 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$21/hr

Working at $17/hr in Nebraska

This is a solid income in Nebraska. Omaha's insurance and financial sector provides stable employment. The simplified, reduced income tax rates and very low COL create genuine financial comfort at this level.

At $17/hr, you work roughly 67 hours each month to cover a typical 1BR in Omaha ($950/mo) -- that's above the 30% gross income guideline. This wage is 1.3x Nebraska's minimum wage of $13.5/hr. Your combined effective tax rate at $17/hr in Nebraska is 16.4% -- federal income tax accounts for 5.8%, FICA 7.6%, and Nebraska state tax 2.9%.

Nebraska's economy is built on agriculture, food processing (Tyson, ConAgra), insurance (Berkshire Hathaway, Mutual of Omaha), and finance. Omaha's 'insurance capital' status creates a stable professional sector. The state has very low unemployment historically.

Nebraska has a graduated income tax with rates from 2.46% to 3.99% (recently simplified and reduced). The state mirrors the federal standard deduction.

Nebraska's minimum wage is $13.50/hr (2026), rising to $15 by 2026.

Monthly Budget on $17/hr in Nebraska

Based on $2,463/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Nebraska's cost of living.

Category Monthly Annual % of Net
Rent / Housing $950 $11,400 38.6%
Food (groceries + dining) $296 $3,552 12.0%
Transportation $246 $2,952 10.0%
Utilities $148 $1,776 6.0%
Healthcare $123 $1,476 5.0%
Entertainment $123 $1,476 5.0%
Savings (10% target) $246 $2,952 10.0%
Remaining / Surplus $331 $3,972 13.4%

Overtime Pay — $17/hr in Nebraska

At time-and-a-half ($25.50/hr), here's what overtime adds to your annual net income in Nebraska. Your marginal tax rate at this income level is ~18.0%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $128 $105 $5,250
10 hrs/week $255 $209 $10,450
20 hrs/week $510 $418 $20,900

Hours to Afford Common Purchases at $17/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $14.21 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 3 hrs 3.6 hrs
Week of groceries $120 7.1 hrs 8.5 hrs
iPhone 16 (base) $799 47 hrs 56.3 hrs
1 month rent (Omaha) $950 55.9 hrs 66.9 hrs
Used car ($10k) $10,000 588.3 hrs 703.8 hrs
Median new car ($48k) $48,000 2823.6 hrs 3378.2 hrs

What Jobs Pay $17/hr in Nebraska?

At $17/hour, you earn 11% below the estimated median hourly wage in Nebraska. Jobs that commonly pay around this rate include:

medical assistant, customer service rep, administrative assistant, delivery driver, phlebotomist, dental receptionist

These figures reflect statewide averages for Nebraska. The Omaha metro area typically pays 8% more than rural parts of the state for the same role. Specialized certifications, union membership, or government employment at this wage tier often add meaningful benefits that raise total compensation above the base hourly figure.

At 17/hr in Nebraska, you are earning a functional wage but have limited financial cushion. Your $29,555 net income is close to the $34,000 comfortable living threshold -- deliberate budgeting is essential.

Geographic Wage Variation Within Nebraska

The $17/hr figure reflects a statewide average. Wages for the same job title can differ significantly by location within Nebraska. The Omaha metro area generally commands a 8% premium over the state average, while rural areas typically pay 4% less.

LocationTypical Wagevs. AverageKey Tradeoff
Omaha metro$18.4/hr+8%Higher pay, higher COL
Nebraska average$17/hrBaselineThis page's figures
Rural Nebraska$16.3/hr-4%Lower pay, lower COL

When choosing between metro and rural Nebraska at this wage tier, compare net monthly surplus rather than gross hourly rates. Rural areas have lower rent, shorter commutes, and lower day-to-day costs -- the purchasing power difference is often smaller than the raw wage gap suggests.

Savings Goals at $17/hr in Nebraska

Saving $246/month (10% of net), here is how long it takes to reach common financial milestones from a starting balance of zero:

GoalTargetAt $246/moNotes
Weekend getaway$3,00013 monthsFlights + hotel, domestic
3-month emergency fund$5,28922 monthsCore expenses only
6-month emergency fund$10,57843 monthsFull financial cushion
Used car (no loan)$8,00033 monthsReliable used vehicle
New car down payment$25,000102 months~50% down to minimize payments
Home down payment$5,10021 months10% on a starter home in Nebraska

Your monthly budget surplus of $331 means you can accelerate these timelines by directing extra cash beyond the 10% baseline. Automating transfers on payday is the most reliable way to stay consistent.

Debt Payoff on $17/hr in Nebraska

Allocating 15% of net monthly income ($369/month) toward debt repayment is sustainable while still allowing for savings and essentials.

DebtBalanceMonthly PaymentPayoff Time
Credit card$5,000$36914 months
Student loan$30,000$36982 months

These timelines exclude interest, which meaningfully extends payoff for high-APR credit cards. Prioritize high-interest debt first. Even an extra $50/month toward a credit card balance can cut months off your payoff timeline and save hundreds in interest.

401(k) and Retirement at $17/hr

Contributing 6% ($2,122/year) to a pre-tax 401(k) saves you $351 in taxes at your 16.5% marginal rate -- your actual out-of-pocket cost is only $1,771/year. If your employer matches up to 6%, that match is $2,122 in additional annual compensation -- never leave it uncaptured.

Saving $2,952/year and investing at a 7% average annual return builds significant wealth over time:

Time HorizonTotal ContributedValue at 7% ReturnGrowth Gain
5 years$14,760$15,646$886 interest
10 years$29,520$31,380$1,860 interest
20 years$59,040$63,291$4,251 interest

What Would a Raise Mean at $17/hr in Nebraska?

A $1/hr raise adds $1,706 to your annual net take-home in Nebraska after taxes. Your marginal rate on additional income is approximately 18.0%, so you keep 82.0% of every extra dollar earned.

RaiseNew RateAdded Net/YearAdded Net/Month
$1/hr raise$18/hr$1,706$142
5% raise$17.9/hr$1,535$128
10% raise$18.7/hr$2,900$242

Frequently Asked Questions

Is 17 an hour a good wage in Nebraska?

17/hr in Nebraska gives you $29,555/year after taxes -- enough to get by in Nebraska, though budget carefully. Avg 1BR rent in Omaha: $950/month (exceeds the 30% rule). It places you 11% below the estimated state median wage.

What is 17 an hour after taxes in Nebraska?

17/hr in Nebraska = $29,555/year or $2,463/month net. Effective tax rate: 16.4%, made up of 5.8% federal, 7.6% FICA, and 2.9% Nebraska state tax.

What jobs pay 17 an hour in Nebraska?

Common roles at 17/hr in Nebraska include medical assistant, administrative assistant, delivery driver. Metro areas like Omaha typically pay 8% more for the same role.

How does 17/hr go further -- Nebraska or Texas?

17/hr in Nebraska has similar purchasing power to ~21/hr in Texas. Nebraska state income tax reduces take-home vs Texas.

How long to build an emergency fund at 17/hr in Nebraska?

Saving $246/month (10% of net), you reach a 3-month emergency fund of $5,289 in 22 months. A 6-month fund takes 43 months.

What does a 401(k) cost at 17/hr in Nebraska?

A 6% contribution ($2,122/year) saves $351 in taxes at your 16.5% marginal rate. Your net out-of-pocket cost is only $1,771/year -- and if your employer matches, it is essentially free money.

What does a $1/hr raise mean at 17/hr in Nebraska?

A $1/hr raise adds $1,706/year to your net take-home in Nebraska after the 18.0% marginal tax rate. You keep 82.0% of every additional dollar earned.

What is the effective tax rate at 17/hr in Nebraska?

At 17/hr in Nebraska, your total effective tax rate is 16.4%: federal income tax 5.8%, Social Security 6.2%, Medicare 1.5%, and Nebraska state tax 2.9%. You keep 83.6% of every gross dollar.

Can you afford rent in Omaha on 17/hr?

The average 1BR in Omaha is $950/month. At 17/hr, rent consumes 32% of your gross monthly pay -- above the 30% affordability guideline. Your net hourly rate of $14.21 means you work 67 hours per month to cover rent.

What does 17/hr look like as an annual salary?

17/hr times 2,080 hours equals $35,360/year gross. After all taxes in Nebraska, your net annual income is $29,555 -- an effective take-home rate of 83.6%.