$23 an Hour in Nebraska — After-Tax Take-Home (2026)

At $23/hour (2,080 hours/year), your gross annual income is $47,840. After federal income tax, Social Security, Medicare, and Nebraska state income tax, your take-home pay is $18.76/hr. In Nebraska's low cost-of-living environment, this is enough to get by in Nebraska, though budget carefully.

Gross Annual
$47,840
Net Annual
$39,015
Net Monthly
$3,251
Net Hourly
$18.76

Pay Period Breakdown

Period Gross Tax Net
Hourly $23.00 $4.24 $18.76
Daily (8 hrs) $184.00 $33.94 $150.06
Weekly (40 hrs) $920.00 $169.72 $750.28
Biweekly $1,840.00 $339.44 $1,500.56
Monthly $3,986.67 $735.45 $3,251.21
Annual $47,840 $8,825 $39,015

Full Tax Breakdown — Nebraska, Single Filer

Item Rate / Notes Amount
Gross Annual Income $23/hr × 2,080 hrs $47,840
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $31,740
Federal Income Tax 7.4% −$3,560.80
Social Security (6.2%) up to $168,600 −$2,966.08
Medicare (1.45%) −$693.68
Nebraska Standard Deduction Single 2026 −$7,900
Nebraska State Income Tax 3.4% −$1,604.89
Total Tax 18.4% effective −$8,825.45
Net Take-Home $39,015

How Does Nebraska Compare?

See how $23/hr take-home differs in other states at the same wage:

Equivalent Annual Salary Pages

$23/hr = $47,840/year gross. See the full state-by-state salary breakdown:

Adjacent Rates in Nebraska

Same Rate, Other States

Cost of Living in Nebraska

⚠ Tight — $23/hr is borderline in Nebraska
  • Avg 1BR rent in Omaha: $950/mo — within budget (24% of gross monthly)
  • Minimum comfortable income in Nebraska: $34,000/yr
  • Your net annual: $39,015 ($5,015 above comfortable threshold)
  • Purchasing power equivalent in Texas: ~$28.4/hr

Working at $23/hr in Nebraska

This is a solid income in Nebraska. Omaha's insurance and financial sector provides stable employment. The simplified, reduced income tax rates and very low COL create genuine financial comfort at this level.

At ${rate}/hr, you work roughly 51 hours each month to cover a typical 1BR in Omaha (${rent.toLocaleString()}/mo) -- that's within the 30% gross income guideline. This wage is 1.7x Nebraska's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Nebraska is 18.4% -- federal income tax accounts for 7.4%, FICA 7.6%, and Nebraska state tax 3.4%.

Nebraska's economy is built on agriculture, food processing (Tyson, ConAgra), insurance (Berkshire Hathaway, Mutual of Omaha), and finance. Omaha's 'insurance capital' status creates a stable professional sector. The state has very low unemployment historically.

Nebraska has a graduated income tax with rates from 2.46% to 3.99% (recently simplified and reduced). The state mirrors the federal standard deduction.

Nebraska's minimum wage is $13.50/hr (2026), rising to $15 by 2026.

Monthly Budget on $23/hr in Nebraska

Based on $3,251/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Nebraska's cost of living.

Category Monthly Annual % of Net
Rent / Housing $950 $11,400 29.2%
Food (groceries + dining) $390 $4,680 12.0%
Transportation $325 $3,900 10.0%
Utilities $195 $2,340 6.0%
Healthcare $163 $1,956 5.0%
Entertainment $163 $1,956 5.0%
Savings (10% target) $325 $3,900 10.0%
Remaining / Surplus $740 $8,880 22.8%

Overtime Pay — $23/hr in Nebraska

At time-and-a-half ($34.50/hr), here's what overtime adds to your annual net income in Nebraska. Your marginal tax rate at this income level is ~18.0%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $173 $141 $7,050
10 hrs/week $345 $283 $14,150
20 hrs/week $690 $566 $28,300

Hours to Afford Common Purchases at $23/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $18.76 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 2.2 hrs 2.7 hrs
Week of groceries $120 5.3 hrs 6.4 hrs
iPhone 16 (base) $799 34.8 hrs 42.6 hrs
1 month rent (Omaha) $950 41.4 hrs 50.7 hrs
Used car ($10k) $10,000 434.8 hrs 533.2 hrs
Median new car ($48k) $48,000 2087 hrs 2559.1 hrs

Frequently Asked Questions

23 an hour -- is it a good wage in Nebraska?

23/hr in Nebraska gives you $39,015/year after taxes -- enough to get by in Nebraska, though budget carefully. Avg 1BR rent in Omaha: $950/month (within the 30% rule).

What is 23 an hour after taxes in Nebraska?

23/hr in Nebraska = $39,015/year or $3,251/month net. Effective rate: 18.4%.

How does 23/hr go further -- Nebraska or Texas?

23/hr in Nebraska has similar purchasing power to ~28.4/hr in Texas.

What does 23/hr look like as a monthly budget in Nebraska?

On $3,251/month in Nebraska: rent $950, food $390, transport $325, savings $325, surplus ~$740.

How much does overtime add at 23/hr in Nebraska?

At 1.5x (34.50/hr OT), 5 extra hrs/week adds ~$7,050/year net; 10 hrs/week adds ~$14,150/year.