$24 an Hour in Texas — After-Tax Take-Home (2026)
At $24/hour (2,080 hours/year), your gross annual income is $49,920. After federal income tax, Social Security, Medicare (Texas has no state income tax), your take-home pay is $20.33/hr. In Texas's medium cost-of-living environment, this is enough to get by in Texas, though budget carefully.
Pay Period Breakdown
Full Tax Breakdown — Texas, Single Filer
How Does Texas Compare?
See how $24/hr take-home differs in other states at the same wage:
Equivalent Annual Salary Pages
$24/hr = $49,920/year gross. See the full state-by-state salary breakdown:
Adjacent Rates in Texas
Same Rate, Other States
Cost of Living in Texas
- Avg 1BR rent in Houston: $1,300/mo — over the 30% rule (31% of gross monthly)
- Minimum comfortable income in Texas: $42,000/yr
- Your net annual: $42,291 ($291 above comfortable threshold)
Working at $24/hr in Texas
Texas is the standard benchmark for take-home pay precisely because of the zero state income tax. At this wage, a Texas worker takes home $1,500–$3,500 more per year than a counterpart in California, New York, or Oregon. The trade-off is high property taxes (for owners) and the Texas summer heat. For pure financial take-home, Texas is one of the best positions in the US.
At ${rate}/hr, you work roughly 64 hours each month to cover a typical 1BR in Houston (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 3.3x Texas's federal minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Texas is 15.3% -- federal income tax accounts for 7.6%, FICA 7.6% (no Texas state income tax).
Texas has the second-largest economy in the US. Energy (Houston is the oil and gas capital of the world), technology (Austin's 'Silicon Hills'), finance, healthcare, manufacturing, and aerospace (SpaceX Starbase) are all significant. Texas has consistently led the US in job creation for over a decade.
Texas has no state income tax — protected by a constitutional provision requiring a voter referendum to impose one. Texas funds government primarily through property taxes (among the highest in the US at ~2.1% annually) and sales tax (8.25% combined average). Renters pay property tax indirectly through rent prices.
Texas follows the federal minimum wage of $7.25/hr. No state minimum above federal.
Monthly Budget on $24/hr in Texas
Based on $3,524/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Texas's cost of living.
Overtime Pay — $24/hr in Texas
At time-and-a-half ($36.00/hr), here's what overtime adds to your annual net income in Texas. Your marginal tax rate at this income level is ~13.5%.
Hours to Afford Common Purchases at $24/hr
How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $20.33 net hourly rate for the true cost in time.
Frequently Asked Questions
24 an hour -- is it a good wage in Texas?
24/hr in Texas gives you $42,291/year after taxes -- enough to get by in Texas, though budget carefully. Avg 1BR rent in Houston: $1,300/month (exceeds the 30% rule).
What is 24 an hour after taxes in Texas?
24/hr in Texas = $42,291/year or $3,524/month net. Effective rate: 15.3%.
How does 24/hr go further -- Texas or Texas?
You're in Texas -- no state income tax. You keep more of your $49,920 gross.
What does 24/hr look like as a monthly budget in Texas?
On $3,524/month in Texas: rent $1,300, food $423, transport $352, savings $352, surplus ~$534.
How much does overtime add at 24/hr in Texas?
At 1.5x (36.00/hr OT), 5 extra hrs/week adds ~$7,800/year net; 10 hrs/week adds ~$15,600/year.