2026 Tax Year · Single Filer · Iowa

$25 an Hour in Iowa — After-Tax Take-Home (2026)

At $25/hour (2,080 hours/year), your gross annual income is $52,000. After federal income tax, Social Security, Medicare, and Iowa state income tax, your take-home pay is $20.15/hr. In Iowa's low cost-of-living environment, this is a comfortable living wage in Iowa.

Gross Annual
$52,000
Net Annual
$41,916
Net Monthly
$3,493
Net Hourly
$20.15

Pay Period Breakdown

Period Gross Tax Net
Hourly $25.00 $4.85 $20.15
Daily (8 hrs) $200.00 $38.79 $161.21
Weekly (40 hrs) $1,000.00 $193.93 $806.07
Biweekly $2,000.00 $387.86 $1,612.14
Monthly $4,333.33 $840.36 $3,492.98
Annual $52,000 $10,084 $41,916

Full Tax Breakdown — Iowa, Single Filer

Item Rate / Notes Amount
Gross Annual Income $25/hr × 2,080 hrs $52,000
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $35,900
Federal Income Tax 7.8% −$4,060.00
Social Security (6.2%) up to $168,600 −$3,224.00
Medicare (1.45%) −$754.00
Iowa Standard Deduction Single 2026 −$16,100
Iowa State Income Tax 3.9% −$2,046.30
Total Tax 19.4% effective −$10,084.30
Net Take-Home $41,916

How Does Iowa Compare?

See how $25/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $1,385.44 $3,548/mo $42,577 Florida None $3,664/mo $43,962 New York $2,143.85 $3,485/mo $41,818 Texas None $3,664/mo $43,962 Washington None $3,664/mo $43,962
Open Full Calculator for Iowa — $25/hr →

Equivalent Annual Salary Pages

$25/hr = $52,000/year gross. See the full state-by-state salary breakdown:

$52,000 salary in Iowa — full breakdown $52,000 after tax in Iowa $52,000 salary to hourly Iowa paycheck calculator

Adjacent Rates in Iowa

$22/hr in Iowa$23/hr in Iowa$24/hr in Iowa$26/hr in Iowa$27/hr in Iowa$28/hr in Iowa

Same Rate, Other States

$25/hr in Alabama$25/hr in Alaska$25/hr in Arizona$25/hr in Arkansas$25/hr in California$25/hr in Colorado

Cost of Living in Iowa

✓ Comfortable — $25/hr covers costs in Iowa
  • Avg 1BR rent in Des Moines: $900/mo — within budget (21% of gross monthly)
  • Minimum comfortable income in Iowa: $32,000/yr
  • Your net annual: $41,916 ($9,916 above comfortable threshold)
  • Purchasing power equivalent in Texas: ~$32.8/hr

Working at $25/hr in Iowa

This is a solid middle-class income in Iowa. Des Moines' insurance and financial sector creates stable employment at this level. The declining income tax rate means take-home improves slightly each year as Iowa continues its rate reduction path.

At ${rate}/hr, you work roughly 45 hours each month to cover a typical 1BR in Des Moines (${rent.toLocaleString()}/mo) -- that's within the 30% gross income guideline. This wage is 3.4x Iowa's federal minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Iowa is 19.4% -- federal income tax accounts for 7.8%, FICA 7.6%, and Iowa state tax 3.9%.

Iowa's economy is dominated by agriculture, food processing (Tyson, John Deere), insurance (Principal Financial, Transamerica in Des Moines), and manufacturing. Des Moines has emerged as an insurance and financial services hub with a growing tech presence.

Iowa has simplified to a flat 3.8% income tax rate (2026) and continues phasing down. The state also offers significant deductions and credits for lower-income earners. Iowa's tax burden has dropped substantially over the past five years.

Iowa follows the federal minimum wage of $7.25/hr.

Monthly Budget on $25/hr in Iowa

Based on $3,493/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Iowa's cost of living.

Category Monthly Annual % of Net
Rent / Housing $900 $10,800 25.8%
Food (groceries + dining) $419 $5,028 12.0%
Transportation $349 $4,188 10.0%
Utilities $210 $2,520 6.0%
Healthcare $175 $2,100 5.0%
Entertainment $175 $2,100 5.0%
Savings (10% target) $349 $4,188 10.0%
Remaining / Surplus $916 $10,992 26.2%

Overtime Pay — $25/hr in Iowa

At time-and-a-half ($37.50/hr), here's what overtime adds to your annual net income in Iowa. Your marginal tax rate at this income level is ~19.1%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $188 $152 $7,600
10 hrs/week $375 $303 $15,150
20 hrs/week $750 $606 $30,300

Hours to Afford Common Purchases at $25/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $20.15 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 2 hrs 2.5 hrs
Week of groceries $120 4.8 hrs 6 hrs
iPhone 16 (base) $799 32 hrs 39.7 hrs
1 month rent (Des Moines) $900 36 hrs 44.7 hrs
Used car ($10k) $10,000 400 hrs 496.3 hrs
Median new car ($48k) $48,000 1920 hrs 2382 hrs

Frequently Asked Questions

25 an hour -- is it a good wage in Iowa?

25/hr in Iowa gives you $41,916/year after taxes -- a comfortable living wage in Iowa. Avg 1BR rent in Des Moines: $900/month (within the 30% rule).

What is 25 an hour after taxes in Iowa?

25/hr in Iowa = $41,916/year or $3,493/month net. Effective rate: 19.4%.

How does 25/hr go further -- Iowa or Texas?

25/hr in Iowa has similar purchasing power to ~32.8/hr in Texas.

What does 25/hr look like as a monthly budget in Iowa?

On $3,493/month in Iowa: rent $900, food $419, transport $349, savings $349, surplus ~$916.

How much does overtime add at 25/hr in Iowa?

At 1.5x (37.50/hr OT), 5 extra hrs/week adds ~$7,600/year net; 10 hrs/week adds ~$15,150/year.