2026 Tax Year · Single Filer · Vermont

$27 an Hour in Vermont — After-Tax Take-Home (2026)

At $27/hour (2,080 hours/year), your gross annual income is $56,160. After federal income tax, Social Security, Medicare, and Vermont state income tax, your take-home pay is $21.88/hr. In Vermont's high cost-of-living environment, this is enough to get by in Vermont, though budget carefully.

Gross Annual
$56,160
Net Annual
$45,503
Net Monthly
$3,792
Net Hourly
$21.88

Pay Period Breakdown

Period Gross Tax Net
Hourly $27.00 $5.12 $21.88
Daily (8 hrs) $216.00 $40.99 $175.01
Weekly (40 hrs) $1,080.00 $204.95 $875.05
Biweekly $2,160.00 $409.90 $1,750.10
Monthly $4,680.00 $888.12 $3,791.88
Annual $56,160 $10,657 $45,503

Full Tax Breakdown — Vermont, Single Filer

Item Rate / Notes Amount
Gross Annual Income $27/hr × 2,080 hrs $56,160
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $40,060
Federal Income Tax 8.1% −$4,559.20
Social Security (6.2%) up to $168,600 −$3,481.92
Medicare (1.45%) −$814.32
Vermont Standard Deduction Single 2026 −$6,500
Vermont State Income Tax 3.2% −$1,802.06
Total Tax 19.0% effective −$10,657.50
Net Take-Home $45,503

How Does Vermont Compare?

See how $27/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $1,635.04 $3,806/mo $45,670 Florida None $3,942/mo $47,305 New York $2,387.21 $3,743/mo $44,917 Texas None $3,942/mo $47,305 Washington None $3,942/mo $47,305
Open Full Calculator for Vermont — $27/hr →

Equivalent Annual Salary Pages

$27/hr = $56,160/year gross. See the full state-by-state salary breakdown:

$56,160 salary in Vermont — full breakdown $56,160 after tax in Vermont $56,160 salary to hourly Vermont paycheck calculator

Adjacent Rates in Vermont

$24/hr in Vermont$25/hr in Vermont$26/hr in Vermont$28/hr in Vermont$29/hr in Vermont$30/hr in Vermont

Same Rate, Other States

$27/hr in Alabama$27/hr in Alaska$27/hr in Arizona$27/hr in Arkansas$27/hr in California$27/hr in Colorado

Cost of Living in Vermont

⚠ Tight — $27/hr is borderline in Vermont
  • Avg 1BR rent in Burlington: $1,400/mo — within budget (30% of gross monthly)
  • Minimum comfortable income in Vermont: $48,000/yr
  • Your net annual: $45,503 ($2,498 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$23.6/hr

Working at $27/hr in Vermont

At this level in Vermont the 8.75% top rate creates a significant burden. Healthcare and remote tech workers command these rates. Vermont's small size and tight labor market mean skilled workers have real negotiating leverage.

At ${rate}/hr, you work roughly 64 hours each month to cover a typical 1BR in Burlington (${rent.toLocaleString()}/mo) -- that's within the 30% gross income guideline. This wage is 1.9x Vermont's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Vermont is 19.0% -- federal income tax accounts for 8.1%, FICA 7.6%, and Vermont state tax 3.2%.

Vermont has a small, high-quality economy centered on healthcare, education, tourism (skiing, fall foliage), technology, and specialty food/agriculture (Ben & Jerry's). The labor market is very tight due to the small, aging population. Remote work has increased Vermont's attractiveness.

Vermont has a progressive income tax with rates from 3.35% to 8.75%. The top rate applies at $204k+, but the 6.6% bracket starts around $41k for single filers — creating a meaningful mid-income burden.

Vermont's minimum wage is $14.01/hr (2026), indexed to inflation.

Monthly Budget on $27/hr in Vermont

Based on $3,792/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Vermont's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,400 $16,800 36.9%
Food (groceries + dining) $455 $5,460 12.0%
Transportation $379 $4,548 10.0%
Utilities $228 $2,736 6.0%
Healthcare $190 $2,280 5.0%
Entertainment $190 $2,280 5.0%
Savings (10% target) $379 $4,548 10.0%
Remaining / Surplus $571 $6,852 15.1%

Overtime Pay — $27/hr in Vermont

At time-and-a-half ($40.50/hr), here's what overtime adds to your annual net income in Vermont. Your marginal tax rate at this income level is ~20.1%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $203 $162 $8,100
10 hrs/week $405 $324 $16,200
20 hrs/week $810 $648 $32,400

Hours to Afford Common Purchases at $27/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $21.88 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 1.9 hrs 2.3 hrs
Week of groceries $120 4.5 hrs 5.5 hrs
iPhone 16 (base) $799 29.6 hrs 36.6 hrs
1 month rent (Burlington) $1,400 51.9 hrs 64 hrs
Used car ($10k) $10,000 370.4 hrs 457.2 hrs
Median new car ($48k) $48,000 1777.8 hrs 2194.2 hrs

Frequently Asked Questions

27 an hour -- is it a good wage in Vermont?

27/hr in Vermont gives you $45,503/year after taxes -- enough to get by in Vermont, though budget carefully. Avg 1BR rent in Burlington: $1,400/month (within the 30% rule).

What is 27 an hour after taxes in Vermont?

27/hr in Vermont = $45,503/year or $3,792/month net. Effective rate: 19.0%.

How does 27/hr go further -- Vermont or Texas?

27/hr in Vermont has similar purchasing power to ~23.6/hr in Texas.

What does 27/hr look like as a monthly budget in Vermont?

On $3,792/month in Vermont: rent $1,400, food $455, transport $379, savings $379, surplus ~$571.

How much does overtime add at 27/hr in Vermont?

At 1.5x (40.50/hr OT), 5 extra hrs/week adds ~$8,100/year net; 10 hrs/week adds ~$16,200/year.