2026 Tax Year · Single Filer · Vermont

$29 an Hour in Vermont — After-Tax Take-Home (2026)

At $29/hour (2,080 hours/year), your gross annual income is $60,320. After federal income tax, Social Security, Medicare, and Vermont state income tax, your take-home pay is $23.35/hr. In Vermont's high cost-of-living environment, this is enough to get by in Vermont, though budget carefully.

Gross Annual
$60,320
Net Annual
$48,571
Net Monthly
$4,048
Net Hourly
$23.35

Pay Period Breakdown

Period Gross Tax Net
Hourly $29.00 $5.65 $23.35
Daily (8 hrs) $232.00 $45.19 $186.81
Weekly (40 hrs) $1,160.00 $225.95 $934.05
Biweekly $2,320.00 $451.90 $1,868.10
Monthly $5,026.67 $979.13 $4,047.54
Annual $60,320 $11,750 $48,571

Full Tax Breakdown — Vermont, Single Filer

Item Rate / Notes Amount
Gross Annual Income $29/hr × 2,080 hrs $60,320
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $44,220
Federal Income Tax 8.4% −$5,058.40
Social Security (6.2%) up to $168,600 −$3,739.84
Medicare (1.45%) −$874.64
Vermont Standard Deduction Single 2026 −$6,500
Vermont State Income Tax 3.4% −$2,076.62
Total Tax 19.5% effective −$11,749.50
Net Take-Home $48,571

How Does Vermont Compare?

See how $29/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $1,884.64 $4,064/mo $48,762 Florida None $4,221/mo $50,647 New York $2,630.57 $4,001/mo $48,017 Texas None $4,221/mo $50,647 Washington None $4,221/mo $50,647
Open Full Calculator for Vermont — $29/hr →

Equivalent Annual Salary Pages

$29/hr = $60,320/year gross. See the full state-by-state salary breakdown:

$60,320 salary in Vermont — full breakdown $60,320 after tax in Vermont $60,320 salary to hourly Vermont paycheck calculator

Adjacent Rates in Vermont

$26/hr in Vermont$27/hr in Vermont$28/hr in Vermont$30/hr in Vermont$31/hr in Vermont$32/hr in Vermont

Same Rate, Other States

$29/hr in Alabama$29/hr in Alaska$29/hr in Arizona$29/hr in Arkansas$29/hr in California$29/hr in Colorado

Cost of Living in Vermont

⚠ Tight — $29/hr is borderline in Vermont
  • Avg 1BR rent in Burlington: $1,400/mo — within budget (28% of gross monthly)
  • Minimum comfortable income in Vermont: $48,000/yr
  • Your net annual: $48,571 ($571 above comfortable threshold)
  • Purchasing power equivalent in Texas: ~$25.4/hr

Working at $29/hr in Vermont

At this level in Vermont the 8.75% top rate creates a significant burden. Healthcare and remote tech workers command these rates. Vermont's small size and tight labor market mean skilled workers have real negotiating leverage.

At ${rate}/hr, you work roughly 60 hours each month to cover a typical 1BR in Burlington (${rent.toLocaleString()}/mo) -- that's within the 30% gross income guideline. This wage is 2.1x Vermont's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Vermont is 19.5% -- federal income tax accounts for 8.4%, FICA 7.7%, and Vermont state tax 3.4%.

Vermont has a small, high-quality economy centered on healthcare, education, tourism (skiing, fall foliage), technology, and specialty food/agriculture (Ben & Jerry's). The labor market is very tight due to the small, aging population. Remote work has increased Vermont's attractiveness.

Vermont has a progressive income tax with rates from 3.35% to 8.75%. The top rate applies at $204k+, but the 6.6% bracket starts around $41k for single filers — creating a meaningful mid-income burden.

Vermont's minimum wage is $14.01/hr (2026), indexed to inflation.

Monthly Budget on $29/hr in Vermont

Based on $4,048/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Vermont's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,400 $16,800 34.6%
Food (groceries + dining) $486 $5,832 12.0%
Transportation $405 $4,860 10.0%
Utilities $243 $2,916 6.0%
Healthcare $202 $2,424 5.0%
Entertainment $202 $2,424 5.0%
Savings (10% target) $405 $4,860 10.0%
Remaining / Surplus $705 $8,460 17.4%

Overtime Pay — $29/hr in Vermont

At time-and-a-half ($43.50/hr), here's what overtime adds to your annual net income in Vermont. Your marginal tax rate at this income level is ~20.1%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $218 $174 $8,700
10 hrs/week $435 $348 $17,400
20 hrs/week $870 $696 $34,800

Hours to Afford Common Purchases at $29/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $23.35 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 1.8 hrs 2.2 hrs
Week of groceries $120 4.2 hrs 5.2 hrs
iPhone 16 (base) $799 27.6 hrs 34.3 hrs
1 month rent (Burlington) $1,400 48.3 hrs 60 hrs
Used car ($10k) $10,000 344.9 hrs 428.3 hrs
Median new car ($48k) $48,000 1655.2 hrs 2055.6 hrs

Frequently Asked Questions

29 an hour -- is it a good wage in Vermont?

29/hr in Vermont gives you $48,571/year after taxes -- enough to get by in Vermont, though budget carefully. Avg 1BR rent in Burlington: $1,400/month (within the 30% rule).

What is 29 an hour after taxes in Vermont?

29/hr in Vermont = $48,571/year or $4,048/month net. Effective rate: 19.5%.

How does 29/hr go further -- Vermont or Texas?

29/hr in Vermont has similar purchasing power to ~25.4/hr in Texas.

What does 29/hr look like as a monthly budget in Vermont?

On $4,048/month in Vermont: rent $1,400, food $486, transport $405, savings $405, surplus ~$705.

How much does overtime add at 29/hr in Vermont?

At 1.5x (43.50/hr OT), 5 extra hrs/week adds ~$8,700/year net; 10 hrs/week adds ~$17,400/year.