2026 Tax Year · Single Filer · Oregon

$28 an Hour in Oregon — After-Tax Take-Home (2026)

At $28/hour (2,080 hours/year), your gross annual income is $58,240. After federal income tax, Social Security, Medicare, and Oregon state income tax, your take-home pay is $21.35/hr. In Oregon's high cost-of-living environment, this is enough to get by in Oregon, though budget carefully.

Gross Annual
$58,240
Net Annual
$44,405
Net Monthly
$3,700
Net Hourly
$21.35

Pay Period Breakdown

Period Gross Tax Net
Hourly $28.00 $6.65 $21.35
Daily (8 hrs) $224.00 $53.21 $170.79
Weekly (40 hrs) $1,120.00 $266.06 $853.94
Biweekly $2,240.00 $532.11 $1,707.89
Monthly $4,853.33 $1,152.91 $3,700.42
Annual $58,240 $13,835 $44,405

Full Tax Breakdown — Oregon, Single Filer

Item Rate / Notes Amount
Gross Annual Income $28/hr × 2,080 hrs $58,240
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $42,140
Federal Income Tax 8.3% −$4,808.80
Social Security (6.2%) up to $168,600 −$3,610.88
Medicare (1.45%) −$844.48
Oregon Standard Deduction Single 2026 −$2,745
Oregon State Income Tax 7.8% −$4,570.81
Total Tax 23.8% effective −$13,834.97
Net Take-Home $44,405

How Does Oregon Compare?

See how $28/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $1,759.84 $3,935/mo $47,216 Florida None $4,081/mo $48,976 New York $2,508.89 $3,872/mo $46,467 Texas None $4,081/mo $48,976 Washington None $4,081/mo $48,976
Open Full Calculator for Oregon — $28/hr →

Equivalent Annual Salary Pages

$28/hr = $58,240/year gross. See the full state-by-state salary breakdown:

$58,240 salary in Oregon — full breakdown $58,240 after tax in Oregon $58,240 salary to hourly Oregon paycheck calculator

Adjacent Rates in Oregon

$25/hr in Oregon$26/hr in Oregon$27/hr in Oregon$29/hr in Oregon$30/hr in Oregon$31/hr in Oregon

Same Rate, Other States

$28/hr in Alabama$28/hr in Alaska$28/hr in Arizona$28/hr in Arkansas$28/hr in California$28/hr in Colorado

Cost of Living in Oregon

⚠ Tight — $28/hr is borderline in Oregon
  • Avg 1BR rent in Portland: $1,600/mo — over the 30% rule (33% of gross monthly)
  • Minimum comfortable income in Oregon: $52,000/yr
  • Your net annual: $44,405 ($7,595 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$22.6/hr

Working at $28/hr in Oregon

At this level in Oregon the 8.75–9.9% marginal rate creates a significant tax burden. Intel and Nike create strong demand for skilled workers at this level. The no-sales-tax advantage is meaningful for high earners making large purchases, but the income tax is the dominant factor at these wages.

At ${rate}/hr, you work roughly 75 hours each month to cover a typical 1BR in Portland (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 1.9x Oregon's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Oregon is 23.8% -- federal income tax accounts for 8.3%, FICA 7.7%, and Oregon state tax 7.8%.

Oregon's economy is driven by tech (Intel's largest fab is in Hillsboro, Nike HQ in Beaverton, Adidas US HQ in Portland), timber, agriculture, and tourism. Portland has a significant creative and startup economy.

Oregon has a progressive income tax with a top rate of 9.9% — among the highest in the US. The 8.75% bracket applies above $125k, but the 8% bracket starts around $17.4k for single filers. Oregon has no sales tax. Portland also levies a metro tax and Arts Tax on residents.

Oregon's minimum wage is $14.70/hr statewide (2026). Portland metro: $15.95/hr.

Monthly Budget on $28/hr in Oregon

Based on $3,700/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Oregon's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,600 $19,200 43.2%
Food (groceries + dining) $444 $5,328 12.0%
Transportation $370 $4,440 10.0%
Utilities $222 $2,664 6.0%
Healthcare $185 $2,220 5.0%
Entertainment $185 $2,220 5.0%
Savings (10% target) $370 $4,440 10.0%
Remaining / Surplus $324 $3,888 8.8%

Overtime Pay — $28/hr in Oregon

At time-and-a-half ($42.00/hr), here's what overtime adds to your annual net income in Oregon. Your marginal tax rate at this income level is ~22.2%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $210 $163 $8,150
10 hrs/week $420 $327 $16,350
20 hrs/week $840 $654 $32,700

Hours to Afford Common Purchases at $28/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $21.35 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 1.8 hrs 2.4 hrs
Week of groceries $120 4.3 hrs 5.7 hrs
iPhone 16 (base) $799 28.6 hrs 37.5 hrs
1 month rent (Portland) $1,600 57.2 hrs 75 hrs
Used car ($10k) $10,000 357.2 hrs 468.5 hrs
Median new car ($48k) $48,000 1714.3 hrs 2248.4 hrs

Frequently Asked Questions

28 an hour -- is it a good wage in Oregon?

28/hr in Oregon gives you $44,405/year after taxes -- enough to get by in Oregon, though budget carefully. Avg 1BR rent in Portland: $1,600/month (exceeds the 30% rule).

What is 28 an hour after taxes in Oregon?

28/hr in Oregon = $44,405/year or $3,700/month net. Effective rate: 23.8%.

How does 28/hr go further -- Oregon or Texas?

28/hr in Oregon has similar purchasing power to ~22.6/hr in Texas.

What does 28/hr look like as a monthly budget in Oregon?

On $3,700/month in Oregon: rent $1,600, food $444, transport $370, savings $370, surplus ~$324.

How much does overtime add at 28/hr in Oregon?

At 1.5x (42.00/hr OT), 5 extra hrs/week adds ~$8,150/year net; 10 hrs/week adds ~$16,350/year.