2026 Tax Year · Single Filer · Delaware

$29 an Hour in Delaware — After-Tax Take-Home (2026)

At $29/hour (2,080 hours/year), your gross annual income is $60,320. After federal income tax, Social Security, Medicare, and Delaware state income tax, your take-home pay is $23.01/hr. In Delaware's medium cost-of-living environment, this is enough to get by in Delaware, though budget carefully.

Gross Annual
$60,320
Net Annual
$47,866
Net Monthly
$3,989
Net Hourly
$23.01

Pay Period Breakdown

Period Gross Tax Net
Hourly $29.00 $5.99 $23.01
Daily (8 hrs) $232.00 $47.90 $184.10
Weekly (40 hrs) $1,160.00 $239.50 $920.50
Biweekly $2,320.00 $478.99 $1,841.01
Monthly $5,026.67 $1,037.81 $3,988.85
Annual $60,320 $12,454 $47,866

Full Tax Breakdown — Delaware, Single Filer

Item Rate / Notes Amount
Gross Annual Income $29/hr × 2,080 hrs $60,320
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $44,220
Federal Income Tax 8.4% −$5,058.40
Social Security (6.2%) up to $168,600 −$3,739.84
Medicare (1.45%) −$874.64
Delaware Standard Deduction Single 2026 −$3,250
Delaware State Income Tax 4.6% −$2,780.89
Total Tax 20.6% effective −$12,453.77
Net Take-Home $47,866

How Does Delaware Compare?

See how $29/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $1,884.64 $4,064/mo $48,762 Florida None $4,221/mo $50,647 New York $2,630.57 $4,001/mo $48,017 Texas None $4,221/mo $50,647 Washington None $4,221/mo $50,647
Open Full Calculator for Delaware — $29/hr →

Equivalent Annual Salary Pages

$29/hr = $60,320/year gross. See the full state-by-state salary breakdown:

$60,320 salary in Delaware — full breakdown $60,320 after tax in Delaware $60,320 salary to hourly Delaware paycheck calculator

Adjacent Rates in Delaware

$26/hr in Delaware$27/hr in Delaware$28/hr in Delaware$30/hr in Delaware$31/hr in Delaware$32/hr in Delaware

Same Rate, Other States

$29/hr in Alabama$29/hr in Alaska$29/hr in Arizona$29/hr in Arkansas$29/hr in California$29/hr in Colorado

Cost of Living in Delaware

⚠ Tight — $29/hr is borderline in Delaware
  • Avg 1BR rent in Wilmington: $1,250/mo — within budget (25% of gross monthly)
  • Minimum comfortable income in Delaware: $42,000/yr
  • Your net annual: $47,866 ($5,866 above comfortable threshold)
  • Purchasing power equivalent in Texas: ~$29/hr

Working at $29/hr in Delaware

At this level in Delaware, the no-sales-tax advantage compounds with a moderate income tax to create strong purchasing power. Finance and pharmaceutical workers at this wage rate enjoy a favorable tax environment relative to nearby New York and Maryland.

At ${rate}/hr, you work roughly 55 hours each month to cover a typical 1BR in Wilmington (${rent.toLocaleString()}/mo) -- that's within the 30% gross income guideline. This wage is 1.9x Delaware's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Delaware is 20.6% -- federal income tax accounts for 8.4%, FICA 7.7%, and Delaware state tax 4.6%.

Delaware punches above its weight economically due to its business-friendly incorporation laws — most Fortune 500 companies are incorporated here. Finance, legal services, and pharmaceuticals (AstraZeneca HQ) are the main employers.

Delaware has no sales tax, which is a meaningful benefit for consumer spending. State income tax runs 2.2%–6.6%. No local income taxes.

Delaware's minimum wage is $15.00/hr (2026).

Monthly Budget on $29/hr in Delaware

Based on $3,989/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Delaware's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,250 $15,000 31.3%
Food (groceries + dining) $479 $5,748 12.0%
Transportation $399 $4,788 10.0%
Utilities $239 $2,868 6.0%
Healthcare $199 $2,388 5.0%
Entertainment $199 $2,388 5.0%
Savings (10% target) $399 $4,788 10.0%
Remaining / Surplus $825 $9,900 20.7%

Overtime Pay — $29/hr in Delaware

At time-and-a-half ($43.50/hr), here's what overtime adds to your annual net income in Delaware. Your marginal tax rate at this income level is ~19.0%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $218 $176 $8,800
10 hrs/week $435 $352 $17,600
20 hrs/week $870 $705 $35,250

Hours to Afford Common Purchases at $29/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $23.01 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 1.8 hrs 2.2 hrs
Week of groceries $120 4.2 hrs 5.3 hrs
iPhone 16 (base) $799 27.6 hrs 34.8 hrs
1 month rent (Wilmington) $1,250 43.2 hrs 54.4 hrs
Used car ($10k) $10,000 344.9 hrs 434.6 hrs
Median new car ($48k) $48,000 1655.2 hrs 2085.9 hrs

Frequently Asked Questions

29 an hour -- is it a good wage in Delaware?

29/hr in Delaware gives you $47,866/year after taxes -- enough to get by in Delaware, though budget carefully. Avg 1BR rent in Wilmington: $1,250/month (within the 30% rule).

What is 29 an hour after taxes in Delaware?

29/hr in Delaware = $47,866/year or $3,989/month net. Effective rate: 20.6%.

How does 29/hr go further -- Delaware or Texas?

29/hr in Delaware has similar purchasing power to ~29/hr in Texas.

What does 29/hr look like as a monthly budget in Delaware?

On $3,989/month in Delaware: rent $1,250, food $479, transport $399, savings $399, surplus ~$825.

How much does overtime add at 29/hr in Delaware?

At 1.5x (43.50/hr OT), 5 extra hrs/week adds ~$8,800/year net; 10 hrs/week adds ~$17,600/year.