2026 Tax Year · Single Filer · Georgia

$29 an Hour in Georgia — After-Tax Take-Home (2026)

At $29/hour (2,080 hours/year), your gross annual income is $60,320. After federal income tax, Social Security, Medicare, and Georgia state income tax, your take-home pay is $23.07/hr. In Georgia's medium cost-of-living environment, this is enough to get by in Georgia, though budget carefully.

Gross Annual
$60,320
Net Annual
$47,994
Net Monthly
$4,000
Net Hourly
$23.07

Pay Period Breakdown

Period Gross Tax Net
Hourly $29.00 $5.93 $23.07
Daily (8 hrs) $232.00 $47.41 $184.59
Weekly (40 hrs) $1,160.00 $237.03 $922.97
Biweekly $2,320.00 $474.06 $1,845.94
Monthly $5,026.67 $1,027.14 $3,999.53
Annual $60,320 $12,326 $47,994

Full Tax Breakdown — Georgia, Single Filer

Item Rate / Notes Amount
Gross Annual Income $29/hr × 2,080 hrs $60,320
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $44,220
Federal Income Tax 8.4% −$5,058.40
Social Security (6.2%) up to $168,600 −$3,739.84
Medicare (1.45%) −$874.64
Georgia Standard Deduction Single 2026 −$12,000
Georgia State Income Tax 4.4% −$2,652.77
Total Tax 20.4% effective −$12,325.65
Net Take-Home $47,994

How Does Georgia Compare?

See how $29/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $1,884.64 $4,064/mo $48,762 Florida None $4,221/mo $50,647 New York $2,630.57 $4,001/mo $48,017 Texas None $4,221/mo $50,647 Washington None $4,221/mo $50,647
Open Full Calculator for Georgia — $29/hr →

Equivalent Annual Salary Pages

$29/hr = $60,320/year gross. See the full state-by-state salary breakdown:

$60,320 salary in Georgia — full breakdown $60,320 after tax in Georgia $60,320 salary to hourly Georgia paycheck calculator

Adjacent Rates in Georgia

$26/hr in Georgia$27/hr in Georgia$28/hr in Georgia$30/hr in Georgia$31/hr in Georgia$32/hr in Georgia

Same Rate, Other States

$29/hr in Alabama$29/hr in Alaska$29/hr in Arizona$29/hr in Arkansas$29/hr in California$29/hr in Colorado

Cost of Living in Georgia

⚠ Tight — $29/hr is borderline in Georgia
  • Avg 1BR rent in Atlanta: $1,300/mo — within budget (26% of gross monthly)
  • Minimum comfortable income in Georgia: $42,000/yr
  • Your net annual: $47,994 ($5,994 above comfortable threshold)
  • Purchasing power equivalent in Texas: ~$29/hr

Working at $29/hr in Georgia

At this level in Georgia you're solidly upper-middle-class by state standards. Atlanta competes directly with Charlotte and Nashville for tech talent at this wage tier, and its cost of living remains lower than comparable Northern metros.

At ${rate}/hr, you work roughly 57 hours each month to cover a typical 1BR in Atlanta (${rent.toLocaleString()}/mo) -- that's within the 30% gross income guideline. This wage is 4.0x Georgia's federal minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Georgia is 20.4% -- federal income tax accounts for 8.4%, FICA 7.7%, and Georgia state tax 4.4%.

Atlanta is a major logistics, finance, technology, and film production hub. Delta Air Lines, Home Depot, UPS, and Coca-Cola are headquartered here. Georgia's film tax credits have made it the second-largest film production state. The broader state economy includes significant manufacturing and agriculture.

Georgia has a flat 5.49% income tax rate (2026), reduced from a graduated system. The rate continues to phase down toward 4.99% in coming years. Georgia has a relatively generous standard deduction of $12,000 for single filers.

Georgia follows the federal minimum wage of $7.25/hr — no state increase.

Monthly Budget on $29/hr in Georgia

Based on $4,000/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Georgia's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,300 $15,600 32.5%
Food (groceries + dining) $480 $5,760 12.0%
Transportation $400 $4,800 10.0%
Utilities $240 $2,880 6.0%
Healthcare $200 $2,400 5.0%
Entertainment $200 $2,400 5.0%
Savings (10% target) $400 $4,800 10.0%
Remaining / Surplus $780 $9,360 19.5%

Overtime Pay — $29/hr in Georgia

At time-and-a-half ($43.50/hr), here's what overtime adds to your annual net income in Georgia. Your marginal tax rate at this income level is ~18.9%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $218 $176 $8,800
10 hrs/week $435 $353 $17,650
20 hrs/week $870 $705 $35,250

Hours to Afford Common Purchases at $29/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $23.07 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 1.8 hrs 2.2 hrs
Week of groceries $120 4.2 hrs 5.3 hrs
iPhone 16 (base) $799 27.6 hrs 34.7 hrs
1 month rent (Atlanta) $1,300 44.9 hrs 56.4 hrs
Used car ($10k) $10,000 344.9 hrs 433.4 hrs
Median new car ($48k) $48,000 1655.2 hrs 2080.3 hrs

Frequently Asked Questions

29 an hour -- is it a good wage in Georgia?

29/hr in Georgia gives you $47,994/year after taxes -- enough to get by in Georgia, though budget carefully. Avg 1BR rent in Atlanta: $1,300/month (within the 30% rule).

What is 29 an hour after taxes in Georgia?

29/hr in Georgia = $47,994/year or $4,000/month net. Effective rate: 20.4%.

How does 29/hr go further -- Georgia or Texas?

29/hr in Georgia has similar purchasing power to ~29/hr in Texas.

What does 29/hr look like as a monthly budget in Georgia?

On $4,000/month in Georgia: rent $1,300, food $480, transport $400, savings $400, surplus ~$780.

How much does overtime add at 29/hr in Georgia?

At 1.5x (43.50/hr OT), 5 extra hrs/week adds ~$8,800/year net; 10 hrs/week adds ~$17,650/year.