2026 Tax Year · Single Filer · Minnesota

$37 an Hour in Minnesota — After-Tax Take-Home (2026)

At $37/hour (2,080 hours/year), your gross annual income is $76,960. After federal income tax, Social Security, Medicare, and Minnesota state income tax, your take-home pay is $28.51/hr. In Minnesota's medium cost-of-living environment, this is a comfortable living wage in Minnesota.

Gross Annual
$76,960
Net Annual
$59,292
Net Monthly
$4,941
Net Hourly
$28.51

Pay Period Breakdown

Period Gross Tax Net
Hourly $37.00 $8.49 $28.51
Daily (8 hrs) $296.00 $67.95 $228.05
Weekly (40 hrs) $1,480.00 $339.76 $1,140.24
Biweekly $2,960.00 $679.52 $2,280.48
Monthly $6,413.33 $1,472.30 $4,941.03
Annual $76,960 $17,668 $59,292

Full Tax Breakdown — Minnesota, Single Filer

Item Rate / Notes Amount
Gross Annual Income $37/hr × 2,080 hrs $76,960
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $60,860
Federal Income Tax 10.5% −$8,101.20
Social Security (6.2%) up to $168,600 −$4,771.52
Medicare (1.45%) −$1,115.92
Minnesota Standard Deduction Single 2026 −$16,100
Minnesota State Income Tax 4.8% −$3,678.98
Total Tax 23.0% effective −$17,667.61
Net Take-Home $59,292

How Does Minnesota Compare?

See how $37/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $3,215.86 $4,980/mo $59,756 Florida None $5,248/mo $62,971 New York $3,604.01 $4,947/mo $59,367 Texas None $5,248/mo $62,971 Washington None $5,248/mo $62,971
Open Full Calculator for Minnesota — $37/hr →

Equivalent Annual Salary Pages

$37/hr = $76,960/year gross. See the full state-by-state salary breakdown:

$76,960 salary in Minnesota — full breakdown $76,960 after tax in Minnesota $76,960 salary to hourly Minnesota paycheck calculator

Adjacent Rates in Minnesota

$34/hr in Minnesota$35/hr in Minnesota$36/hr in Minnesota$38/hr in Minnesota$39/hr in Minnesota$40/hr in Minnesota

Same Rate, Other States

$37/hr in Alabama$37/hr in Alaska$37/hr in Arizona$37/hr in Arkansas$37/hr in California$37/hr in Colorado

Cost of Living in Minnesota

✓ Comfortable — $37/hr covers costs in Minnesota
  • Avg 1BR rent in Minneapolis: $1,250/mo — within budget (19% of gross monthly)
  • Minimum comfortable income in Minnesota: $42,000/yr
  • Your net annual: $59,292 ($17,292 above comfortable threshold)
  • Purchasing power equivalent in Texas: ~$37/hr

Working at $37/hr in Minnesota

At this level in Minnesota the progressive tax structure takes a significant bite — effective state rates often reach 7–8%. The strong corporate presence (Fortune 500 companies per capita is among the highest in the US) means high-skill workers are well compensated to offset the higher taxes.

At ${rate}/hr, you work roughly 44 hours each month to cover a typical 1BR in Minneapolis (${rent.toLocaleString()}/mo) -- that's within the 30% gross income guideline. This wage is 3.3x Minnesota's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Minnesota is 23.0% -- federal income tax accounts for 10.5%, FICA 7.6%, and Minnesota state tax 4.8%.

Minnesota has a highly educated workforce and strong corporate base — Target, UnitedHealth Group, 3M, General Mills, and Best Buy are all headquartered here. The Twin Cities metro has a diverse, resilient economy. Healthcare, finance, retail, and manufacturing are major sectors.

Minnesota has a progressive income tax with a top rate of 9.85% — one of the highest in the Midwest. The brackets are steep: the 6.8% rate applies above ~$29k for single filers. This creates a noticeably higher state tax burden at mid and upper incomes relative to neighboring Wisconsin or Iowa.

Minnesota's minimum wage is $11.13/hr for large employers (2026).

Monthly Budget on $37/hr in Minnesota

Based on $4,941/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Minnesota's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,250 $15,000 25.3%
Food (groceries + dining) $593 $7,116 12.0%
Transportation $494 $5,928 10.0%
Utilities $296 $3,552 6.0%
Healthcare $247 $2,964 5.0%
Entertainment $247 $2,964 5.0%
Savings (10% target) $494 $5,928 10.0%
Remaining / Surplus $1,320 $15,840 26.7%

Overtime Pay — $37/hr in Minnesota

At time-and-a-half ($55.50/hr), here's what overtime adds to your annual net income in Minnesota. Your marginal tax rate at this income level is ~30.3%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $278 $194 $9,700
10 hrs/week $555 $387 $19,350
20 hrs/week $1,110 $774 $38,700

Hours to Afford Common Purchases at $37/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $28.51 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 1.4 hrs 1.8 hrs
Week of groceries $120 3.3 hrs 4.3 hrs
iPhone 16 (base) $799 21.6 hrs 28.1 hrs
1 month rent (Minneapolis) $1,250 33.8 hrs 43.9 hrs
Used car ($10k) $10,000 270.3 hrs 350.9 hrs
Median new car ($48k) $48,000 1297.3 hrs 1683.9 hrs

Frequently Asked Questions

37 an hour -- is it a good wage in Minnesota?

37/hr in Minnesota gives you $59,292/year after taxes -- a comfortable living wage in Minnesota. Avg 1BR rent in Minneapolis: $1,250/month (within the 30% rule).

What is 37 an hour after taxes in Minnesota?

37/hr in Minnesota = $59,292/year or $4,941/month net. Effective rate: 23.0%.

How does 37/hr go further -- Minnesota or Texas?

37/hr in Minnesota has similar purchasing power to ~37/hr in Texas.

What does 37/hr look like as a monthly budget in Minnesota?

On $4,941/month in Minnesota: rent $1,250, food $593, transport $494, savings $494, surplus ~$1,320.

How much does overtime add at 37/hr in Minnesota?

At 1.5x (55.50/hr OT), 5 extra hrs/week adds ~$9,700/year net; 10 hrs/week adds ~$19,350/year.