2026 Tax Year · Single Filer · Arkansas

$48 an Hour in Arkansas — After-Tax Take-Home (2026)

At $48/hour (2,080 hours/year), your gross annual income is $99,840. After federal income tax, Social Security, Medicare, and Arkansas state income tax, your take-home pay is $36.02/hr. In Arkansas's low cost-of-living environment, this is a comfortable living wage in Arkansas.

Gross Annual
$99,840
Net Annual
$74,921
Net Monthly
$6,243
Net Hourly
$36.02

Pay Period Breakdown

Period Gross Tax Net
Hourly $48.00 $11.98 $36.02
Daily (8 hrs) $384.00 $95.84 $288.16
Weekly (40 hrs) $1,920.00 $479.22 $1,440.78
Biweekly $3,840.00 $958.44 $2,881.56
Monthly $8,320.00 $2,076.62 $6,243.38
Annual $99,840 $24,919 $74,921

Full Tax Breakdown — Arkansas, Single Filer

Item Rate / Notes Amount
Gross Annual Income $48/hr × 2,080 hrs $99,840
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $83,740
Federal Income Tax 13.2% −$13,134.80
Social Security (6.2%) up to $168,600 −$6,190.08
Medicare (1.45%) −$1,447.68
Arkansas Standard Deduction Single 2026 −$2,340
Arkansas State Income Tax 4.2% −$4,146.82
Total Tax 25.0% effective −$24,919.38
Net Take-Home $74,921

How Does Arkansas Compare?

See how $48/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $5,343.70 $6,144/mo $73,724 Florida None $6,589/mo $79,067 New York $4,942.49 $6,177/mo $74,125 Texas None $6,589/mo $79,067 Washington None $6,589/mo $79,067
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Equivalent Annual Salary Pages

$48/hr = $99,840/year gross. See the full state-by-state salary breakdown:

$99,840 salary in Arkansas — full breakdown $99,840 after tax in Arkansas $99,840 salary to hourly Arkansas paycheck calculator

Adjacent Rates in Arkansas

$45/hr in Arkansas$46/hr in Arkansas$47/hr in Arkansas$49/hr in Arkansas$50/hr in Arkansas$51/hr in Arkansas

Same Rate, Other States

$48/hr in Alabama$48/hr in Alaska$48/hr in Arizona$48/hr in California$48/hr in Colorado$48/hr in Connecticut

Cost of Living in Arkansas

✓ Comfortable — $48/hr covers costs in Arkansas
  • Avg 1BR rent in Little Rock: $800/mo — within budget (10% of gross monthly)
  • Minimum comfortable income in Arkansas: $30,000/yr
  • Your net annual: $74,921 ($44,921 above comfortable threshold)
  • Purchasing power equivalent in Texas: ~$67.2/hr

Working at $48/hr in Arkansas

At this level in Arkansas you're firmly upper-middle-class by local standards. Walmart, Dillard's, and a growing tech presence in Bentonville create real demand for skilled workers at this rate.

At ${rate}/hr, you work roughly 23 hours each month to cover a typical 1BR in Little Rock (${rent.toLocaleString()}/mo) -- that's within the 30% gross income guideline. This wage is 4.4x Arkansas's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Arkansas is 25.0% -- federal income tax accounts for 13.2%, FICA 7.6%, and Arkansas state tax 4.2%.

Walmart's corporate headquarters in Bentonville anchors a large retail and logistics sector. Healthcare, agriculture, and manufacturing round out the economy. The Bentonville area has attracted significant tech and creative talent.

Arkansas has reduced its top income tax rate to 4.4% and continues phasing down rates. The state offers a low-income tax credit for earners below certain thresholds.

Arkansas minimum wage is $11.00/hr (2026).

Monthly Budget on $48/hr in Arkansas

Based on $6,243/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Arkansas's cost of living.

Category Monthly Annual % of Net
Rent / Housing $800 $9,600 12.8%
Food (groceries + dining) $749 $8,988 12.0%
Transportation $624 $7,488 10.0%
Utilities $375 $4,500 6.0%
Healthcare $312 $3,744 5.0%
Entertainment $312 $3,744 5.0%
Savings (10% target) $624 $7,488 10.0%
Remaining / Surplus $2,447 $29,364 39.2%

Overtime Pay — $48/hr in Arkansas

At time-and-a-half ($72.00/hr), here's what overtime adds to your annual net income in Arkansas. Your marginal tax rate at this income level is ~27.9%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $360 $260 $13,000
10 hrs/week $720 $519 $25,950
20 hrs/week $1,440 $1,039 $51,950

Hours to Afford Common Purchases at $48/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $36.02 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 1.1 hrs 1.4 hrs
Week of groceries $120 2.5 hrs 3.4 hrs
iPhone 16 (base) $799 16.7 hrs 22.2 hrs
1 month rent (Little Rock) $800 16.7 hrs 22.3 hrs
Used car ($10k) $10,000 208.4 hrs 277.7 hrs
Median new car ($48k) $48,000 1000 hrs 1332.7 hrs

Frequently Asked Questions

48 an hour -- is it a good wage in Arkansas?

48/hr in Arkansas gives you $74,921/year after taxes -- a comfortable living wage in Arkansas. Avg 1BR rent in Little Rock: $800/month (within the 30% rule).

What is 48 an hour after taxes in Arkansas?

48/hr in Arkansas = $74,921/year or $6,243/month net. Effective rate: 25.0%.

How does 48/hr go further -- Arkansas or Texas?

48/hr in Arkansas has similar purchasing power to ~67.2/hr in Texas.

What does 48/hr look like as a monthly budget in Arkansas?

On $6,243/month in Arkansas: rent $800, food $749, transport $624, savings $624, surplus ~$2,447.

How much does overtime add at 48/hr in Arkansas?

At 1.5x (72.00/hr OT), 5 extra hrs/week adds ~$13,000/year net; 10 hrs/week adds ~$25,950/year.