$11 an Hour in Oregon — After-Tax Take-Home (2026)

At $11/hour (2,080 hours/year), your gross annual income is $22,880. After federal income tax, Social Security, Medicare, and Oregon state income tax, your take-home pay is $9.12/hr. In Oregon's high cost-of-living environment, this is below what's needed for comfortable living in Oregon.

Gross Annual
$22,880
Net Annual
$18,975
Net Monthly
$1,581
Net Hourly
$9.12

Pay Period Breakdown

Period Gross Tax Net
Hourly $11.00 $1.88 $9.12
Daily (8 hrs) $88.00 $15.02 $72.98
Weekly (40 hrs) $440.00 $75.10 $364.90
Biweekly $880.00 $150.20 $729.80
Monthly $1,906.67 $325.43 $1,581.24
Annual $22,880 $3,905 $18,975

Full Tax Breakdown — Oregon, Single Filer

Item Rate / Notes Amount
Gross Annual Income $11/hr × 2,080 hrs $22,880
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $6,780
Federal Income Tax 3.0% −$678.00
Social Security (6.2%) up to $168,600 −$1,418.56
Medicare (1.45%) −$331.76
Oregon Standard Deduction Single 2026 −$2,745
Oregon State Income Tax 6.5% −$1,476.81
Total Tax 17.1% effective −$3,905.13
Net Take-Home $18,975

How Does Oregon Compare?

See how $11/hr take-home differs in other states at the same wage:

Equivalent Annual Salary Pages

$11/hr = $22,880/year gross. See the full state-by-state salary breakdown:

Adjacent Rates in Oregon

Same Rate, Other States

Cost of Living in Oregon

✗ Difficult — $11/hr falls short in Oregon
  • Avg 1BR rent in Portland: $1,600/mo — over the 30% rule (84% of gross monthly)
  • Minimum comfortable income in Oregon: $52,000/yr
  • Your net annual: $18,975 ($33,025 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$8.9/hr

Working at $11/hr in Oregon

Oregon's income tax is steep even at lower incomes — the 4.75% rate kicks in around $17k for single filers. Portland's rental market has softened somewhat from its 2022 peak but still averages $1,500–$1,800/month for 1BR. No sales tax provides partial relief on daily purchases.

At ${rate}/hr, you work roughly 176 hours each month to cover a typical 1BR in Portland (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 0.7x Oregon's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Oregon is 17.1% -- federal income tax accounts for 3.0%, FICA 7.6%, and Oregon state tax 6.5%.

Oregon's economy is driven by tech (Intel's largest fab is in Hillsboro, Nike HQ in Beaverton, Adidas US HQ in Portland), timber, agriculture, and tourism. Portland has a significant creative and startup economy.

Oregon has a progressive income tax with a top rate of 9.9% — among the highest in the US. The 8.75% bracket applies above $125k, but the 8% bracket starts around $17.4k for single filers. Oregon has no sales tax. Portland also levies a metro tax and Arts Tax on residents.

Oregon's minimum wage is $14.70/hr statewide (2026). Portland metro: $15.95/hr.

Monthly Budget on $11/hr in Oregon

Based on $1,581/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Oregon's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,600 $19,200 101.2%
Food (groceries + dining) $190 $2,280 12.0%
Transportation $158 $1,896 10.0%
Utilities $95 $1,140 6.0%
Healthcare $79 $948 5.0%
Entertainment $79 $948 5.0%
Savings (10% target) $158 $1,896 10.0%
Remaining / Surplus $-778 $-9,336 -49.2%

⚠ This budget is underwater — rent alone exceeds the 30% guideline in Oregon at $11/hr. Consider roommates, lower-cost areas, or targeting a higher wage to reach balance.

Overtime Pay — $11/hr in Oregon

At time-and-a-half ($16.50/hr), here's what overtime adds to your annual net income in Oregon. Your marginal tax rate at this income level is ~20.2%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $83 $66 $3,300
10 hrs/week $165 $132 $6,600
20 hrs/week $330 $263 $13,150

Hours to Afford Common Purchases at $11/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $9.12 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 4.6 hrs 5.5 hrs
Week of groceries $120 11 hrs 13.2 hrs
iPhone 16 (base) $799 72.7 hrs 87.6 hrs
1 month rent (Portland) $1,600 145.5 hrs 175.4 hrs
Used car ($10k) $10,000 909.1 hrs 1096.2 hrs
Median new car ($48k) $48,000 4363.7 hrs 5261.7 hrs

Frequently Asked Questions

11 an hour -- is it a good wage in Oregon?

11/hr in Oregon gives you $18,975/year after taxes -- below what's needed for comfortable living in Oregon. Avg 1BR rent in Portland: $1,600/month (exceeds the 30% rule).

What is 11 an hour after taxes in Oregon?

11/hr in Oregon = $18,975/year or $1,581/month net. Effective rate: 17.1%.

How does 11/hr go further -- Oregon or Texas?

11/hr in Oregon has similar purchasing power to ~8.9/hr in Texas.

What does 11/hr look like as a monthly budget in Oregon?

On $1,581/month in Oregon: rent $1,600, food $190, transport $158, savings $158, surplus ~$0.

How much does overtime add at 11/hr in Oregon?

At 1.5x (16.50/hr OT), 5 extra hrs/week adds ~$3,300/year net; 10 hrs/week adds ~$6,600/year.