2026 Tax Year · Single Filer · Oregon

$13 an Hour in Oregon — After-Tax Take-Home (2026)

At $13/hour (2,080 hours/year), your gross annual income is $27,040. After federal income tax, Social Security, Medicare, and Oregon state income tax, your take-home pay is $10.59/hr. In Oregon's high cost-of-living environment, this is below what's needed for comfortable living in Oregon.

Gross Annual
$27,040
Net Annual
$22,037
Net Monthly
$1,836
Net Hourly
$10.59

Pay Period Breakdown

Period Gross Tax Net
Hourly $13.00 $2.41 $10.59
Daily (8 hrs) $104.00 $19.24 $84.76
Weekly (40 hrs) $520.00 $96.22 $423.78
Biweekly $1,040.00 $192.44 $847.56
Monthly $2,253.33 $416.95 $1,836.39
Annual $27,040 $5,003 $22,037

Full Tax Breakdown — Oregon, Single Filer

Item Rate / Notes Amount
Gross Annual Income $13/hr × 2,080 hrs $27,040
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $10,940
Federal Income Tax 4.0% −$1,094.00
Social Security (6.2%) up to $168,600 −$1,676.48
Medicare (1.45%) −$392.08
Oregon Standard Deduction Single 2026 −$2,745
Oregon State Income Tax 6.8% −$1,840.81
Total Tax 18.5% effective −$5,003.37
Net Take-Home $22,037

How Does Oregon Compare?

See how $13/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $329.20 $1,962/mo $23,548 Florida None $1,990/mo $23,877 New York $771.05 $1,926/mo $23,106 Texas None $1,990/mo $23,877 Washington None $1,990/mo $23,877
Open Full Calculator for Oregon — $13/hr →

Equivalent Annual Salary Pages

$13/hr = $27,040/year gross. See the full state-by-state salary breakdown:

$27,040 salary in Oregon — full breakdown $27,040 after tax in Oregon $27,040 salary to hourly Oregon paycheck calculator

Adjacent Rates in Oregon

$10/hr in Oregon$11/hr in Oregon$12/hr in Oregon$14/hr in Oregon$15/hr in Oregon$16/hr in Oregon

Same Rate, Other States

$13/hr in Alabama$13/hr in Alaska$13/hr in Arizona$13/hr in Arkansas$13/hr in California$13/hr in Colorado

Cost of Living in Oregon

✗ Difficult — $13/hr falls short in Oregon
  • Avg 1BR rent in Portland: $1,600/mo — over the 30% rule (71% of gross monthly)
  • Minimum comfortable income in Oregon: $52,000/yr
  • Your net annual: $22,037 ($29,963 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$10.5/hr

Working at $13/hr in Oregon

Oregon's income tax is steep even at lower incomes — the 4.75% rate kicks in around $17k for single filers. Portland's rental market has softened somewhat from its 2022 peak but still averages $1,500–$1,800/month for 1BR. No sales tax provides partial relief on daily purchases.

At ${rate}/hr, you work roughly 152 hours each month to cover a typical 1BR in Portland (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 0.9x Oregon's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Oregon is 18.5% -- federal income tax accounts for 4.0%, FICA 7.6%, and Oregon state tax 6.8%.

Oregon's economy is driven by tech (Intel's largest fab is in Hillsboro, Nike HQ in Beaverton, Adidas US HQ in Portland), timber, agriculture, and tourism. Portland has a significant creative and startup economy.

Oregon has a progressive income tax with a top rate of 9.9% — among the highest in the US. The 8.75% bracket applies above $125k, but the 8% bracket starts around $17.4k for single filers. Oregon has no sales tax. Portland also levies a metro tax and Arts Tax on residents.

Oregon's minimum wage is $14.70/hr statewide (2026). Portland metro: $15.95/hr.

Monthly Budget on $13/hr in Oregon

Based on $1,836/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Oregon's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,600 $19,200 87.1%
Food (groceries + dining) $220 $2,640 12.0%
Transportation $184 $2,208 10.0%
Utilities $110 $1,320 6.0%
Healthcare $92 $1,104 5.0%
Entertainment $92 $1,104 5.0%
Savings (10% target) $184 $2,208 10.0%
Remaining / Surplus $-646 $-7,752 -35.2%

⚠ This budget is underwater — rent alone exceeds the 30% guideline in Oregon at $13/hr. Consider roommates, lower-cost areas, or targeting a higher wage to reach balance.

Overtime Pay — $13/hr in Oregon

At time-and-a-half ($19.50/hr), here's what overtime adds to your annual net income in Oregon. Your marginal tax rate at this income level is ~20.2%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $98 $78 $3,900
10 hrs/week $195 $156 $7,800
20 hrs/week $390 $311 $15,550

Hours to Afford Common Purchases at $13/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $10.59 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 3.9 hrs 4.8 hrs
Week of groceries $120 9.3 hrs 11.4 hrs
iPhone 16 (base) $799 61.5 hrs 75.5 hrs
1 month rent (Portland) $1,600 123.1 hrs 151.1 hrs
Used car ($10k) $10,000 769.3 hrs 943.9 hrs
Median new car ($48k) $48,000 3692.4 hrs 4530.7 hrs

Frequently Asked Questions

13 an hour -- is it a good wage in Oregon?

13/hr in Oregon gives you $22,037/year after taxes -- below what's needed for comfortable living in Oregon. Avg 1BR rent in Portland: $1,600/month (exceeds the 30% rule).

What is 13 an hour after taxes in Oregon?

13/hr in Oregon = $22,037/year or $1,836/month net. Effective rate: 18.5%.

How does 13/hr go further -- Oregon or Texas?

13/hr in Oregon has similar purchasing power to ~10.5/hr in Texas.

What does 13/hr look like as a monthly budget in Oregon?

On $1,836/month in Oregon: rent $1,600, food $220, transport $184, savings $184, surplus ~$0.

How much does overtime add at 13/hr in Oregon?

At 1.5x (19.50/hr OT), 5 extra hrs/week adds ~$3,900/year net; 10 hrs/week adds ~$7,800/year.