2026 Tax Year · Single Filer · Oregon

$14 an Hour in Oregon — After-Tax Take-Home (2026)

At $14/hour (2,080 hours/year), your gross annual income is $29,120. After federal income tax, Social Security, Medicare, and Oregon state income tax, your take-home pay is $11.32/hr. In Oregon's high cost-of-living environment, this is below what's needed for comfortable living in Oregon.

Gross Annual
$29,120
Net Annual
$23,555
Net Monthly
$1,963
Net Hourly
$11.32

Pay Period Breakdown

Period Gross Tax Net
Hourly $14.00 $2.68 $11.32
Daily (8 hrs) $112.00 $21.40 $90.60
Weekly (40 hrs) $560.00 $107.02 $452.98
Biweekly $1,120.00 $214.03 $905.97
Monthly $2,426.67 $463.74 $1,962.93
Annual $29,120 $5,565 $23,555

Full Tax Breakdown — Oregon, Single Filer

Item Rate / Notes Amount
Gross Annual Income $14/hr × 2,080 hrs $29,120
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $13,020
Federal Income Tax 4.5% −$1,314.40
Social Security (6.2%) up to $168,600 −$1,805.44
Medicare (1.45%) −$422.24
Oregon Standard Deduction Single 2026 −$2,745
Oregon State Income Tax 6.9% −$2,022.81
Total Tax 19.1% effective −$5,564.89
Net Take-Home $23,555

How Does Oregon Compare?

See how $14/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $370.80 $2,101/mo $25,207 Florida None $2,131/mo $25,578 New York $864.65 $2,059/mo $24,713 Texas None $2,131/mo $25,578 Washington None $2,131/mo $25,578
Open Full Calculator for Oregon — $14/hr →

Equivalent Annual Salary Pages

$14/hr = $29,120/year gross. See the full state-by-state salary breakdown:

$29,120 salary in Oregon — full breakdown $29,120 after tax in Oregon $29,120 salary to hourly Oregon paycheck calculator

Adjacent Rates in Oregon

$11/hr in Oregon$12/hr in Oregon$13/hr in Oregon$15/hr in Oregon$16/hr in Oregon$17/hr in Oregon

Same Rate, Other States

$14/hr in Alabama$14/hr in Alaska$14/hr in Arizona$14/hr in Arkansas$14/hr in California$14/hr in Colorado

Cost of Living in Oregon

✗ Difficult — $14/hr falls short in Oregon
  • Avg 1BR rent in Portland: $1,600/mo — over the 30% rule (66% of gross monthly)
  • Minimum comfortable income in Oregon: $52,000/yr
  • Your net annual: $23,555 ($28,445 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$11.3/hr

Working at $14/hr in Oregon

Oregon's income tax is steep even at lower incomes — the 4.75% rate kicks in around $17k for single filers. Portland's rental market has softened somewhat from its 2022 peak but still averages $1,500–$1,800/month for 1BR. No sales tax provides partial relief on daily purchases.

At ${rate}/hr, you work roughly 142 hours each month to cover a typical 1BR in Portland (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 1.0x Oregon's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Oregon is 19.1% -- federal income tax accounts for 4.5%, FICA 7.7%, and Oregon state tax 6.9%.

Oregon's economy is driven by tech (Intel's largest fab is in Hillsboro, Nike HQ in Beaverton, Adidas US HQ in Portland), timber, agriculture, and tourism. Portland has a significant creative and startup economy.

Oregon has a progressive income tax with a top rate of 9.9% — among the highest in the US. The 8.75% bracket applies above $125k, but the 8% bracket starts around $17.4k for single filers. Oregon has no sales tax. Portland also levies a metro tax and Arts Tax on residents.

Oregon's minimum wage is $14.70/hr statewide (2026). Portland metro: $15.95/hr.

Monthly Budget on $14/hr in Oregon

Based on $1,963/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Oregon's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,600 $19,200 81.5%
Food (groceries + dining) $236 $2,832 12.0%
Transportation $196 $2,352 10.0%
Utilities $118 $1,416 6.0%
Healthcare $98 $1,176 5.0%
Entertainment $98 $1,176 5.0%
Savings (10% target) $196 $2,352 10.0%
Remaining / Surplus $-579 $-6,948 -29.5%

⚠ This budget is underwater — rent alone exceeds the 30% guideline in Oregon at $14/hr. Consider roommates, lower-cost areas, or targeting a higher wage to reach balance.

Overtime Pay — $14/hr in Oregon

At time-and-a-half ($21.00/hr), here's what overtime adds to your annual net income in Oregon. Your marginal tax rate at this income level is ~22.2%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $105 $82 $4,100
10 hrs/week $210 $163 $8,150
20 hrs/week $420 $327 $16,350

Hours to Afford Common Purchases at $14/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $11.32 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 3.6 hrs 4.5 hrs
Week of groceries $120 8.6 hrs 10.6 hrs
iPhone 16 (base) $799 57.1 hrs 70.6 hrs
1 month rent (Portland) $1,600 114.3 hrs 141.3 hrs
Used car ($10k) $10,000 714.3 hrs 883.1 hrs
Median new car ($48k) $48,000 3428.6 hrs 4238.6 hrs

Frequently Asked Questions

14 an hour -- is it a good wage in Oregon?

14/hr in Oregon gives you $23,555/year after taxes -- below what's needed for comfortable living in Oregon. Avg 1BR rent in Portland: $1,600/month (exceeds the 30% rule).

What is 14 an hour after taxes in Oregon?

14/hr in Oregon = $23,555/year or $1,963/month net. Effective rate: 19.1%.

How does 14/hr go further -- Oregon or Texas?

14/hr in Oregon has similar purchasing power to ~11.3/hr in Texas.

What does 14/hr look like as a monthly budget in Oregon?

On $1,963/month in Oregon: rent $1,600, food $236, transport $196, savings $196, surplus ~$0.

How much does overtime add at 14/hr in Oregon?

At 1.5x (21.00/hr OT), 5 extra hrs/week adds ~$4,100/year net; 10 hrs/week adds ~$8,150/year.