2026 Tax Year · Single Filer · Oregon

$16 an Hour in Oregon — After-Tax Take-Home (2026)

At $16/hour (2,080 hours/year), your gross annual income is $33,280. After federal income tax, Social Security, Medicare, and Oregon state income tax, your take-home pay is $12.76/hr. In Oregon's high cost-of-living environment, this is below what's needed for comfortable living in Oregon.

Gross Annual
$33,280
Net Annual
$26,534
Net Monthly
$2,211
Net Hourly
$12.76

Pay Period Breakdown

Period Gross Tax Net
Hourly $16.00 $3.24 $12.76
Daily (8 hrs) $128.00 $25.95 $102.05
Weekly (40 hrs) $640.00 $129.74 $510.26
Biweekly $1,280.00 $259.47 $1,020.53
Monthly $2,773.33 $562.19 $2,211.14
Annual $33,280 $6,746 $26,534

Full Tax Breakdown — Oregon, Single Filer

Item Rate / Notes Amount
Gross Annual Income $16/hr × 2,080 hrs $33,280
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $17,180
Federal Income Tax 5.4% −$1,813.60
Social Security (6.2%) up to $168,600 −$2,063.36
Medicare (1.45%) −$482.56
Oregon Standard Deduction Single 2026 −$2,745
Oregon State Income Tax 7.2% −$2,386.81
Total Tax 20.3% effective −$6,746.33
Net Take-Home $26,534

How Does Oregon Compare?

See how $16/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $505.58 $2,368/mo $28,415 Florida None $2,410/mo $28,920 New York $1,064.45 $2,321/mo $27,856 Texas None $2,410/mo $28,920 Washington None $2,410/mo $28,920
Open Full Calculator for Oregon — $16/hr →

Equivalent Annual Salary Pages

$16/hr = $33,280/year gross. See the full state-by-state salary breakdown:

$33,280 salary in Oregon — full breakdown $33,280 after tax in Oregon $33,280 salary to hourly Oregon paycheck calculator

Adjacent Rates in Oregon

$13/hr in Oregon$14/hr in Oregon$15/hr in Oregon$17/hr in Oregon$18/hr in Oregon$19/hr in Oregon

Same Rate, Other States

$16/hr in Alabama$16/hr in Alaska$16/hr in Arizona$16/hr in Arkansas$16/hr in California$16/hr in Colorado

Cost of Living in Oregon

✗ Difficult — $16/hr falls short in Oregon
  • Avg 1BR rent in Portland: $1,600/mo — over the 30% rule (58% of gross monthly)
  • Minimum comfortable income in Oregon: $52,000/yr
  • Your net annual: $26,534 ($25,466 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$12.9/hr

Working at $16/hr in Oregon

This is a workable income in Portland. Oregon's progressive tax structure means the effective state rate at this level is typically 6–7%. The no-sales-tax advantage is real but doesn't offset the income tax premium. Eastern Oregon and smaller cities like Salem and Eugene offer lower costs on the same wage.

At ${rate}/hr, you work roughly 126 hours each month to cover a typical 1BR in Portland (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 1.1x Oregon's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Oregon is 20.3% -- federal income tax accounts for 5.4%, FICA 7.6%, and Oregon state tax 7.2%.

Oregon's economy is driven by tech (Intel's largest fab is in Hillsboro, Nike HQ in Beaverton, Adidas US HQ in Portland), timber, agriculture, and tourism. Portland has a significant creative and startup economy.

Oregon has a progressive income tax with a top rate of 9.9% — among the highest in the US. The 8.75% bracket applies above $125k, but the 8% bracket starts around $17.4k for single filers. Oregon has no sales tax. Portland also levies a metro tax and Arts Tax on residents.

Oregon's minimum wage is $14.70/hr statewide (2026). Portland metro: $15.95/hr.

Monthly Budget on $16/hr in Oregon

Based on $2,211/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Oregon's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,600 $19,200 72.4%
Food (groceries + dining) $265 $3,180 12.0%
Transportation $221 $2,652 10.0%
Utilities $133 $1,596 6.0%
Healthcare $111 $1,332 5.0%
Entertainment $111 $1,332 5.0%
Savings (10% target) $221 $2,652 10.0%
Remaining / Surplus $-451 $-5,412 -20.4%

⚠ This budget is underwater — rent alone exceeds the 30% guideline in Oregon at $16/hr. Consider roommates, lower-cost areas, or targeting a higher wage to reach balance.

Overtime Pay — $16/hr in Oregon

At time-and-a-half ($24.00/hr), here's what overtime adds to your annual net income in Oregon. Your marginal tax rate at this income level is ~22.2%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $120 $93 $4,650
10 hrs/week $240 $187 $9,350
20 hrs/week $480 $373 $18,650

Hours to Afford Common Purchases at $16/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $12.76 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 3.2 hrs 4 hrs
Week of groceries $120 7.5 hrs 9.5 hrs
iPhone 16 (base) $799 50 hrs 62.7 hrs
1 month rent (Portland) $1,600 100 hrs 125.5 hrs
Used car ($10k) $10,000 625 hrs 784 hrs
Median new car ($48k) $48,000 3000 hrs 3762.8 hrs

Frequently Asked Questions

16 an hour -- is it a good wage in Oregon?

16/hr in Oregon gives you $26,534/year after taxes -- below what's needed for comfortable living in Oregon. Avg 1BR rent in Portland: $1,600/month (exceeds the 30% rule).

What is 16 an hour after taxes in Oregon?

16/hr in Oregon = $26,534/year or $2,211/month net. Effective rate: 20.3%.

How does 16/hr go further -- Oregon or Texas?

16/hr in Oregon has similar purchasing power to ~12.9/hr in Texas.

What does 16/hr look like as a monthly budget in Oregon?

On $2,211/month in Oregon: rent $1,600, food $265, transport $221, savings $221, surplus ~$0.

How much does overtime add at 16/hr in Oregon?

At 1.5x (24.00/hr OT), 5 extra hrs/week adds ~$4,650/year net; 10 hrs/week adds ~$9,350/year.