$15 an Hour in Wisconsin — After-Tax Take-Home (2026)

At $15/hour (2,080 hours/year), your gross annual income is $31,200. After federal income tax, Social Security, Medicare, and Wisconsin state income tax, your take-home pay is $12.78/hr. In Wisconsin's low cost-of-living environment, this is below what's needed for comfortable living in Wisconsin.

Gross Annual
$31,200
Net Annual
$26,587
Net Monthly
$2,216
Net Hourly
$12.78

Pay Period Breakdown

Period Gross Tax Net
Hourly $15.00 $2.22 $12.78
Daily (8 hrs) $120.00 $17.74 $102.26
Weekly (40 hrs) $600.00 $88.70 $511.30
Biweekly $1,200.00 $177.41 $1,022.59
Monthly $2,600.00 $384.38 $2,215.62
Annual $31,200 $4,613 $26,587

Full Tax Breakdown — Wisconsin, Single Filer

Item Rate / Notes Amount
Gross Annual Income $15/hr × 2,080 hrs $31,200
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $15,100
Federal Income Tax 5.0% −$1,564.00
Social Security (6.2%) up to $168,600 −$1,934.40
Medicare (1.45%) −$452.40
Wisconsin Standard Deduction Single 2026 −$13,230
Wisconsin State Income Tax 2.1% −$661.80
Total Tax 14.8% effective −$4,612.60
Net Take-Home $26,587

How Does Wisconsin Compare?

See how $15/hr take-home differs in other states at the same wage:

Equivalent Annual Salary Pages

$15/hr = $31,200/year gross. See the full state-by-state salary breakdown:

Adjacent Rates in Wisconsin

Same Rate, Other States

Cost of Living in Wisconsin

✗ Difficult — $15/hr falls short in Wisconsin
  • Avg 1BR rent in Milwaukee: $1,000/mo — over the 30% rule (38% of gross monthly)
  • Minimum comfortable income in Wisconsin: $36,000/yr
  • Your net annual: $26,587 ($9,413 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$17.5/hr

Working at $15/hr in Wisconsin

Wisconsin's 3.5% entry rate is reasonable, but the 5.3% bracket starts early. Milwaukee 1BR rents average $1,000/month — affordable by national standards. Madison's rent is higher (~$1,300) due to the university and tech presence.

At ${rate}/hr, you work roughly 79 hours each month to cover a typical 1BR in Milwaukee (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 2.1x Wisconsin's federal minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Wisconsin is 14.8% -- federal income tax accounts for 5.0%, FICA 7.7%, and Wisconsin state tax 2.1%.

Wisconsin's economy is built on manufacturing (medical devices, paper, food processing), dairy agriculture, healthcare (Mayo Clinic Health System, Aurora), and education (University of Wisconsin system). Milwaukee and Madison are the economic centers. Madison has a growing tech scene driven by university spin-offs.

Wisconsin has a progressive income tax with rates from 3.5% to 7.65%. The 5.3% rate kicks in around $24k for single filers. Wisconsin's top rate of 7.65% is among the higher rates in the Midwest, applying above $263k.

Wisconsin follows the federal minimum wage of $7.25/hr.

Monthly Budget on $15/hr in Wisconsin

Based on $2,216/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Wisconsin's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,000 $12,000 45.1%
Food (groceries + dining) $266 $3,192 12.0%
Transportation $222 $2,664 10.0%
Utilities $133 $1,596 6.0%
Healthcare $111 $1,332 5.0%
Entertainment $111 $1,332 5.0%
Savings (10% target) $222 $2,664 10.0%
Remaining / Surplus $151 $1,812 6.8%

Overtime Pay — $15/hr in Wisconsin

At time-and-a-half ($22.50/hr), here's what overtime adds to your annual net income in Wisconsin. Your marginal tax rate at this income level is ~17.8%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $113 $92 $4,600
10 hrs/week $225 $185 $9,250
20 hrs/week $450 $370 $18,500

Hours to Afford Common Purchases at $15/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $12.78 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 3.4 hrs 4 hrs
Week of groceries $120 8 hrs 9.4 hrs
iPhone 16 (base) $799 53.3 hrs 62.6 hrs
1 month rent (Milwaukee) $1,000 66.7 hrs 78.3 hrs
Used car ($10k) $10,000 666.7 hrs 782.4 hrs
Median new car ($48k) $48,000 3200 hrs 3755.2 hrs

Frequently Asked Questions

15 an hour -- is it a good wage in Wisconsin?

15/hr in Wisconsin gives you $26,587/year after taxes -- below what's needed for comfortable living in Wisconsin. Avg 1BR rent in Milwaukee: $1,000/month (exceeds the 30% rule).

What is 15 an hour after taxes in Wisconsin?

15/hr in Wisconsin = $26,587/year or $2,216/month net. Effective rate: 14.8%.

How does 15/hr go further -- Wisconsin or Texas?

15/hr in Wisconsin has similar purchasing power to ~17.5/hr in Texas.

What does 15/hr look like as a monthly budget in Wisconsin?

On $2,216/month in Wisconsin: rent $1,000, food $266, transport $222, savings $222, surplus ~$151.

How much does overtime add at 15/hr in Wisconsin?

At 1.5x (22.50/hr OT), 5 extra hrs/week adds ~$4,600/year net; 10 hrs/week adds ~$9,250/year.