2026 Tax Year · Single Filer · New Hampshire

$16 an Hour in New Hampshire — After-Tax Take-Home (2026)

At $16/hour (2,080 hours/year), your gross annual income is $33,280. After federal income tax, Social Security, Medicare (New Hampshire has no state income tax), your take-home pay is $13.90/hr. In New Hampshire's high cost-of-living environment, this is below what's needed for comfortable living in New Hampshire.

Gross Annual
$33,280
Net Annual
$28,920
Net Monthly
$2,410
Net Hourly
$13.90

Pay Period Breakdown

Period Gross Tax Net
Hourly $16.00 $2.10 $13.90
Daily (8 hrs) $128.00 $16.77 $111.23
Weekly (40 hrs) $640.00 $83.84 $556.16
Biweekly $1,280.00 $167.67 $1,112.33
Monthly $2,773.33 $363.29 $2,410.04
Annual $33,280 $4,360 $28,920

Full Tax Breakdown — New Hampshire, Single Filer

Item Rate / Notes Amount
Gross Annual Income $16/hr × 2,080 hrs $33,280
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $17,180
Federal Income Tax 5.4% −$1,813.60
Social Security (6.2%) up to $168,600 −$2,063.36
Medicare (1.45%) −$482.56
New Hampshire State Income Tax No state income tax $0.00
Total Tax 13.1% effective −$4,359.52
Net Take-Home $28,920

How Does New Hampshire Compare?

See how $16/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $505.58 $2,368/mo $28,415 Florida None $2,410/mo $28,920 New York $1,064.45 $2,321/mo $27,856 Texas None $2,410/mo $28,920 Washington None $2,410/mo $28,920
Open Full Calculator for New Hampshire — $16/hr →

Equivalent Annual Salary Pages

$16/hr = $33,280/year gross. See the full state-by-state salary breakdown:

$33,280 salary in New Hampshire — full breakdown $33,280 after tax in New Hampshire $33,280 salary to hourly New Hampshire paycheck calculator

Adjacent Rates in New Hampshire

$13/hr in New Hampshire$14/hr in New Hampshire$15/hr in New Hampshire$17/hr in New Hampshire$18/hr in New Hampshire$19/hr in New Hampshire

Same Rate, Other States

$16/hr in Alabama$16/hr in Alaska$16/hr in Arizona$16/hr in Arkansas$16/hr in California$16/hr in Colorado

Cost of Living in New Hampshire

✗ Difficult — $16/hr falls short in New Hampshire
  • Avg 1BR rent in Manchester: $1,500/mo — over the 30% rule (54% of gross monthly)
  • Minimum comfortable income in New Hampshire: $50,000/yr
  • Your net annual: $28,920 ($21,080 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$13.4/hr

Working at $16/hr in New Hampshire

New Hampshire's tax-free wage and sales-tax-free environment make this one of the strongest net take-home positions in the Northeast. A worker earning $25/hr in Manchester takes home meaningfully more than the same worker in Massachusetts. The Boston metro job market is accessible for those willing to commute.

At ${rate}/hr, you work roughly 108 hours each month to cover a typical 1BR in Manchester (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 2.2x New Hampshire's federal minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in New Hampshire is 13.1% -- federal income tax accounts for 5.4%, FICA 7.6% (no New Hampshire state income tax).

New Hampshire's economy benefits from its proximity to Boston — many residents commute to Massachusetts while living in a lower-tax state. Healthcare, manufacturing, tourism, and finance are major sectors. The state has consistently low unemployment.

New Hampshire has no tax on wages or salaries — completely eliminated. It also has no sales tax. The combination makes New Hampshire the lowest-tax state in the Northeast by a significant margin. (Investment income is still taxed at 3%, phasing out.)

New Hampshire follows the federal minimum wage of $7.25/hr.

Monthly Budget on $16/hr in New Hampshire

Based on $2,410/month take-home. Percentages follow common 50/30/20 guidelines adjusted for New Hampshire's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,500 $18,000 62.2%
Food (groceries + dining) $289 $3,468 12.0%
Transportation $241 $2,892 10.0%
Utilities $145 $1,740 6.0%
Healthcare $121 $1,452 5.0%
Entertainment $121 $1,452 5.0%
Savings (10% target) $241 $2,892 10.0%
Remaining / Surplus $-248 $-2,976 -10.3%

⚠ This budget is underwater — rent alone exceeds the 30% guideline in New Hampshire at $16/hr. Consider roommates, lower-cost areas, or targeting a higher wage to reach balance.

Overtime Pay — $16/hr in New Hampshire

At time-and-a-half ($24.00/hr), here's what overtime adds to your annual net income in New Hampshire. Your marginal tax rate at this income level is ~13.5%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $120 $104 $5,200
10 hrs/week $240 $208 $10,400
20 hrs/week $480 $415 $20,750

Hours to Afford Common Purchases at $16/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $13.90 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 3.2 hrs 3.6 hrs
Week of groceries $120 7.5 hrs 8.7 hrs
iPhone 16 (base) $799 50 hrs 57.5 hrs
1 month rent (Manchester) $1,500 93.8 hrs 107.9 hrs
Used car ($10k) $10,000 625 hrs 719.3 hrs
Median new car ($48k) $48,000 3000 hrs 3452.3 hrs

Frequently Asked Questions

16 an hour -- is it a good wage in New Hampshire?

16/hr in New Hampshire gives you $28,920/year after taxes -- below what's needed for comfortable living in New Hampshire. Avg 1BR rent in Manchester: $1,500/month (exceeds the 30% rule).

What is 16 an hour after taxes in New Hampshire?

16/hr in New Hampshire = $28,920/year or $2,410/month net. Effective rate: 13.1%.

How does 16/hr go further -- New Hampshire or Texas?

16/hr in New Hampshire has similar purchasing power to ~13.4/hr in Texas.

What does 16/hr look like as a monthly budget in New Hampshire?

On $2,410/month in New Hampshire: rent $1,500, food $289, transport $241, savings $241, surplus ~$0.

How much does overtime add at 16/hr in New Hampshire?

At 1.5x (24.00/hr OT), 5 extra hrs/week adds ~$5,200/year net; 10 hrs/week adds ~$10,400/year.