2026 Tax Year · Single Filer · New Hampshire

$15 an Hour in New Hampshire — After-Tax Take-Home (2026)

At $15/hour (2,080 hours/year), your gross annual income is $31,200. After federal income tax, Social Security, Medicare (New Hampshire has no state income tax), your take-home pay is $13.10/hr. In New Hampshire's high cost-of-living environment, this is below what's needed for comfortable living in New Hampshire.

Gross Annual
$31,200
Net Annual
$27,249
Net Monthly
$2,271
Net Hourly
$13.10

Pay Period Breakdown

Period Gross Tax Net
Hourly $15.00 $1.90 $13.10
Daily (8 hrs) $120.00 $15.20 $104.80
Weekly (40 hrs) $600.00 $75.98 $524.02
Biweekly $1,200.00 $151.95 $1,048.05
Monthly $2,600.00 $329.23 $2,270.77
Annual $31,200 $3,951 $27,249

Full Tax Breakdown — New Hampshire, Single Filer

Item Rate / Notes Amount
Gross Annual Income $15/hr × 2,080 hrs $31,200
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $15,100
Federal Income Tax 5.0% −$1,564.00
Social Security (6.2%) up to $168,600 −$1,934.40
Medicare (1.45%) −$452.40
New Hampshire State Income Tax No state income tax $0.00
Total Tax 12.7% effective −$3,950.80
Net Take-Home $27,249

How Does New Hampshire Compare?

See how $15/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $422.38 $2,236/mo $26,827 Florida None $2,271/mo $27,249 New York $958.25 $2,191/mo $26,291 Texas None $2,271/mo $27,249 Washington None $2,271/mo $27,249
Open Full Calculator for New Hampshire — $15/hr →

Equivalent Annual Salary Pages

$15/hr = $31,200/year gross. See the full state-by-state salary breakdown:

$31,200 salary in New Hampshire — full breakdown $31,200 after tax in New Hampshire $31,200 salary to hourly New Hampshire paycheck calculator

Adjacent Rates in New Hampshire

$12/hr in New Hampshire$13/hr in New Hampshire$14/hr in New Hampshire$16/hr in New Hampshire$17/hr in New Hampshire$18/hr in New Hampshire

Same Rate, Other States

$15/hr in Alabama$15/hr in Alaska$15/hr in Arizona$15/hr in Arkansas$15/hr in California$15/hr in Colorado

Cost of Living in New Hampshire

✗ Difficult — $15/hr falls short in New Hampshire
  • Avg 1BR rent in Manchester: $1,500/mo — over the 30% rule (58% of gross monthly)
  • Minimum comfortable income in New Hampshire: $50,000/yr
  • Your net annual: $27,249 ($22,751 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$12.6/hr

Working at $15/hr in New Hampshire

No income tax on wages and no sales tax means this wage goes further than anywhere else in the Northeast. Manchester 1BR rents average $1,400/month — higher than most Southern cities but far below Boston. The proximity to Boston's job market while paying NH's lower taxes is the core financial advantage.

At ${rate}/hr, you work roughly 115 hours each month to cover a typical 1BR in Manchester (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 2.1x New Hampshire's federal minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in New Hampshire is 12.7% -- federal income tax accounts for 5.0%, FICA 7.7% (no New Hampshire state income tax).

New Hampshire's economy benefits from its proximity to Boston — many residents commute to Massachusetts while living in a lower-tax state. Healthcare, manufacturing, tourism, and finance are major sectors. The state has consistently low unemployment.

New Hampshire has no tax on wages or salaries — completely eliminated. It also has no sales tax. The combination makes New Hampshire the lowest-tax state in the Northeast by a significant margin. (Investment income is still taxed at 3%, phasing out.)

New Hampshire follows the federal minimum wage of $7.25/hr.

Monthly Budget on $15/hr in New Hampshire

Based on $2,271/month take-home. Percentages follow common 50/30/20 guidelines adjusted for New Hampshire's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,500 $18,000 66.1%
Food (groceries + dining) $272 $3,264 12.0%
Transportation $227 $2,724 10.0%
Utilities $136 $1,632 6.0%
Healthcare $114 $1,368 5.0%
Entertainment $114 $1,368 5.0%
Savings (10% target) $227 $2,724 10.0%
Remaining / Surplus $-319 $-3,828 -14.0%

⚠ This budget is underwater — rent alone exceeds the 30% guideline in New Hampshire at $15/hr. Consider roommates, lower-cost areas, or targeting a higher wage to reach balance.

Overtime Pay — $15/hr in New Hampshire

At time-and-a-half ($22.50/hr), here's what overtime adds to your annual net income in New Hampshire. Your marginal tax rate at this income level is ~13.5%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $113 $97 $4,850
10 hrs/week $225 $195 $9,750
20 hrs/week $450 $389 $19,450

Hours to Afford Common Purchases at $15/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $13.10 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 3.4 hrs 3.9 hrs
Week of groceries $120 8 hrs 9.2 hrs
iPhone 16 (base) $799 53.3 hrs 61 hrs
1 month rent (Manchester) $1,500 100 hrs 114.5 hrs
Used car ($10k) $10,000 666.7 hrs 763.4 hrs
Median new car ($48k) $48,000 3200 hrs 3664 hrs

Frequently Asked Questions

15 an hour -- is it a good wage in New Hampshire?

15/hr in New Hampshire gives you $27,249/year after taxes -- below what's needed for comfortable living in New Hampshire. Avg 1BR rent in Manchester: $1,500/month (exceeds the 30% rule).

What is 15 an hour after taxes in New Hampshire?

15/hr in New Hampshire = $27,249/year or $2,271/month net. Effective rate: 12.7%.

How does 15/hr go further -- New Hampshire or Texas?

15/hr in New Hampshire has similar purchasing power to ~12.6/hr in Texas.

What does 15/hr look like as a monthly budget in New Hampshire?

On $2,271/month in New Hampshire: rent $1,500, food $272, transport $227, savings $227, surplus ~$0.

How much does overtime add at 15/hr in New Hampshire?

At 1.5x (22.50/hr OT), 5 extra hrs/week adds ~$4,850/year net; 10 hrs/week adds ~$9,750/year.