2026 Tax Year · Single Filer · Minnesota

$27 an Hour in Minnesota — After-Tax Take-Home (2026)

At $27/hour (2,080 hours/year), your gross annual income is $56,160. After federal income tax, Social Security, Medicare, and Minnesota state income tax, your take-home pay is $21.65/hr. In Minnesota's medium cost-of-living environment, this is enough to get by in Minnesota, though budget carefully.

Gross Annual
$56,160
Net Annual
$45,040
Net Monthly
$3,753
Net Hourly
$21.65

Pay Period Breakdown

Period Gross Tax Net
Hourly $27.00 $5.35 $21.65
Daily (8 hrs) $216.00 $42.77 $173.23
Weekly (40 hrs) $1,080.00 $213.85 $866.15
Biweekly $2,160.00 $427.69 $1,732.31
Monthly $4,680.00 $926.67 $3,753.33
Annual $56,160 $11,120 $45,040

Full Tax Breakdown — Minnesota, Single Filer

Item Rate / Notes Amount
Gross Annual Income $27/hr × 2,080 hrs $56,160
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $40,060
Federal Income Tax 8.1% −$4,559.20
Social Security (6.2%) up to $168,600 −$3,481.92
Medicare (1.45%) −$814.32
Minnesota Standard Deduction Single 2026 −$16,100
Minnesota State Income Tax 4.0% −$2,264.58
Total Tax 19.8% effective −$11,120.02
Net Take-Home $45,040

How Does Minnesota Compare?

See how $27/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $1,635.04 $3,806/mo $45,670 Florida None $3,942/mo $47,305 New York $2,387.21 $3,743/mo $44,917 Texas None $3,942/mo $47,305 Washington None $3,942/mo $47,305
Open Full Calculator for Minnesota — $27/hr →

Equivalent Annual Salary Pages

$27/hr = $56,160/year gross. See the full state-by-state salary breakdown:

$56,160 salary in Minnesota — full breakdown $56,160 after tax in Minnesota $56,160 salary to hourly Minnesota paycheck calculator

Adjacent Rates in Minnesota

$24/hr in Minnesota$25/hr in Minnesota$26/hr in Minnesota$28/hr in Minnesota$29/hr in Minnesota$30/hr in Minnesota

Same Rate, Other States

$27/hr in Alabama$27/hr in Alaska$27/hr in Arizona$27/hr in Arkansas$27/hr in California$27/hr in Colorado

Cost of Living in Minnesota

⚠ Tight — $27/hr is borderline in Minnesota
  • Avg 1BR rent in Minneapolis: $1,250/mo — within budget (27% of gross monthly)
  • Minimum comfortable income in Minnesota: $42,000/yr
  • Your net annual: $45,040 ($3,040 above comfortable threshold)
  • Purchasing power equivalent in Texas: ~$27/hr

Working at $27/hr in Minnesota

At this level in Minnesota the progressive tax structure takes a significant bite — effective state rates often reach 7–8%. The strong corporate presence (Fortune 500 companies per capita is among the highest in the US) means high-skill workers are well compensated to offset the higher taxes.

At ${rate}/hr, you work roughly 58 hours each month to cover a typical 1BR in Minneapolis (${rent.toLocaleString()}/mo) -- that's within the 30% gross income guideline. This wage is 2.4x Minnesota's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Minnesota is 19.8% -- federal income tax accounts for 8.1%, FICA 7.6%, and Minnesota state tax 4.0%.

Minnesota has a highly educated workforce and strong corporate base — Target, UnitedHealth Group, 3M, General Mills, and Best Buy are all headquartered here. The Twin Cities metro has a diverse, resilient economy. Healthcare, finance, retail, and manufacturing are major sectors.

Minnesota has a progressive income tax with a top rate of 9.85% — one of the highest in the Midwest. The brackets are steep: the 6.8% rate applies above ~$29k for single filers. This creates a noticeably higher state tax burden at mid and upper incomes relative to neighboring Wisconsin or Iowa.

Minnesota's minimum wage is $11.13/hr for large employers (2026).

Monthly Budget on $27/hr in Minnesota

Based on $3,753/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Minnesota's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,250 $15,000 33.3%
Food (groceries + dining) $450 $5,400 12.0%
Transportation $375 $4,500 10.0%
Utilities $225 $2,700 6.0%
Healthcare $188 $2,256 5.0%
Entertainment $188 $2,256 5.0%
Savings (10% target) $375 $4,500 10.0%
Remaining / Surplus $702 $8,424 18.7%

Overtime Pay — $27/hr in Minnesota

At time-and-a-half ($40.50/hr), here's what overtime adds to your annual net income in Minnesota. Your marginal tax rate at this income level is ~20.3%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $203 $161 $8,050
10 hrs/week $405 $323 $16,150
20 hrs/week $810 $646 $32,300

Hours to Afford Common Purchases at $27/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $21.65 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 1.9 hrs 2.4 hrs
Week of groceries $120 4.5 hrs 5.6 hrs
iPhone 16 (base) $799 29.6 hrs 36.9 hrs
1 month rent (Minneapolis) $1,250 46.3 hrs 57.8 hrs
Used car ($10k) $10,000 370.4 hrs 461.9 hrs
Median new car ($48k) $48,000 1777.8 hrs 2216.7 hrs

Frequently Asked Questions

27 an hour -- is it a good wage in Minnesota?

27/hr in Minnesota gives you $45,040/year after taxes -- enough to get by in Minnesota, though budget carefully. Avg 1BR rent in Minneapolis: $1,250/month (within the 30% rule).

What is 27 an hour after taxes in Minnesota?

27/hr in Minnesota = $45,040/year or $3,753/month net. Effective rate: 19.8%.

How does 27/hr go further -- Minnesota or Texas?

27/hr in Minnesota has similar purchasing power to ~27/hr in Texas.

What does 27/hr look like as a monthly budget in Minnesota?

On $3,753/month in Minnesota: rent $1,250, food $450, transport $375, savings $375, surplus ~$702.

How much does overtime add at 27/hr in Minnesota?

At 1.5x (40.50/hr OT), 5 extra hrs/week adds ~$8,050/year net; 10 hrs/week adds ~$16,150/year.