2026 Tax Year · Single Filer · Missouri

$48 an Hour in Missouri — After-Tax Take-Home (2026)

At $48/hour (2,080 hours/year), your gross annual income is $99,840. After federal income tax, Social Security, Medicare, and Missouri state income tax, your take-home pay is $36.08/hr. In Missouri's low cost-of-living environment, this is a comfortable living wage in Missouri.

Gross Annual
$99,840
Net Annual
$75,048
Net Monthly
$6,254
Net Hourly
$36.08

Pay Period Breakdown

Period Gross Tax Net
Hourly $48.00 $11.92 $36.08
Daily (8 hrs) $384.00 $95.35 $288.65
Weekly (40 hrs) $1,920.00 $476.77 $1,443.23
Biweekly $3,840.00 $953.54 $2,886.46
Monthly $8,320.00 $2,066.01 $6,253.99
Annual $99,840 $24,792 $75,048

Full Tax Breakdown — Missouri, Single Filer

Item Rate / Notes Amount
Gross Annual Income $48/hr × 2,080 hrs $99,840
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $83,740
Federal Income Tax 13.2% −$13,134.80
Social Security (6.2%) up to $168,600 −$6,190.08
Medicare (1.45%) −$1,447.68
Missouri Standard Deduction Single 2026 −$16,100
Missouri State Income Tax 4.0% −$4,019.52
Total Tax 24.8% effective −$24,792.08
Net Take-Home $75,048

How Does Missouri Compare?

See how $48/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $5,343.70 $6,144/mo $73,724 Florida None $6,589/mo $79,067 New York $4,942.49 $6,177/mo $74,125 Texas None $6,589/mo $79,067 Washington None $6,589/mo $79,067
Open Full Calculator for Missouri — $48/hr →

Equivalent Annual Salary Pages

$48/hr = $99,840/year gross. See the full state-by-state salary breakdown:

$99,840 salary in Missouri — full breakdown $99,840 after tax in Missouri $99,840 salary to hourly Missouri paycheck calculator

Adjacent Rates in Missouri

$45/hr in Missouri$46/hr in Missouri$47/hr in Missouri$49/hr in Missouri$50/hr in Missouri$51/hr in Missouri

Same Rate, Other States

$48/hr in Alabama$48/hr in Alaska$48/hr in Arizona$48/hr in Arkansas$48/hr in California$48/hr in Colorado

Cost of Living in Missouri

✓ Comfortable — $48/hr covers costs in Missouri
  • Avg 1BR rent in Kansas City: $950/mo — within budget (11% of gross monthly)
  • Minimum comfortable income in Missouri: $33,000/yr
  • Your net annual: $75,048 ($42,048 above comfortable threshold)
  • Purchasing power equivalent in Texas: ~$61.1/hr

Working at $48/hr in Missouri

At this level in Missouri you're solidly upper-middle-class. Financial services, healthcare, and tech employers in the metro areas create real demand at this rate.

At ${rate}/hr, you work roughly 27 hours each month to cover a typical 1BR in Kansas City (${rent.toLocaleString()}/mo) -- that's within the 30% gross income guideline. This wage is 3.5x Missouri's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Missouri is 24.8% -- federal income tax accounts for 13.2%, FICA 7.6%, and Missouri state tax 4.0%.

Missouri has a diversified economy including finance (Edward Jones, Citi operations in St. Louis), healthcare (BJC HealthCare, SSM Health), agriculture, manufacturing, and a growing tech scene in Kansas City and St. Louis.

Missouri has a flat 4.8% income tax rate (reduced from a graduated system). The state mirrors the federal standard deduction.

Missouri's minimum wage is $13.75/hr (2026), indexed to inflation.

Monthly Budget on $48/hr in Missouri

Based on $6,254/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Missouri's cost of living.

Category Monthly Annual % of Net
Rent / Housing $950 $11,400 15.2%
Food (groceries + dining) $750 $9,000 12.0%
Transportation $625 $7,500 10.0%
Utilities $375 $4,500 6.0%
Healthcare $313 $3,756 5.0%
Entertainment $313 $3,756 5.0%
Savings (10% target) $625 $7,500 10.0%
Remaining / Surplus $2,303 $27,636 36.8%

Overtime Pay — $48/hr in Missouri

At time-and-a-half ($72.00/hr), here's what overtime adds to your annual net income in Missouri. Your marginal tax rate at this income level is ~28.3%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $360 $258 $12,900
10 hrs/week $720 $517 $25,850
20 hrs/week $1,440 $1,033 $51,650

Hours to Afford Common Purchases at $48/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $36.08 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 1.1 hrs 1.4 hrs
Week of groceries $120 2.5 hrs 3.4 hrs
iPhone 16 (base) $799 16.7 hrs 22.2 hrs
1 month rent (Kansas City) $950 19.8 hrs 26.4 hrs
Used car ($10k) $10,000 208.4 hrs 277.2 hrs
Median new car ($48k) $48,000 1000 hrs 1330.4 hrs

Frequently Asked Questions

48 an hour -- is it a good wage in Missouri?

48/hr in Missouri gives you $75,048/year after taxes -- a comfortable living wage in Missouri. Avg 1BR rent in Kansas City: $950/month (within the 30% rule).

What is 48 an hour after taxes in Missouri?

48/hr in Missouri = $75,048/year or $6,254/month net. Effective rate: 24.8%.

How does 48/hr go further -- Missouri or Texas?

48/hr in Missouri has similar purchasing power to ~61.1/hr in Texas.

What does 48/hr look like as a monthly budget in Missouri?

On $6,254/month in Missouri: rent $950, food $750, transport $625, savings $625, surplus ~$2,303.

How much does overtime add at 48/hr in Missouri?

At 1.5x (72.00/hr OT), 5 extra hrs/week adds ~$12,900/year net; 10 hrs/week adds ~$25,850/year.