2026 Tax Year · Single Filer · Oregon

$15 an Hour in Oregon — After-Tax Take-Home (2026)

At $15/hour (2,080 hours/year), your gross annual income is $31,200. After federal income tax, Social Security, Medicare, and Oregon state income tax, your take-home pay is $12.04/hr. In Oregon's high cost-of-living environment, this is below what's needed for comfortable living in Oregon.

Gross Annual
$31,200
Net Annual
$25,044
Net Monthly
$2,087
Net Hourly
$12.04

Pay Period Breakdown

Period Gross Tax Net
Hourly $15.00 $2.96 $12.04
Daily (8 hrs) $120.00 $23.68 $96.32
Weekly (40 hrs) $600.00 $118.38 $481.62
Biweekly $1,200.00 $236.75 $963.25
Monthly $2,600.00 $512.97 $2,087.03
Annual $31,200 $6,156 $25,044

Full Tax Breakdown — Oregon, Single Filer

Item Rate / Notes Amount
Gross Annual Income $15/hr × 2,080 hrs $31,200
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $15,100
Federal Income Tax 5.0% −$1,564.00
Social Security (6.2%) up to $168,600 −$1,934.40
Medicare (1.45%) −$452.40
Oregon Standard Deduction Single 2026 −$2,745
Oregon State Income Tax 7.1% −$2,204.81
Total Tax 19.7% effective −$6,155.61
Net Take-Home $25,044

How Does Oregon Compare?

See how $15/hr take-home differs in other states at the same wage:

State State Tax Net Monthly Net Annual
California $422.38 $2,236/mo $26,827 Florida None $2,271/mo $27,249 New York $958.25 $2,191/mo $26,291 Texas None $2,271/mo $27,249 Washington None $2,271/mo $27,249
Open Full Calculator for Oregon — $15/hr →

Equivalent Annual Salary Pages

$15/hr = $31,200/year gross. See the full state-by-state salary breakdown:

$31,200 salary in Oregon — full breakdown $31,200 after tax in Oregon $31,200 salary to hourly Oregon paycheck calculator

Adjacent Rates in Oregon

$12/hr in Oregon$13/hr in Oregon$14/hr in Oregon$16/hr in Oregon$17/hr in Oregon$18/hr in Oregon

Same Rate, Other States

$15/hr in Alabama$15/hr in Alaska$15/hr in Arizona$15/hr in Arkansas$15/hr in California$15/hr in Colorado

Cost of Living in Oregon

✗ Difficult — $15/hr falls short in Oregon
  • Avg 1BR rent in Portland: $1,600/mo — over the 30% rule (62% of gross monthly)
  • Minimum comfortable income in Oregon: $52,000/yr
  • Your net annual: $25,044 ($26,956 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$12.1/hr

Working at $15/hr in Oregon

Oregon's income tax is steep even at lower incomes — the 4.75% rate kicks in around $17k for single filers. Portland's rental market has softened somewhat from its 2022 peak but still averages $1,500–$1,800/month for 1BR. No sales tax provides partial relief on daily purchases.

At ${rate}/hr, you work roughly 133 hours each month to cover a typical 1BR in Portland (${rent.toLocaleString()}/mo) -- that's above the 30% gross income guideline. This wage is 1.0x Oregon's minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in Oregon is 19.7% -- federal income tax accounts for 5.0%, FICA 7.7%, and Oregon state tax 7.1%.

Oregon's economy is driven by tech (Intel's largest fab is in Hillsboro, Nike HQ in Beaverton, Adidas US HQ in Portland), timber, agriculture, and tourism. Portland has a significant creative and startup economy.

Oregon has a progressive income tax with a top rate of 9.9% — among the highest in the US. The 8.75% bracket applies above $125k, but the 8% bracket starts around $17.4k for single filers. Oregon has no sales tax. Portland also levies a metro tax and Arts Tax on residents.

Oregon's minimum wage is $14.70/hr statewide (2026). Portland metro: $15.95/hr.

Monthly Budget on $15/hr in Oregon

Based on $2,087/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Oregon's cost of living.

Category Monthly Annual % of Net
Rent / Housing $1,600 $19,200 76.7%
Food (groceries + dining) $250 $3,000 12.0%
Transportation $209 $2,508 10.0%
Utilities $125 $1,500 6.0%
Healthcare $104 $1,248 5.0%
Entertainment $104 $1,248 5.0%
Savings (10% target) $209 $2,508 10.0%
Remaining / Surplus $-514 $-6,168 -24.6%

⚠ This budget is underwater — rent alone exceeds the 30% guideline in Oregon at $15/hr. Consider roommates, lower-cost areas, or targeting a higher wage to reach balance.

Overtime Pay — $15/hr in Oregon

At time-and-a-half ($22.50/hr), here's what overtime adds to your annual net income in Oregon. Your marginal tax rate at this income level is ~22.2%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $113 $88 $4,400
10 hrs/week $225 $175 $8,750
20 hrs/week $450 $350 $17,500

Hours to Afford Common Purchases at $15/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $12.04 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 3.4 hrs 4.2 hrs
Week of groceries $120 8 hrs 10 hrs
iPhone 16 (base) $799 53.3 hrs 66.4 hrs
1 month rent (Portland) $1,600 106.7 hrs 132.9 hrs
Used car ($10k) $10,000 666.7 hrs 830.6 hrs
Median new car ($48k) $48,000 3200 hrs 3986.6 hrs

Frequently Asked Questions

15 an hour -- is it a good wage in Oregon?

15/hr in Oregon gives you $25,044/year after taxes -- below what's needed for comfortable living in Oregon. Avg 1BR rent in Portland: $1,600/month (exceeds the 30% rule).

What is 15 an hour after taxes in Oregon?

15/hr in Oregon = $25,044/year or $2,087/month net. Effective rate: 19.7%.

How does 15/hr go further -- Oregon or Texas?

15/hr in Oregon has similar purchasing power to ~12.1/hr in Texas.

What does 15/hr look like as a monthly budget in Oregon?

On $2,087/month in Oregon: rent $1,600, food $250, transport $209, savings $209, surplus ~$0.

How much does overtime add at 15/hr in Oregon?

At 1.5x (22.50/hr OT), 5 extra hrs/week adds ~$4,400/year net; 10 hrs/week adds ~$8,750/year.