$19 an Hour in Missouri — After-Tax Take-Home (2026)

At $19/hour (2,080 hours/year), your gross annual income is $39,520. After federal income tax, Social Security, Medicare, and Missouri state income tax, your take-home pay is $15.77/hr. In Missouri's low cost-of-living environment, this is enough to get by in Missouri, though budget carefully.

Gross Annual
$39,520
Net Annual
$32,810
Net Monthly
$2,734
Net Hourly
$15.77

Pay Period Breakdown

Period Gross Tax Net
Hourly $19.00 $3.23 $15.77
Daily (8 hrs) $152.00 $25.81 $126.19
Weekly (40 hrs) $760.00 $129.04 $630.96
Biweekly $1,520.00 $258.07 $1,261.93
Monthly $3,293.33 $559.15 $2,734.18
Annual $39,520 $6,710 $32,810

Full Tax Breakdown — Missouri, Single Filer

Item Rate / Notes Amount
Gross Annual Income $19/hr × 2,080 hrs $39,520
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $23,420
Federal Income Tax 6.5% −$2,562.40
Social Security (6.2%) up to $184,500 −$2,450.24
Medicare (1.45%) −$573.04
Missouri Standard Deduction Single 2026 −$16,100
Missouri State Income Tax 2.8% −$1,124.16
Total Tax 17.0% effective −$6,709.84
Net Take-Home $32,810

How Does Missouri Compare?

See how $19/hr take-home differs in other states at the same wage:

Equivalent Annual Salary Pages

$19/hr = $39,520/year gross. See the full state-by-state salary breakdown:

Adjacent Rates in Missouri

Same Rate, Other States

Cost of Living in Missouri

⚠ Tight — $19/hr is borderline in Missouri
  • Avg 1BR rent in Kansas City: $950/mo — within budget (29% of gross monthly)
  • Minimum comfortable income in Missouri: $33,000/yr
  • Your net annual: $32,810 ($190 below comfortable threshold)
  • Purchasing power equivalent in Texas: ~$24.2/hr

Working at $19/hr in Missouri

This is a comfortable income in Missouri. Kansas City's growing tech and finance sectors create upward mobility. The flat tax structure is predictable, and the low COL means take-home translates directly into quality of life.

At $19/hr, you work roughly 61 hours each month to cover a typical 1BR in Kansas City ($950/mo) -- that's within the 30% gross income guideline. This wage is 1.4x Missouri's minimum wage of $13.75/hr. Your combined effective tax rate at $19/hr in Missouri is 17.0% -- federal income tax accounts for 6.5%, FICA 7.6%, and Missouri state tax 2.8%.

Missouri has a diversified economy including finance (Edward Jones, Citi operations in St. Louis), healthcare (BJC HealthCare, SSM Health), agriculture, manufacturing, and a growing tech scene in Kansas City and St. Louis.

Missouri has a flat 4.8% income tax rate (reduced from a graduated system). The state mirrors the federal standard deduction.

Missouri's minimum wage is $13.75/hr (2026), indexed to inflation.

Monthly Budget on $19/hr in Missouri

Based on $2,734/month take-home. Percentages follow common 50/30/20 guidelines adjusted for Missouri's cost of living.

Category Monthly Annual % of Net
Rent / Housing $950 $11,400 34.7%
Food (groceries + dining) $328 $3,936 12.0%
Transportation $273 $3,276 10.0%
Utilities $164 $1,968 6.0%
Healthcare $137 $1,644 5.0%
Entertainment $137 $1,644 5.0%
Savings (10% target) $273 $3,276 10.0%
Remaining / Surplus $472 $5,664 17.3%

Overtime Pay — $19/hr in Missouri

At time-and-a-half ($28.50/hr), here's what overtime adds to your annual net income in Missouri. Your marginal tax rate at this income level is ~18.3%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $143 $116 $5,800
10 hrs/week $285 $233 $11,650
20 hrs/week $570 $466 $23,300

Hours to Afford Common Purchases at $19/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $15.77 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 2.7 hrs 3.2 hrs
Week of groceries $120 6.4 hrs 7.7 hrs
iPhone 16 (base) $799 42.1 hrs 50.7 hrs
1 month rent (Kansas City) $950 50 hrs 60.3 hrs
Used car ($10k) $10,000 526.4 hrs 634 hrs
Median new car ($48k) $48,000 2526.4 hrs 3043 hrs

What Jobs Pay $19/hr in Missouri?

At $19/hour, you earn 0% above the estimated median hourly wage in Missouri. Jobs that commonly pay around this rate include:

medical assistant, customer service rep, administrative assistant, delivery driver, phlebotomist, dental receptionist

These figures reflect statewide averages for Missouri. The Kansas City metro area typically pays 8% more than rural parts of the state for the same role. Specialized certifications, union membership, or government employment at this wage tier often add meaningful benefits that raise total compensation above the base hourly figure.

At 19/hr in Missouri, you are earning a functional wage but have limited financial cushion. Your $32,810 net income is close to the $33,000 comfortable living threshold -- deliberate budgeting is essential.

Geographic Wage Variation Within Missouri

The $19/hr figure reflects a statewide average. Wages for the same job title can differ significantly by location within Missouri. The Kansas City metro area generally commands a 8% premium over the state average, while rural areas typically pay 4% less.

LocationTypical Wagevs. AverageKey Tradeoff
Kansas City metro$20.5/hr+8%Higher pay, higher COL
Missouri average$19/hrBaselineThis page's figures
Rural Missouri$18.2/hr-4%Lower pay, lower COL

When choosing between metro and rural Missouri at this wage tier, compare net monthly surplus rather than gross hourly rates. Rural areas have lower rent, shorter commutes, and lower day-to-day costs -- the purchasing power difference is often smaller than the raw wage gap suggests.

Savings Goals at $19/hr in Missouri

Saving $273/month (10% of net), here is how long it takes to reach common financial milestones from a starting balance of zero:

GoalTargetAt $273/moNotes
Weekend getaway$3,00011 monthsFlights + hotel, domestic
3-month emergency fund$5,55621 monthsCore expenses only
6-month emergency fund$11,11241 monthsFull financial cushion
Used car (no loan)$8,00030 monthsReliable used vehicle
New car down payment$25,00092 months~50% down to minimize payments
Home down payment$4,95019 months10% on a starter home in Missouri

Your monthly budget surplus of $472 means you can accelerate these timelines by directing extra cash beyond the 10% baseline. Automating transfers on payday is the most reliable way to stay consistent.

Debt Payoff on $19/hr in Missouri

Allocating 15% of net monthly income ($410/month) toward debt repayment is sustainable while still allowing for savings and essentials.

DebtBalanceMonthly PaymentPayoff Time
Credit card$5,000$41013 months
Student loan$30,000$41074 months

These timelines exclude interest, which meaningfully extends payoff for high-APR credit cards. Prioritize high-interest debt first. Even an extra $50/month toward a credit card balance can cut months off your payoff timeline and save hundreds in interest.

401(k) and Retirement at $19/hr

Contributing 6% ($2,371/year) to a pre-tax 401(k) saves you $398 in taxes at your 16.8% marginal rate -- your actual out-of-pocket cost is only $1,973/year. If your employer matches up to 6%, that match is $2,371 in additional annual compensation -- never leave it uncaptured.

Saving $3,276/year and investing at a 7% average annual return builds significant wealth over time:

Time HorizonTotal ContributedValue at 7% ReturnGrowth Gain
5 years$16,380$17,363$983 interest
10 years$32,760$34,824$2,064 interest
20 years$65,520$70,237$4,717 interest

What Would a Raise Mean at $19/hr in Missouri?

A $1/hr raise adds $1,700 to your annual net take-home in Missouri after taxes. Your marginal rate on additional income is approximately 18.3%, so you keep 81.8% of every extra dollar earned.

RaiseNew RateAdded Net/YearAdded Net/Month
$1/hr raise$20/hr$1,700$142
5% raise$20/hr$1,700$142
10% raise$20.9/hr$3,231$269

Frequently Asked Questions

Is 19 an hour a good wage in Missouri?

19/hr in Missouri gives you $32,810/year after taxes -- enough to get by in Missouri, though budget carefully. Avg 1BR rent in Kansas City: $950/month (within the 30% rule). It places you 0% above the estimated state median wage.

What is 19 an hour after taxes in Missouri?

19/hr in Missouri = $32,810/year or $2,734/month net. Effective tax rate: 17.0%, made up of 6.5% federal, 7.6% FICA, and 2.8% Missouri state tax.

What jobs pay 19 an hour in Missouri?

Common roles at 19/hr in Missouri include medical assistant, administrative assistant, delivery driver. Metro areas like Kansas City typically pay 8% more for the same role.

How does 19/hr go further -- Missouri or Texas?

19/hr in Missouri has similar purchasing power to ~24.2/hr in Texas. Missouri state income tax reduces take-home vs Texas.

How long to build an emergency fund at 19/hr in Missouri?

Saving $273/month (10% of net), you reach a 3-month emergency fund of $5,556 in 21 months. A 6-month fund takes 41 months.

What does a 401(k) cost at 19/hr in Missouri?

A 6% contribution ($2,371/year) saves $398 in taxes at your 16.8% marginal rate. Your net out-of-pocket cost is only $1,973/year -- and if your employer matches, it is essentially free money.

What does a $1/hr raise mean at 19/hr in Missouri?

A $1/hr raise adds $1,700/year to your net take-home in Missouri after the 18.3% marginal tax rate. You keep 81.8% of every additional dollar earned.

What is the effective tax rate at 19/hr in Missouri?

At 19/hr in Missouri, your total effective tax rate is 17.0%: federal income tax 6.5%, Social Security 6.2%, Medicare 1.5%, and Missouri state tax 2.8%. You keep 83.0% of every gross dollar.

Can you afford rent in Kansas City on 19/hr?

The average 1BR in Kansas City is $950/month. At 19/hr, rent consumes 29% of your gross monthly pay -- within the recommended 30% ceiling. Your net hourly rate of $15.77 means you work 61 hours per month to cover rent.

What does 19/hr look like as an annual salary?

19/hr times 2,080 hours equals $39,520/year gross. After all taxes in Missouri, your net annual income is $32,810 -- an effective take-home rate of 83.0%.