$24 an Hour in North Dakota — After-Tax Take-Home (2026)

At $24/hour (2,080 hours/year), your gross annual income is $49,920. After federal income tax, Social Security, Medicare, and North Dakota state income tax, your take-home pay is $19.93/hr. In North Dakota's low cost-of-living environment, this is a comfortable living wage in North Dakota.

Gross Annual
$49,920
Net Annual
$41,445
Net Monthly
$3,454
Net Hourly
$19.93

Pay Period Breakdown

Period Gross Tax Net
Hourly $24.00 $4.07 $19.93
Daily (8 hrs) $192.00 $32.60 $159.40
Weekly (40 hrs) $960.00 $162.98 $797.02
Biweekly $1,920.00 $325.95 $1,594.05
Monthly $4,160.00 $706.23 $3,453.77
Annual $49,920 $8,475 $41,445

Full Tax Breakdown — North Dakota, Single Filer

Item Rate / Notes Amount
Gross Annual Income $24/hr × 2,080 hrs $49,920
Federal Standard Deduction Single 2026 −$16,100
Federal Taxable Income $33,820
Federal Income Tax 7.6% −$3,810.40
Social Security (6.2%) up to $168,600 −$3,095.04
Medicare (1.45%) −$723.84
North Dakota Standard Deduction Single 2026 −$16,100
North Dakota State Income Tax 1.7% −$845.50
Total Tax 17.0% effective −$8,474.78
Net Take-Home $41,445

How Does North Dakota Compare?

See how $24/hr take-home differs in other states at the same wage:

Equivalent Annual Salary Pages

$24/hr = $49,920/year gross. See the full state-by-state salary breakdown:

Adjacent Rates in North Dakota

Same Rate, Other States

Cost of Living in North Dakota

✓ Comfortable — $24/hr covers costs in North Dakota
  • Avg 1BR rent in Fargo: $950/mo — within budget (23% of gross monthly)
  • Minimum comfortable income in North Dakota: $34,000/yr
  • Your net annual: $41,445 ($7,445 above comfortable threshold)
  • Purchasing power equivalent in Texas: ~$29.6/hr

Working at $24/hr in North Dakota

This is a very comfortable income in North Dakota. The 2.5% flat tax is nearly the lowest in the US. Fargo's stable economy and low cost of living translate this wage into real financial security.

At ${rate}/hr, you work roughly 48 hours each month to cover a typical 1BR in Fargo (${rent.toLocaleString()}/mo) -- that's within the 30% gross income guideline. This wage is 3.3x North Dakota's federal minimum wage of ${ctx.minWage}/hr. Your combined effective tax rate at ${rate}/hr in North Dakota is 17.0% -- federal income tax accounts for 7.6%, FICA 7.6%, and North Dakota state tax 1.7%.

North Dakota's economy is driven by energy (Bakken oil formation), agriculture, and healthcare. Fargo has a growing tech and healthcare sector. The oil boom/bust cycle affects wages significantly in western North Dakota.

North Dakota has one of the lowest income tax structures in the US — a flat 2.5% rate for most earners (2026). The state mirrors the federal standard deduction.

North Dakota follows the federal minimum wage of $7.25/hr.

Monthly Budget on $24/hr in North Dakota

Based on $3,454/month take-home. Percentages follow common 50/30/20 guidelines adjusted for North Dakota's cost of living.

Category Monthly Annual % of Net
Rent / Housing $950 $11,400 27.5%
Food (groceries + dining) $414 $4,968 12.0%
Transportation $345 $4,140 10.0%
Utilities $207 $2,484 6.0%
Healthcare $173 $2,076 5.0%
Entertainment $173 $2,076 5.0%
Savings (10% target) $345 $4,140 10.0%
Remaining / Surplus $847 $10,164 24.5%

Overtime Pay — $24/hr in North Dakota

At time-and-a-half ($36.00/hr), here's what overtime adds to your annual net income in North Dakota. Your marginal tax rate at this income level is ~16.0%.

Extra Hours/Week OT Gross/Week Net/Week (est.) Added Net/Year
5 hrs/week $180 $151 $7,550
10 hrs/week $360 $303 $15,150
20 hrs/week $720 $605 $30,250

Hours to Afford Common Purchases at $24/hr

How many hours of work (gross) to buy common items. Actual cost in after-tax hours is higher — divide by your $19.93 net hourly rate for the true cost in time.

Purchase Price Gross Hours Net Hours
Tank of gas (12 gal) $50 2.1 hrs 2.6 hrs
Week of groceries $120 5 hrs 6.1 hrs
iPhone 16 (base) $799 33.3 hrs 40.1 hrs
1 month rent (Fargo) $950 39.6 hrs 47.7 hrs
Used car ($10k) $10,000 416.7 hrs 501.9 hrs
Median new car ($48k) $48,000 2000 hrs 2409 hrs

Frequently Asked Questions

24 an hour -- is it a good wage in North Dakota?

24/hr in North Dakota gives you $41,445/year after taxes -- a comfortable living wage in North Dakota. Avg 1BR rent in Fargo: $950/month (within the 30% rule).

What is 24 an hour after taxes in North Dakota?

24/hr in North Dakota = $41,445/year or $3,454/month net. Effective rate: 17.0%.

How does 24/hr go further -- North Dakota or Texas?

24/hr in North Dakota has similar purchasing power to ~29.6/hr in Texas.

What does 24/hr look like as a monthly budget in North Dakota?

On $3,454/month in North Dakota: rent $950, food $414, transport $345, savings $345, surplus ~$847.

How much does overtime add at 24/hr in North Dakota?

At 1.5x (36.00/hr OT), 5 extra hrs/week adds ~$7,550/year net; 10 hrs/week adds ~$15,150/year.